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First Financial Bancorp
First Financial Bancorp (FFBC) is listed on NASDAQ and classified in Banks - Regional, part of the Financial Services sector. It is headquartered in Cincinnati, United States and has 2,371 employees. The company is worth $3.41B and trades at 11.2x its earnings of the last twelve months; the median for its sector is 13.2x. Revenue was $899.48M in fiscal 2025, up 7.6% from the year before. Net income was $255.61M. The share price is 10.4% below its 52-week high of $36.25. It pays a dividend yielding 3.11%. 3 of the 38 superinvestors we track held it at the end of Q2 2026. The largest position belongs to Cliff Asness (AQR Capital Management), at $11.24M. In that quarter, 1 of them reduced the position. No open-market insider trades in it were filed over the last 30 days.
Written from the data on this page: SEC filings (13F, Form 4, annual reports) and market prices.
Year by year, from the annual reports; dividends from the payments themselves.
Bars are year-end balances; lines are what happened during the year.
Major managers that reported this stock in their latest 13F.
▲ +36.9% over 5Y.
today you would have $1,607.84▲ +60.8%
Dividends reinvested, splits accounted for. Past prices say what happened, not what will.
The last 17 closed years, each at that year’s closing price and reported numbers.
| Indicator | Median | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Year-end price | $25.02 | $26.88 | $23.75 | $24.23 | $24.38 | $17.53 | $25.44 | $23.72 | $26.35 | $28.45 | $18.07 | $18.59 | $17.43 | $14.62 | $16.64 | $18.48 | $14.56 | |
| P/E |
Seven formulas applied to the reported numbers, each with its assumption next to the result. None of them predicts a price.
Square root of 22.5 × earnings × book value. Blind to intangibles, so it undervalues software and brands.
Earnings growing 10.8% a year plus a 3.1% dividend yield. Growth capped at 25%.
Median P/E of 13.2 among peers in the sector.
Median P/E of 12.7 across this company’s own years on record.
Cash flow growing 10.8% a year for 10 years, discounted at 10%, then 2.5% forever.
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
Dividend growing 3.0% a year against a 8.7% required return, from the stock’s beta.
Companies of similar size in Financial Services, for comparison. The columns are the same ones above, in the same order.
| Stock | Price | P/E | P/B | Dividend yield | ROE | Market cap |
|---|---|---|---|---|---|---|
| NICNicolet Bankshares Inc | $163.80 | 18.3x | 1.5x | 0.83% | 8.91% | $3.43B |
| GNWGenworth Financial Inc | $8.94 | 17.9x | 0.4x | 0.00% | 3.40% | $3.38B |
| SFNCSimmons First National Corp | $23.32 | 12.1x | 1.0x | 3.69% | 7.77% | $3.37B |
| MCHBMechanics Bancorp | $15.19 |
| 12.7x |
| 9.4x |
| 11.2x |
| 8.8x |
| 10.5x |
| 11.4x |
| 11.0x |
| 12.7x |
| 12.3x |
| 16.9x |
| 19.9x |
| 14.9x |
| 17.1x |
| 21.0x |
| 12.8x |
| 14.6x |
| 18.7x |
| 3.0x |
| P/S | 3.2x | 2.9x | 3.1x | 2.7x | 3.2x | 3.7x | 2.6x | 4.1x | 4.2x | 4.5x | 5.2x | 3.5x | 3.9x | 3.3x | 2.3x | 2.4x | 2.5x | 1.1x |
| P/B | 1.1x | 0.9x | 1.1x | 1.0x | 1.1x | 1.0x | 0.7x | 1.1x | 1.1x | 1.8x | 2.0x | 1.4x | 1.5x | 1.5x | 1.2x | 1.4x | 1.5x | 1.0x |
| EPS | $2.66 | $2.40 | $2.69 | $2.30 | $2.14 | $1.59 | $2.00 | $1.93 | $1.56 | $1.43 | $1.21 | $1.09 | $0.83 | $1.14 | $1.14 | $0.99 | $4.78 |
| Dividend yield | 3.54% | 3.92% | 3.50% | 3.87% | 3.80% | 3.77% | 5.25% | 3.54% | 3.29% | 2.58% | 2.25% | 3.54% | 3.28% | 5.39% | 8.07% | 4.69% | 2.16% | 2.75% |
| Payout | 43.59% | 36.84% | 39.17% | 34.20% | 40.00% | 42.99% | 57.86% | 45.00% | 40.41% | 43.59% | 44.76% | 52.89% | 55.96% | 113.25% | 103.51% | 68.42% | 40.40% | 8.37% |
| Profit margin | 26.91% | 28.42% | 27.39% | 30.45% | 30.70% | 32.90% | 24.13% | 32.17% | 31.23% | 26.91% | 25.86% | 23.33% | 22.22% | 16.01% | 17.91% | 16.42% | 14.03% | 38.12% |
| ROE | 9.27% | 9.23% | 9.39% | 11.28% | 10.66% | 9.08% | 6.83% | 8.81% | 8.30% | 10.40% | 10.23% | 9.27% | 8.29% | 7.09% | 9.47% | 9.37% | 8.50% | 34.05% |
Median of the years shown; P/E years above 200x are left out.
The average of the method families that answered, not of the seven numbers: four of the seven start from the same earnings per share.
6 methods answered, across 3 families.
Room for errors in the reported numbers.
+27.4% from the average.
Models, not forecasts, and not investment advice. How each formula works →
| 11.3x |
| 1.3x |
| 10.27% |
| 11.02% |
| $3.36B |
| MIAXMiami International Holdings Inc | $34.99 | 33.6x | 3.0x | 0.00% | 18.14% | $3.47B |
| TOWNTowne Bank - Common Stock | $36.74 | 18.0x | 1.1x | 4.90% | 12.22% | $3.36B |