City Holding Co
City Holding Co (CHCO) is listed on NASDAQ and classified in Banks - Regional, part of the Financial Services sector. It is headquartered in Charleston, United States and has 924 employees. The company is worth $2.02B and trades at 15.4x its earnings of the last twelve months; the median for its sector is 13.2x. Revenue was $314.17M in fiscal 2025, up 7.0% from the year before. Net income was $130.49M. The share price is 3.8% below its 52-week high of $148.99. It pays a dividend yielding 2.79%, and has raised its annual dividend for 14 years in a row in our records. 6 of the 38 superinvestors we track held it at the end of Q2 2026. The largest position belongs to Two Sigma (Two Sigma Investments), at $31.12M. In that quarter, 1 of them opened or added to the position and 4 reduced it. No open-market insider trades in it were filed over the last 30 days.
Written from the data on this page: SEC filings (13F, Form 4, annual reports) and market prices.
Year by year, from the annual reports; dividends from the payments themselves.
Bars are year-end balances; lines are what happened during the year.
Major managers that reported this stock in their latest 13F.
▲ +80.6% over 5Y.
today you would have $2,035.56▲ +103.6%
Dividends reinvested, splits accounted for. Past prices say what happened, not what will.
The last 17 closed years, each at that year’s closing price and reported numbers.
| Indicator | Median | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Year-end price | $119.20 | $118.48 | $110.26 | $93.09 | $81.79 | $69.55 | $81.95 | $67.59 | $67.47 | $67.60 | $45.64 | $46.53 | $46.33 | $34.85 | $33.89 | $36.23 | $32.31 | |
| P/E |
Seven formulas applied to the reported numbers, each with its assumption next to the result. None of them predicts a price.
Square root of 22.5 × earnings × book value. Blind to intangibles, so it undervalues software and brands.
Earnings growing 10.0% a year plus a 2.8% dividend yield. Growth capped at 25%.
Median P/E of 13.2 among peers in the sector.
Median P/E of 14.5 across this company’s own years on record.
Cash flow growing 10.0% a year for 10 years, discounted at 10%, then 2.5% forever.
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
Dividend growing 5.5% a year against a 7.0% required return, from the stock’s beta.
Companies of similar size in Financial Services, for comparison. The columns are the same ones above, in the same order.
| Stock | Price | P/E | P/B | Dividend yield | ROE | Market cap |
|---|---|---|---|---|---|---|
| WUWestern Union CO | $6.43 | 5.1x | 2.2x | 14.62% | 43.98% | $2.01B |
| PRCHPorch Group, Inc. | $17.94 | — | — | 0.00% | -103.32% | $2.04B |
| PAXPatria Investments Ltd | $11.90 | 27.7x | 3.4x | 5.46% | 12.88% | $1.95B |
| TBBKBancorp, Inc. | $51.14 |
| 14.5x |
| 13.3x |
| 15.0x |
| 14.5x |
| 13.7x |
| 14.5x |
| 12.5x |
| 15.1x |
| 15.1x |
| 19.4x |
| 19.6x |
| 12.9x |
| 13.8x |
| 15.2x |
| 13.4x |
| 12.7x |
| 14.7x |
| 12.1x |
| P/S | 5.4x | 5.4x | 5.9x | 5.6x | 5.4x | 5.5x | 4.6x | 5.8x | 5.6x | 5.5x | 5.9x | 3.7x | 4.0x | 4.0x | 3.6x | 3.4x | 4.0x | 3.5x |
| P/B | 1.9x | 2.1x | 2.4x | 2.4x | 2.4x | 1.8x | 1.6x | 2.0x | 1.9x | 2.1x | 2.4x | 1.6x | 1.8x | 1.9x | 1.6x | 1.6x | 1.8x | 1.7x |
| EPS | $8.93 | $7.89 | $7.61 | $6.80 | $5.66 | $5.55 | $5.42 | $4.49 | $3.48 | $3.45 | $3.53 | $3.38 | $3.04 | $2.61 | $2.67 | $2.47 | $2.68 |
| Dividend yield | 2.84% | 2.72% | 2.48% | 2.42% | 2.63% | 2.84% | 3.28% | 2.64% | 2.83% | 2.59% | 2.53% | 3.64% | 3.37% | 3.15% | 4.02% | 4.01% | 3.75% | 4.21% |
| Payout | 46.45% | 36.28% | 37.20% | 35.02% | 36.03% | 40.99% | 41.08% | 39.85% | 42.54% | 50.29% | 49.57% | 47.03% | 46.45% | 48.03% | 53.64% | 50.94% | 55.06% | 50.75% |
| Profit margin | 30.04% | 41.53% | 39.89% | 39.45% | 40.49% | 39.11% | 37.75% | 38.87% | 35.22% | 28.62% | 29.32% | 29.65% | 30.04% | 26.31% | 25.45% | 27.67% | 27.20% | 28.93% |
| ROE | 12.93% | 16.12% | 16.03% | 16.89% | 17.66% | 12.93% | 12.78% | 13.58% | 11.65% | 10.81% | 11.78% | 12.90% | 13.55% | 12.44% | 11.69% | 13.07% | 12.37% | 13.81% |
Median of the years shown; P/E years above 200x are left out.
The average of the method families that answered, not of the seven numbers: four of the seven start from the same earnings per share.
6 methods answered, across 3 families.
Room for errors in the reported numbers.
+29.9% from the average.
Models, not forecasts, and not investment advice. How each formula works →
| 9.4x |
| 3.0x |
| 0.00% |
| 29.63% |
| $2.09B |
| CLSKCleanspark Inc | $8.15 | — | 2.7x | 0.00% | -68.62% | $2.09B |
| ETOReToro Group Ltd. | $24.39 | 9.0x | 1.5x | 0.00% | 19.50% | $1.94B |