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BCAL
California BanCorp \ CA
NASDAQ· Financial Services· Banks - Regional· CUSIP 84252A106
$21.76+0.23%Price as of Oct 17, 12:04 UTC · updated once a day, after the close
At a glance
California BanCorp \ CA (BCAL) is listed on NASDAQ and classified in Banks - Regional, part of the Financial Services sector. It is headquartered in San Diego, United States and has 297 employees. The company is worth $699.6M and trades at 11.8x its earnings of the last twelve months; the median for its sector is 13.2x. Revenue was $180.18M in fiscal 2025, up 41.0% from the year before. Net income was $63.06M. The share price is within 3% of its 52-week high. It pays a dividend yielding 2.21%. 3 of the 38 superinvestors we track held it at the end of Q2 2026. The largest position belongs to Two Sigma (Two Sigma Investments), at $3.88M. In that quarter, 1 of them opened or added to the position. No open-market insider trades in it were filed over the last 30 days.
Written from the data on this page: SEC filings (13F, Form 4, annual reports) and market prices.
Key metrics
- Market cap
- $699.6M
- P/E
- 11.8x
- Forward P/E
- 11.7x
- P/B
- 1.2x
- Dividend yield
- 2.21%
- Payout
- 25.95%
- EPS
- $1.85
- ROE
- 10.62%
- Profit margin
- 32.66%
- Revenue growth
- -1.60%
- Beta
- 0.34
- 52-week high
- $22.41
- 52-week low
- $16.09
History
Year by year, from the annual reports; dividends from the payments themselves.
Bars are year-end balances; lines are what happened during the year.
Investors holding this
Major managers that reported this stock in their latest 13F.
Price over time
▲ +43.2% over 5Y.
today you would have $1,453.22▲ +45.3%
Dividends reinvested, splits accounted for. Past prices say what happened, not what will.
Indicators, year by year
The last 4 closed years, each at that year’s closing price and reported numbers.
| Indicator | Median | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Year-end price | $18.67 | $16.54 | $17.35 | $16.83 | |
| P/E | 15.8x | 9.7x | 75.2x | 12.5x | 19.1x |
| P/S | 3.3x | 3.3x | 4.2x | 3.3x | 3.3x |
| P/B | 1.1x | 1.0x | 1.0x | 1.1x | 1.2x |
| EPS | $1.93 | $0.22 | $1.39 | $0.88 | |
| Dividend yield | — | 0.54% | — | — | — |
| Payout | — | 5.18% | — | — | — |
| Profit margin | 22.09% | 35.00% | 4.25% | 26.57% | 17.62% |
| ROE | 7.59% | 10.94% | 1.06% | 8.99% | 6.19% |
Median of the years shown; P/E years above 200x are left out.
Fair price, seven ways
Seven formulas applied to the reported numbers, each with its assumption next to the result. None of them predicts a price.
Earnings
$27.58
Square root of 22.5 × earnings × book value. Blind to intangibles, so it undervalues software and brands.
Earnings
$50.33
Earnings growing 25.0% a year plus a 2.2% dividend yield. Growth capped at 25%.
Earnings
$24.34
Median P/E of 13.2 among peers in the sector.
Earnings
$29.24
Median P/E of 15.8 across this company’s own years on record.
Cash flow
$71.55
Cash flow growing 15.0% a year for 10 years, discounted at 10%, then 2.5% forever.
Operating
—
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
Dividends
—
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
How the average is calculated
The average of the method families that answered, not of the seven numbers: four of the seven start from the same earnings per share.
Earnings $32.87 (avg. of 4)+Cash flow $71.55÷ 2 =$52.21
$52.21
5 methods answered, across 2 families.
$39.16
Room for errors in the reported numbers.
$21.76
+139.9% from the average.
Models, not forecasts, and not investment advice. How each formula works →
Others in the same sector
Companies of similar size in Financial Services, for comparison. The columns are the same ones above, in the same order.
| Stock | Price | P/E | P/B | Dividend yield | ROE | Market cap |
|---|---|---|---|---|---|---|
| CARECarter Bankshares, Inc. | $30.21 | 5.2x | 1.2x | 0.66% | 27.22% | $699.78M |
| CWBCCommunity West Bancshares | $25.75 | 14.6x | 1.1x | 1.86% | 7.33% | $698.63M |
| GDOTGreen Dot Corp | $12.39 | — | 0.8x | 0.00% | -2.79% | $706.05M |
| AROWArrow Financial Corp | $38.15 | 12.0x | 1.4x | 3.15% | 12.00% | $706.68M |
| TCBXThird Coast Bancshares, Inc. | $41.50 | 10.3x | 1.0x | 0.00% | 12.74% | $691.18M |
| BTGOBitgo Holdings Inc | $5.88 | — | 1.6x | 0.00% | -27.94% | $691.17M |
About the company
- 297
- San Diego, United States