ACNB Corp
ACNB Corp (ACNB) is listed on NASDAQ and classified in Banks - Regional, part of the Financial Services sector. It is headquartered in Gettysburg, United States and has 501 employees. The company is worth $644.16M and trades at 12.0x its earnings of the last twelve months; the median for its sector is 13.2x. Revenue was $191.82M in fiscal 2025, up 45.1% from the year before. Net income was $37.05M. The share price is 6.3% below its 52-week high of $67.60. It pays a dividend yielding 2.53%, and has raised its annual dividend for 8 years in a row in our records. 5 of the 38 superinvestors we track held it at the end of Q2 2026. The largest position belongs to Two Sigma (Two Sigma Investments), at $5.87M. In that quarter, 2 of them opened or added to the position. No open-market insider trades in it were filed over the last 30 days.
Written from the data on this page: SEC filings (13F, Form 4, annual reports) and market prices.
Year by year, from the annual reports; dividends from the payments themselves.
Bars are year-end balances; lines are what happened during the year.
Major managers that reported this stock in their latest 13F.
▲ +118.1% over 5Y.
today you would have $2,699.89▲ +170.0%
Dividends reinvested, splits accounted for. Past prices say what happened, not what will.
The last 17 closed years, each at that year’s closing price and reported numbers.
| Indicator | Median | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Year-end price | $48.35 | $39.83 | $44.76 | $39.81 | $31.28 | $25.00 | $37.82 | $39.25 | $29.55 | $31.25 | $21.30 | $21.75 | $18.06 | $16.18 | $13.83 | $15.69 | $12.95 | |
| P/E |
Seven formulas applied to the reported numbers, each with its assumption next to the result. None of them predicts a price.
Square root of 22.5 × earnings × book value. Blind to intangibles, so it undervalues software and brands.
Earnings growing 11.1% a year plus a 2.5% dividend yield. Growth capped at 25%.
Median P/E of 13.2 among peers in the sector.
Median P/E of 11.6 across this company’s own years on record.
Cash flow growing 11.1% a year for 10 years, discounted at 10%, then 2.5% forever.
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
Dividend growing 2.3% a year against a 8.3% required return, from the stock’s beta.
Companies of similar size in Financial Services, for comparison. The columns are the same ones above, in the same order.
| Stock | Price | P/E | P/B | Dividend yield | ROE | Market cap |
|---|---|---|---|---|---|---|
| CBNKCapital Bancorp Inc | $39.59 | 11.6x | 1.5x | 1.26% | 14.05% | $645.16M |
| CCBCoastal Financial Corp | $42.02 | — | 1.4x | 0.00% | -0.83% | $642.33M |
| DMIIDrugs Made In America Acquisition II Corp. | $10.18 | 33.9x | — | 0.00% | — | $648.47M |
| WCCBWest Coast Community Bancorp |
| 11.6x |
| 13.4x |
| 10.7x |
| 12.1x |
| 9.6x |
| 9.8x |
| 11.7x |
| 11.3x |
| 12.7x |
| 19.7x |
| 17.4x |
| 11.6x |
| 12.7x |
| 11.6x |
| 10.9x |
| 9.7x |
| 11.0x |
| 10.6x |
| P/S | 2.9x | 2.6x | 3.2x | 3.3x | 3.1x | 2.9x | 2.3x | 4.2x | 3.8x | 3.4x | 3.8x | 2.7x | 2.9x | 2.4x | 2.1x | 1.8x | 2.0x | — |
| P/B | 1.2x | 1.2x | 1.4x | 1.4x | 1.4x | 1.0x | 0.8x | 1.7x | 1.6x | 1.3x | 1.6x | 1.1x | 1.2x | 1.0x | 1.0x | 0.8x | 1.0x | — |
| EPS | $3.60 | $3.73 | $3.71 | $4.15 | $3.19 | $2.13 | $3.36 | $3.09 | $1.50 | $1.80 | $1.83 | $1.71 | $1.56 | $1.49 | $1.43 | $1.42 | $1.22 |
| Dividend yield | 3.29% | 2.85% | 3.16% | 2.55% | 2.66% | 3.29% | 4.00% | 2.59% | 2.27% | 2.71% | 2.56% | 3.76% | 3.54% | 4.21% | 4.70% | 5.50% | 4.84% | 5.87% |
| Payout | 44.44% | 38.33% | 33.78% | 30.73% | 25.54% | 32.29% | 46.95% | 29.17% | 28.80% | 53.33% | 44.44% | 43.72% | 45.03% | 48.72% | 51.01% | 53.15% | 53.52% | 62.30% |
| Profit margin | 21.84% | 19.32% | 24.09% | 27.53% | 32.84% | 29.60% | 19.74% | 30.57% | 29.77% | 16.18% | 21.84% | 22.95% | 22.48% | 20.56% | 19.23% | 18.44% | 17.84% | 16.42% |
| ROE | 9.05% | 8.82% | 10.50% | 11.42% | 14.59% | 10.23% | 7.13% | 12.52% | 12.93% | 6.36% | 9.05% | 9.60% | 9.35% | 8.72% | 8.78% | 8.72% | 8.98% | 8.18% |
Median of the years shown; P/E years above 200x are left out.
The average of the method families that answered, not of the seven numbers: four of the seven start from the same earnings per share.
6 methods answered, across 3 families.
Room for errors in the reported numbers.
+3.6% from the average.
Models, not forecasts, and not investment advice. How each formula works →
| $60.30 |
| 12.1x |
| 1.6x |
| 1.66% |
| 14.03% |
| $634.6M |
| HIFSHingham Institution for Savings - Common Stock | $298.17 | 9.8x | 1.3x | 0.85% | 12.58% | $655.15M |
| BHBBar Harbor Bankshares | $39.47 | 13.3x | 1.2x | 3.34% | 9.70% | $661.76M |