Isabella Bank Corp
Isabella Bank Corp (ISBA) is listed on NASDAQ and classified in Banks - Regional, part of the Financial Services sector. It is headquartered in Mount Pleasant, United States and has 341 employees. The company is worth $280.06M and trades at 13.5x its earnings of the last twelve months; the median for its sector is 13.2x. Revenue was $78.51M in fiscal 2025, up 11.5% from the year before. Net income was $18.91M. The share price is 37.6% below its 52-week high of $58.83. It pays a dividend yielding 3.05%. 2 of the 38 superinvestors we track held it at the end of Q2 2026. The largest position belongs to Two Sigma (Two Sigma Investments), at $942.39K. Over the last 30 days, company insiders bought $300 of its stock on the open market and sold none.
Written from the data on this page: SEC filings (13F, Form 4, annual reports) and market prices.
Year by year, from the annual reports; dividends from the payments themselves.
Bars are year-end balances; lines are what happened during the year.
Major managers that reported this stock in their latest 13F.
▲ +31.1% over 5Y.
today you would have $1,728.73▲ +72.9%
Dividends reinvested, splits accounted for. Past prices say what happened, not what will.
The last 17 closed years, each at that year’s closing price and reported numbers.
| Indicator | Median | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Year-end price | $50.00 | $25.99 | $21.50 | $23.50 | $25.50 | $19.57 | $24.31 | $22.56 | $28.25 | $27.85 | $29.90 | $22.50 | $23.85 | $21.75 | $23.70 | $17.30 | $18.95 | |
| P/E |
Seven formulas applied to the reported numbers, each with its assumption next to the result. None of them predicts a price.
Square root of 22.5 × earnings × book value. Blind to intangibles, so it undervalues software and brands.
Earnings growing 13.8% a year plus a 3.1% dividend yield. Growth capped at 25%.
Median P/E of 13.2 among peers in the sector.
Median P/E of 14.8 across this company’s own years on record.
Cash flow growing 13.8% a year for 10 years, discounted at 10%, then 2.5% forever.
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
Dividend growing 2.5% a year against a 7.0% required return, from the stock’s beta.
Companies of similar size in Financial Services, for comparison. The columns are the same ones above, in the same order.
| Stock | Price | P/E | P/B | Dividend yield | ROE | Market cap |
|---|---|---|---|---|---|---|
| PAIIPyrophyte Acquisition Corp. II | $10.30 | — | — | 0.00% | — | $280.85M |
| ISNRSnow Rothschild Acquisition Corp. | $9.82 | — | — | 0.00% | — | $278.4M |
| SAMOSamos Energy Acquisition Corp | $9.80 | — | — | 0.00% | — | $281.75M |
| HWBKHawthorn Bancshares Inc | $38.06 |
| 14.8x |
| 19.5x |
| 14.0x |
| 9.0x |
| 8.1x |
| 10.4x |
| 14.6x |
| 15.1x |
| 13.0x |
| 17.1x |
| 16.1x |
| 15.7x |
| 12.9x |
| 15.0x |
| 13.9x |
| 18.1x |
| 14.8x |
| 18.8x |
| P/S | 3.2x | 4.7x | 2.7x | 2.2x | 2.4x | 2.9x | 2.4x | 3.3x | 3.0x | 3.9x | 4.0x | 4.5x | 3.5x | 3.7x | 3.1x | 3.6x | 2.6x | — |
| P/B | 1.0x | 1.6x | 0.9x | 0.8x | 1.0x | 0.9x | 0.7x | 0.9x | 0.9x | 1.1x | 1.2x | 1.3x | 1.0x | 1.1x | 1.0x | 1.2x | 0.9x | — |
| EPS | $2.56 | $1.86 | $2.40 | $2.91 | $2.45 | $1.34 | $1.61 | $1.74 | $1.65 | $1.73 | $1.90 | $1.74 | $1.59 | $1.56 | $1.31 | $1.17 | $1.01 |
| Dividend yield | 3.96% | 2.24% | 4.31% | 5.21% | 4.64% | 4.24% | 5.52% | 4.32% | 4.61% | 2.73% | 3.52% | 3.14% | 3.96% | 3.52% | 3.68% | 3.21% | 4.16% | 3.96% |
| Payout | 52.83% | 43.75% | 60.22% | 46.67% | 37.46% | 44.08% | 80.60% | 65.22% | 59.77% | 46.67% | 56.65% | 49.47% | 51.15% | 52.83% | 51.28% | 58.02% | 61.54% | 74.26% |
| Profit margin | 23.68% | 24.09% | 19.73% | 25.31% | 29.99% | 29.31% | 16.81% | 22.66% | 23.68% | 23.32% | 25.60% | 29.27% | 27.17% | 25.24% | 22.39% | 20.45% | 18.34% | 16.11% |
| ROE | 7.34% | 8.17% | 6.61% | 8.98% | 11.94% | 9.24% | 4.98% | 6.20% | 7.17% | 6.79% | 7.34% | 8.22% | 7.86% | 7.79% | 7.42% | 6.60% | 6.23% | 5.54% |
Median of the years shown; P/E years above 200x are left out.
The average of the method families that answered, not of the seven numbers: four of the seven start from the same earnings per share.
6 methods answered, across 3 families.
Room for errors in the reported numbers.
+37.3% from the average.
Models, not forecasts, and not investment advice. How each formula works →
| 10.4x |
| 1.4x |
| 2.21% |
| 14.95% |
| $278.36M |
| XCBEX3 Acquisition Corp. Ltd. | $10.03 | — | — | 0.00% | — | $282.09M |
| FRAFFranklin Financial Services Corp | $62.75 | 11.5x | 1.5x | 2.17% | 14.45% | $282.35M |