Citigroup Inc
Citigroup Inc (C) is listed on NYSE and classified in Banks - Diversified, part of the Financial Services sector. It is headquartered in New York, United States and has 217,000 employees. The company is worth $205.5B and trades at 12.1x its earnings of the last twelve months; the median for its sector is 13.2x. Revenue was $85.23B in fiscal 2025, up 5.6% from the year before. Net income was $14.31B. The share price is 17.2% below its 52-week high of $147.96. It pays a dividend yielding 2.19%. 6 of the 38 superinvestors we track held it at the end of Q2 2026. The largest position belongs to Cliff Asness (AQR Capital Management), at $853.25M. In that quarter, 2 of them opened or added to the position and 4 reduced it. No open-market insider trades in it were filed over the last 30 days.
Written from the data on this page: SEC filings (13F, Form 4, annual reports) and market prices.
Year by year, from the annual reports; dividends from the payments themselves.
Bars are year-end balances; lines are what happened during the year.
Major managers that reported this stock in their latest 13F.
▲ +95.1% over 5Y.
today you would have $2,115.79▲ +111.6%
Dividends reinvested, splits accounted for. Past prices say what happened, not what will.
The last 19 closed years, each at that year’s closing price and reported numbers.
| Indicator | Median | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Year-end price | $116.69 | $70.39 | $51.44 | $45.23 | $60.39 | $61.66 | $79.89 | $52.06 | $74.41 | $59.43 | $51.75 | $54.11 | $52.11 | $39.56 | $26.31 | $47.30 | $33.10 |
Seven formulas applied to the reported numbers, each with its assumption next to the result. None of them predicts a price.
Square root of 22.5 × earnings × book value. Blind to intangibles, so it undervalues software and brands.
Earnings growing 8.2% a year plus a 2.2% dividend yield. Growth capped at 25%.
Median P/E of 13.2 among peers in the sector.
Median P/E of 12.3 across this company’s own years on record.
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
Companies of similar size in Financial Services, for comparison. The columns are the same ones above, in the same order.
| Stock | Price | P/E | P/B | Dividend yield | ROE | Market cap |
|---|---|---|---|---|---|---|
| TDToronto Dominion Bank | $125.12 | 18.5x | 2.3x | 2.54% | 12.83% | $204.32B |
| AXPAmerican Express Co | $325.17 | 19.6x | 6.4x | 1.17% | 34.38% | $219.59B |
| SANBanco Santander, S.A. | $12.90 | 12.5x | 1.5x | 2.17% | 13.11% | $186.5B |
| BLKBlackRock, Inc. | $1,137.29 |
| $67.10 |
| $294.40 |
| P/E | 12.3x | 16.7x | 11.9x | 12.7x | 6.5x | 6.0x | 13.1x | 9.9x | 7.8x | — | 12.6x | 9.6x | 24.6x | 12.0x | 16.2x | 7.2x | 13.4x | — | — | 43.9x |
| P/S | 1.7x | 2.4x | 1.6x | 1.3x | 1.2x | 1.7x | 1.7x | 2.2x | 1.7x | 2.6x | 2.3x | 2.0x | 2.1x | 2.1x | 1.7x | 1.0x | 1.6x | 1.2x | 0.8x | 1.9x |
| P/B | 0.6x | 1.0x | 0.6x | 0.5x | 0.4x | 0.6x | 0.6x | 0.9x | 0.6x | 1.0x | 0.7x | 0.7x | 0.8x | 0.8x | 0.6x | 0.4x | 0.8x | 0.6x | 0.3x | 1.2x |
| EPS | $6.99 | $5.94 | $4.04 | $7.00 | $10.14 | $4.72 | $8.04 | $6.68 | -$2.98 | $4.72 | $5.40 | $2.20 | $4.34 | $2.44 | $3.63 | $3.54 | -$7.99 | -$56.30 | $6.70 |
| Dividend yield | 2.20% | 1.99% | 3.10% | 4.04% | 4.51% | 3.38% | 3.31% | 2.40% | 2.96% | 1.29% | 0.71% | 0.31% | 0.07% | 0.08% | 0.10% | 0.11% | — | 0.30% | 16.69% | 7.34% |
| Payout | 23.05% | 33.19% | 36.70% | 51.49% | 29.14% | 20.12% | 43.22% | 23.88% | 23.05% | — | 8.90% | 2.96% | 1.82% | 0.92% | 1.64% | 0.83% | — | — | — | 322.39% |
| Profit margin | 14.63% | 16.79% | 15.71% | 11.82% | 19.70% | 30.54% | 14.63% | 25.84% | 24.77% | -9.38% | 21.06% | 22.58% | 9.47% | 17.80% | 10.90% | 14.31% | 12.24% | -2.00% | -53.65% | 4.68% |
| ROE | 6.22% | 6.74% | 6.08% | 4.49% | 7.38% | 10.87% | 5.54% | 10.04% | 9.20% | -3.39% | 6.62% | 7.77% | 3.48% | 6.68% | 3.99% | 6.22% | 6.49% | -1.05% | -19.55% | 3.05% |
Median of the years shown; P/E years above 200x are left out.
Dividend growing 0.5% a year against a 9.6% required return, from the stock’s beta.
The average of the method families that answered, not of the seven numbers: four of the seven start from the same earnings per share.
5 methods answered, across 2 families.
Room for errors in the reported numbers.
-35.8% from the average.
Models, not forecasts, and not investment advice. How each formula works →
| 26.2x |
| 3.1x |
| 2.02% |
| — |
| $184.78B |
| MUFGMitsubishi Ufj Financial Group Inc | $21.41 | 14.0x | 1.7x | 2.52% | 9.46% | $240.99B |
| WFCWells Fargo & Company | $83.01 | 11.7x | 1.6x | 2.41% | 12.91% | $249.17B |