Eagle Financial Services Inc
Eagle Financial Services Inc (EFSI) is listed on NASDAQ and classified in Banks - Regional, part of the Financial Services sector. It is headquartered in Berryville, United States and has 259 employees. The company is worth $248.34M and trades at 13.2x its earnings of the last twelve months; the median for its sector is 13.2x. Revenue was $69.5M in fiscal 2025, down 4.5% from the year before. Net income was $8.21M. The share price is 4.7% below its 52-week high of $48.17. It pays a dividend yielding 2.70%, and has raised its annual dividend for 21 years in a row in our records. 3 of the 38 superinvestors we track held it at the end of Q2 2026. The largest position belongs to Two Sigma (Two Sigma Investments), at $2.59M. In that quarter, 2 of them opened or added to the position. No open-market insider trades in it were filed over the last 30 days.
Written from the data on this page: SEC filings (13F, Form 4, annual reports) and market prices.
Year by year, from the annual reports; dividends from the payments themselves.
Bars are year-end balances; lines are what happened during the year.
Major managers that reported this stock in their latest 13F.
▲ +27.6% over 5Y.
today you would have $1,578.52▲ +57.9%
Dividends reinvested, splits accounted for. Past prices say what happened, not what will.
The last 17 closed years, each at that year’s closing price and reported numbers.
| Indicator | Median | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Year-end price | $39.80 | $36.40 | $30.00 | $35.95 | $34.65 | $29.50 | $31.05 | $30.99 | $32.00 | $25.75 | $23.00 | $23.30 | $22.50 | $22.00 | $16.81 | $16.50 | $15.75 | |
| P/E |
Seven formulas applied to the reported numbers, each with its assumption next to the result. None of them predicts a price.
Square root of 22.5 × earnings × book value. Blind to intangibles, so it undervalues software and brands.
Earnings growing 0.0% a year plus a 2.7% dividend yield. Growth capped at 25%.
Median P/E of 13.2 among peers in the sector.
Median P/E of 11.3 across this company’s own years on record.
Cash flow growing 5.0% a year for 10 years, discounted at 10%, then 2.5% forever.
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
Dividend growing 4.6% a year against a 7.0% required return, from the stock’s beta.
Companies of similar size in Financial Services, for comparison. The columns are the same ones above, in the same order.
| Stock | Price | P/E | P/B | Dividend yield | ROE | Market cap |
|---|---|---|---|---|---|---|
| GTERAGloba Terra Acquisition Corp | $10.46 | 26.8x | — | 0.00% | — | $248.18M |
| MKLYMcKinley Acquisition Corp | $10.26 | — | — | 0.00% | — | $249.77M |
| QADRQDRO Acquisition Corp. | $10.00 | — | — | 0.00% | — | $250M |
| IPHXInflection Point Acquisition Corp. VIII |
| 11.3x |
| 25.0x |
| 8.4x |
| 11.3x |
| 8.6x |
| 10.8x |
| 9.0x |
| 10.9x |
| 11.9x |
| 14.3x |
| 14.2x |
| 11.7x |
| 11.2x |
| 10.7x |
| 11.2x |
| 12.8x |
| 14.9x |
| 14.6x |
| P/S | 2.6x | 3.1x | 2.7x | 1.6x | 2.0x | 2.3x | 2.3x | 2.7x | 3.0x | 3.3x | 2.9x | 2.6x | 2.7x | 2.6x | 2.5x | 1.9x | 1.9x | — |
| P/B | 1.1x | 1.1x | 1.6x | 1.0x | 1.2x | 1.1x | 1.0x | 1.1x | 1.2x | 1.3x | 1.1x | 1.0x | 1.1x | 1.2x | 1.2x | 1.0x | 1.0x | — |
| EPS | $1.59 | $4.32 | $2.66 | $4.17 | $3.20 | $3.27 | $2.84 | $2.60 | $2.24 | $1.81 | $1.97 | $2.08 | $2.11 | $1.96 | $1.31 | $1.11 | $1.08 |
| Dividend yield | 3.32% | 3.12% | 3.32% | 4.00% | 3.98% | 3.17% | 3.53% | 3.22% | 3.03% | 2.75% | 3.18% | 3.48% | 3.30% | 3.38% | 3.32% | 4.28% | 4.18% | 4.32% |
| Payout | 37.24% | 77.99% | 28.01% | 45.11% | 34.29% | 34.38% | 31.80% | 35.21% | 36.15% | 39.29% | 45.30% | 40.61% | 37.02% | 36.02% | 37.24% | 54.96% | 62.16% | 62.96% |
| Profit margin | 21.84% | 11.82% | 21.08% | 14.39% | 23.21% | 21.07% | 25.27% | 25.04% | 24.81% | 22.92% | 20.30% | 21.84% | 24.17% | 23.93% | 22.35% | 15.07% | 12.83% | 13.61% |
| ROE | 9.76% | 4.35% | 12.89% | 8.63% | 14.27% | 9.99% | 10.63% | 10.13% | 10.28% | 9.29% | 8.02% | 8.82% | 9.76% | 10.78% | 10.28% | 7.44% | 6.70% | 6.66% |
Median of the years shown; P/E years above 200x are left out.
The average of the method families that answered, not of the seven numbers: four of the seven start from the same earnings per share.
6 methods answered, across 3 families.
Room for errors in the reported numbers.
+45.6% from the average.
Models, not forecasts, and not investment advice. How each formula works →
| $9.85 |
| — |
| — |
| 0.00% |
| — |
| $246.25M |
| OHACOceanhawk Acquisition Corp. | $10.00 | — | — | 0.00% | — | $250.63M |
| RMBIRichmond Mutual Bancorporation, Inc. | $15.34 | 12.6x | 1.0x | 3.91% | 8.57% | $246.02M |