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LCNB
LCNB Corp
NASDAQ· Financial Services· Banks - Regional· CUSIP 50181P100
$18.95+0.11%Price as of Sep 22, 22:39 UTC · updated once a day, after the close
Key metrics
- Market cap
- $270.13M
- P/E
- 11.0x
- Forward P/E
- 10.2x
- P/B
- 1.0x
- Dividend yield
- 4.64%
- Payout
- 50.87%
- EPS
- $1.73
- ROE
- 9.02%
- Profit margin
- 26.65%
- Revenue growth
- +9.20%
- Beta
- 0.56
- 52-week high
- $21.32
- 52-week low
- $14.31
History
How the company evolved, year by year. Revenue and debt come from the annual reports — for most companies, the 10-K filings with the SEC since 2009; dividends from the payments themselves.
The bars are a balance on the closing date; the lines are what happened during the year. Revenue above equity is ordinary, not an anomaly — it means the company turns its capital over more than once a year.
Investors holding this
Major managers that reported this stock in their latest 13F.
Price over time
▲ +10.4% over 5Y.
today you would have $1,403.62▲ +40.4%
Dividends reinvested, splits accounted for. Past prices say what happened, not what will.
Indicators, year by year
The last 17 closed years. Each multiple uses that year’s closing price and that year’s reported numbers — not today’s. The range is set by the annual reports on record.
| Indicator | Median | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Year-end price | $16.39 | $15.13 | $15.77 | $18.00 | $19.53 | $14.69 | $19.30 | $15.15 | $20.45 | $23.25 | $16.36 | $15.07 | $17.87 | $13.70 | $12.95 | $11.95 | $10.50 | |
Fair price, seven ways
Seven formulas applied to what the company reported. None of them predicts a price — each answers what the stock would be worth if its assumption held. The assumption is printed next to every number, because it is the assumption that produces the result.
Earnings
$27.68
Square root of 22.5 × earnings × book value — the two ceilings Graham proposed. Blind to intangibles, so it undervalues software and brands.
Earnings
$9.78
Earnings growing 1.0% a year plus a 4.6% dividend — Lynch adds the yield to the growth rate, so a payer is not priced like a company that returns nothing. Growth capped at 25%.
Earnings
$23.16
Median P/E of 13.4 among peers in the sector.
Earnings
$21.14
Median P/E of 12.2 across the years on record for this company itself. Answers whether it is cheap against its own past, which a whole sector trading low cannot flatter.
Cash flow
$23.01
Cash flow growing 1.0% a year for 10 years, discounted at 10%, then 2.5% forever.
Operating
—
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
Others in the same sector
Companies of similar size in Financial Services, for comparison. The columns are the same ones above, in the same order.
| Stock | Price | P/E | P/B | Dividend yield | ROE | Market cap |
|---|---|---|---|---|---|---|
| HWBKHawthorn Bancshares Inc | $39.14 | 10.7x | 1.5x | 2.15% | 14.95% | $270.09M |
| DNMXDynamix Corp III | $10.08 | — | — | — | — | $270.48M |
| SLNHSoluna Holdings, Inc | $1.11 | — | 1.6x | — | -68.36% | $271.5M |
| XTERKarman Line Acquisition Corp. | $9.82 |
About the company
LCNB Corp. operates as the financial holding company for LCNB National Bank that provides banking services in the United States. It offers checking and savings accounts; interest-bearing demand and money market deposit; and time certificates. The company also provides commercial and industrial, commercial and residential real estate, agricultural, construction, various types of consumer, and small business administration loans; residential mortgage loans, such as loans for purchasing or refinancing personal residences, home equity lines of credit, and loans for commercial or consumer purposes secured by residential mortgages; and consumer lending comprising automobile, boat, home improvement, and personal loans. In addition, it offers trust administration, estate settlement, and fiduciary services; and investment management of trusts, agency accounts, individual retirement accounts, and foundations/endowments. Further, the company offers investment services and products, including financial needs analysis, mutual funds, securities trading, annuities, and life insurance; and security brokerage services. Additionally, it provides safe deposit boxes, night depositories, cashier's checks, bank-by-mail, ATMs, cash and transaction services, debit cards, wire transfers, electronic funds transfer, utility bill collections, notary public service, cash management services, telephone banking, PC Internet banking, mobile banking, and other services for individuals and businesses. LCNB Corp. was founded in 1877 and is headquartered in Lebanon, Ohio.
- 328
- Lebanon, United States
Company description provided by Yahoo Finance.