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Enact Holdings, Inc.
Enact Holdings, Inc. (ACT) is listed on NASDAQ and classified in Insurance - Specialty, part of the Financial Services sector. It is headquartered in Raleigh, United States and has 419 employees. The company is worth $6.45B and trades at 9.6x its earnings of the last twelve months; the median for its sector is 13.2x. Revenue was $1.24B in fiscal 2025, up 2.8% from the year before. Net income was $674.24M. The share price is 7.2% below its 52-week high of $50.56. It pays a dividend yielding 2.05%. 5 of the 38 superinvestors we track held it at the end of Q2 2026. The largest position belongs to Two Sigma (Two Sigma Investments), at $12.57M. In that quarter, 2 of them opened or added to the position and 1 reduced it. Over the last 30 days, company insiders sold $37.12M of its stock on the open market and bought none.
Written from the data on this page: SEC filings (13F, Form 4, annual reports) and market prices.
Year by year, from the annual reports; dividends from the payments themselves.
Bars are year-end balances; lines are what happened during the year.
Major managers that reported this stock in their latest 13F.
▲ +122.9% over 5Y.
today you would have $2,525.70▲ +152.6%
Dividends reinvested, splits accounted for. Past prices say what happened, not what will.
The last 5 closed years, each at that year’s closing price and reported numbers.
| Indicator | Median | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Year-end price | $39.64 | $32.38 | $28.89 | $24.12 | $20.67 | |
| P/E | 7.0x | 8.8x | 7.4x | 7.0x | 5.6x | 6.2x |
| P/S | 4.0x | 4.5x | 4.1x | 4.0x | 3.6x | 3.0x |
| P/B | 1.0x | 1.0x | 1.0x | 1.0x | 1.0x | 0.8x |
Seven formulas applied to the reported numbers, each with its assumption next to the result. None of them predicts a price.
Square root of 22.5 × earnings × book value. Blind to intangibles, so it undervalues software and brands.
Earnings growing 14.8% a year plus a 2.0% dividend yield. Growth capped at 25%.
Median P/E of 13.2 among peers in the sector.
Median P/E of 7.0 across this company’s own years on record.
Cash flow growing 14.8% a year for 10 years, discounted at 10%, then 2.5% forever.
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
Dividend growing 0.0% a year against a 7.0% required return, from the stock’s beta.
Companies of similar size in Financial Services, for comparison. The columns are the same ones above, in the same order.
| Stock | Price | P/E | P/B | Dividend yield | ROE | Market cap |
|---|---|---|---|---|---|---|
| FNBFNB Corp | $18.18 | 10.7x | 0.9x | 2.86% | 9.03% | $6.42B |
| OMFOneMain Holdings, Inc. | $57.11 | 8.6x | 1.9x | 7.35% | 23.28% | $6.57B |
| UBSIUnited Bankshares Inc | $48.46 | 12.9x | 1.2x | 3.14% | 9.47% | $6.6B |
| VCTRVictory Capital Holdings, Inc. | $107.39 |
| EPS |
| $4.52 |
| $4.37 |
| $4.11 |
| $4.31 |
| $3.36 |
| Dividend yield | 4.60% | 2.06% | 2.21% | 4.60% | 6.38% | 5.95% |
| Payout | 32.36% | 18.03% | 16.36% | 32.36% | 35.73% | 36.61% |
| Profit margin | 57.25% | 54.56% | 57.25% | 57.69% | 64.30% | 48.90% |
| ROE | 13.77% | 12.59% | 13.77% | 14.37% | 17.17% | 13.32% |
Median of the years shown; P/E years above 200x are left out.
The average of the method families that answered, not of the seven numbers: four of the seven start from the same earnings per share.
6 methods answered, across 3 families.
Room for errors in the reported numbers.
+73.3% from the average.
Models, not forecasts, and not investment advice. How each formula works →
| 19.6x |
| 2.8x |
| 1.86% |
| 19.05% |
| $6.61B |
| FAFFirst American Financial Corp | $65.07 | 9.0x | 1.2x | 3.75% | 13.85% | $6.64B |
| RLIRLI Corp | $67.01 | 14.9x | 3.6x | 6.98% | 22.13% | $6.15B |