First Carolina Financial Services, Inc.
First Carolina Financial Services, Inc. (FCBM) is listed on NYSE and classified in Banks - Regional, part of the Financial Services sector. It is headquartered in Raleigh, United States and has 269 employees. The company is worth $395.2M and trades at 23.6x its earnings of the last twelve months; the median for its sector is 13.2x. Revenue was $137.76M in fiscal 2025, up 92.6% from the year before. Net income was $12.2M. The share price is 5.1% below its 52-week high of $13.40. 2 of the 38 superinvestors we track held it at the end of Q2 2026. The largest position belongs to Ken Griffin (Citadel Advisors), at $1.35M. In that quarter, 1 of them opened or added to the position. No open-market insider trades in it were filed over the last 30 days.
Written from the data on this page: SEC filings (13F, Form 4, annual reports) and market prices.
Year by year, from the annual reports; dividends from the payments themselves.
Bars are year-end balances; lines are what happened during the year.
Major managers that reported this stock in their latest 13F.
Seven formulas applied to the reported numbers, each with its assumption next to the result. None of them predicts a price.
Square root of 22.5 × earnings × book value. Blind to intangibles, so it undervalues software and brands.
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
Median P/E of 13.2 among peers in the sector.
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
Cash flow growing 5.0% a year for 10 years, discounted at 10%, then 2.5% forever.
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
Companies of similar size in Financial Services, for comparison. The columns are the same ones above, in the same order.
| Stock | Price | P/E | P/B | Dividend yield | ROE | Market cap |
|---|---|---|---|---|---|---|
| ISTRInvestar Holding Corp | $28.82 | 11.9x | 1.0x | 1.67% | 9.94% | $397.05M |
| TACOBerto Acquisition Corp. | $10.48 | 32.8x | 1.3x | 0.00% | — | $393.2M |
| TMSTeamshares Inc | $5.37 | — | 3.6x | 0.00% | — | $397.34M |
| PCBPCB Bancorp | $27.93 |
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
The average of the method families that answered, not of the seven numbers: four of the seven start from the same earnings per share.
3 methods answered, across 2 families.
Room for errors in the reported numbers.
+7.1% from the average.
Models, not forecasts, and not investment advice. How each formula works →
| 9.7x |
| 1.2x |
| 3.15% |
| 10.76% |
| $392.27M |
| ZKPLafayette Digital Acquisition Corp. I | $10.03 | — | — | 0.00% | — | $392.11M |
| RDAGRepublic Digital Acquisition Co | $10.44 | — | — | 0.00% | — | $391.5M |