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ECBK
ECB Bancorp, Inc.
NASDAQ· Financial Services· Banks - Regional· CUSIP 26828M106
$20.74+0.05%Price as of Aug 29, 18:37 UTC · updated once a day, after the close
Key metrics
- Market cap
- $181.22M
- P/E
- 15.0x
- Forward P/E
- —
- P/B
- 1.0x
- Dividend yield
- —
- Payout
- —
- EPS
- $1.38
- ROE
- 6.56%
- Profit margin
- 29.91%
- Revenue growth
- +49.10%
- Beta
- 0.45
- 52-week high
- $20.99
- 52-week low
- $14.83
History
How the company evolved, year by year. Revenue and debt come from the annual reports — for most companies, the 10-K filings with the SEC since 2009; dividends from the payments themselves.
The bars are a balance on the closing date; the lines are what happened during the year. Revenue above equity is ordinary, not an anomaly — it means the company turns its capital over more than once a year.
Investors holding this
Major managers that reported this stock in their latest 13F.
Price over time
▲ +48.1% over 5Y.
This stock has less than 5 years of price history — the answer would measure a shorter period than the one asked for.
Dividends reinvested, splits accounted for. Past prices say what happened, not what will.
Indicators, year by year
The last 4 closed years. Each multiple uses that year’s closing price and that year’s reported numbers — not today’s. The range is set by the annual reports on record.
| Indicator | Median | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Year-end price | $17.39 | $14.84 | $12.56 | $16.05 | |
| P/E | 27.5x | 18.5x | 30.9x | 24.2x | 50.2x |
| P/S | 4.9x | 4.6x | 5.1x | 4.5x | 5.9x |
| P/B | 0.8x | 0.9x | 0.8x | 0.7x | 0.9x |
| EPS | $0.94 |
Fair price, seven ways
Seven formulas applied to what the company reported. None of them predicts a price — each answers what the stock would be worth if its assumption held. The assumption is printed next to every number, because it is the assumption that produces the result.
Earnings
$25.27
Square root of 22.5 × earnings × book value — the two ceilings Graham proposed. Blind to intangibles, so it undervalues software and brands.
Earnings
$34.50
Earnings growing 25.0% a year plus a 0.0% dividend — Lynch adds the yield to the growth rate, so a payer is not priced like a company that returns nothing. Growth capped at 25%.
Earnings
$18.47
Median P/E of 13.4 among peers in the sector.
Earnings
$38.00
Median P/E of 27.5 across the years on record for this company itself. Answers whether it is cheap against its own past, which a whole sector trading low cannot flatter.
Cash flow
$2.63
Cash flow growing 15.0% a year for 10 years, discounted at 10%, then 2.5% forever.
Operating
—
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
Others in the same sector
Companies of similar size in Financial Services, for comparison. The columns are the same ones above, in the same order.
| Stock | Price | P/E | P/B | Dividend yield | ROE | Market cap |
|---|---|---|---|---|---|---|
| BVFLBV Financial, Inc. | $21.35 | 14.3x | 0.9x | — | 6.87% | $180.85M |
| EBMTEagle Bancorp Montana, Inc. | $22.70 | 10.9x | 0.9x | 2.60% | 8.49% | $180.82M |
| DFDVDeFi Development Corp. | $5.58 | — | — | — | -589.29% | $181.86M |
| GPATGP-Act III Acquisition Corp. |
About the company
ECB Bancorp, Inc. operating as a holding company for Everett Co-operative Bank that provides various banking products and services. The company accepts various deposit products, including certificate of deposit accounts, individual retirement accounts, money market accounts, savings accounts, demand deposit accounts, and interest-bearing and noninterest-bearing checking accounts. It offers one- to four-family residential real estate, commercial real estate and multifamily real estate, construction and land, commercial, and consumer loans, as well as home equity loans and lines of credit. In addition, the company invests in securities, consisting primarily of U.S. government and federal agency obligations, mortgage-backed securities, and corporate bonds. ECB Bancorp, Inc. was founded in 1890 and is headquartered in Everett, Massachusetts.
- 64
- Everett, United States
Company description provided by Yahoo Finance.