HBT Financial, Inc.
HBT Financial, Inc. (HBT) is listed on NASDAQ and classified in Banks - Regional, part of the Financial Services sector. It is headquartered in Bloomington, United States and has 826 employees. The company is worth $1.29B and trades at 15.1x its earnings of the last twelve months; the median for its sector is 13.2x. Revenue was $237.09M in fiscal 2025, up 5.6% from the year before. Net income was $77.01M. The share price is 5.1% below its 52-week high of $37.51. It pays a dividend yielding 2.81%. 3 of the 38 superinvestors we track held it at the end of Q2 2026. The largest position belongs to Two Sigma (Two Sigma Investments), at $3.89M. In that quarter, 1 of them opened or added to the position. No open-market insider trades in it were filed over the last 30 days.
Written from the data on this page: SEC filings (13F, Form 4, annual reports) and market prices.
Year by year, from the annual reports; dividends from the payments themselves.
Bars are year-end balances; lines are what happened during the year.
Major managers that reported this stock in their latest 13F.
▲ +97.7% over 5Y.
today you would have $2,345.95▲ +134.6%
Dividends reinvested, splits accounted for. Past prices say what happened, not what will.
The last 7 closed years, each at that year’s closing price and reported numbers.
| Indicator | Median | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| Year-end price | $25.85 | $21.90 | $21.11 | $19.57 | $18.73 | $15.15 | $18.99 | |
| P/E | 10.0x | 10.6x | 9.7x | 10.2x | 10.0x | 9.3x | 11.3x | 5.7x |
| P/S | 3.1x | 3.4x | 3.1x | 2.9x | 3.5x | 3.4x | 2.7x | 3.1x |
| P/B |
Seven formulas applied to the reported numbers, each with its assumption next to the result. None of them predicts a price.
Square root of 22.5 × earnings × book value. Blind to intangibles, so it undervalues software and brands.
Earnings growing 12.7% a year plus a 2.8% dividend yield. Growth capped at 25%.
Median P/E of 13.2 among peers in the sector.
Median P/E of 10.0 across this company’s own years on record.
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
Companies of similar size in Financial Services, for comparison. The columns are the same ones above, in the same order.
| Stock | Price | P/E | P/B | Dividend yield | ROE | Market cap |
|---|---|---|---|---|---|---|
| PFBCPreferred Bank | $108.62 | 10.1x | 1.6x | 2.95% | 17.58% | $1.29B |
| TRUPTrupanion Inc | $29.91 | 53.4x | 3.2x | 0.00% | 6.07% | $1.3B |
| ASICAtegrity Specialty Insurance Co Holdings | $27.25 | 12.7x | 2.0x | 0.00% | 18.59% | $1.31B |
| FMBHFirst Mid Bancshares Inc |
| 1.3x |
| 1.3x |
| 1.3x |
| 1.4x |
| 1.7x |
| 1.3x |
| 1.1x |
| 1.6x |
| EPS | $2.44 | $2.26 | $2.07 | $1.95 | $2.02 | $1.34 | $3.33 |
| Dividend yield | 3.26% | 3.25% | 3.47% | 3.22% | 3.27% | 3.20% | 3.96% | — |
| Payout | 33.24% | 34.43% | 33.63% | 32.85% | 32.82% | 29.70% | 44.78% | — |
| Profit margin | 31.98% | 32.48% | 31.98% | 28.99% | 31.26% | 35.23% | 24.23% | 40.15% |
| ROE | 13.45% | 12.51% | 13.18% | 13.45% | 15.11% | 13.66% | 10.12% | 20.08% |
Median of the years shown; P/E years above 200x are left out.
Dividend growing 5.5% a year against a 7.0% required return, from the stock’s beta.
The average of the method families that answered, not of the seven numbers: four of the seven start from the same earnings per share.
5 methods answered, across 2 families.
Room for errors in the reported numbers.
+26.7% from the average.
Models, not forecasts, and not investment advice. How each formula works →
| $49.73 |
| 12.3x |
| 1.2x |
| 2.09% |
| 10.05% |
| $1.32B |
| OSBCOld Second Bancorp Inc | $24.71 | 14.1x | 1.5x | 1.13% | 11.40% | $1.26B |
| UVEUniversal Insurance Holdings Inc | $48.40 | 6.4x | 2.1x | 1.32% | 40.16% | $1.35B |