Lloyds Banking Group plc
Lloyds Banking Group plc (LYG) is listed on NYSE and classified in Banks - Regional, part of the Financial Services sector. It is headquartered in London, United Kingdom and has 60,061 employees. The company is worth $77.12B and trades at 12.8x its earnings of the last twelve months; the median for its sector is 13.2x. Revenue was £20.03B in fiscal 2025, up 7.7% from the year before. Net income was £4.66B. The share price is 15.1% below its 52-week high of $6.34. It pays a dividend yielding 4.09%. 5 of the 38 superinvestors we track held it at the end of Q2 2026. The largest position belongs to Israel Englander (Millennium Management), at $47.21M. In that quarter, 3 of them opened or added to the position and 1 reduced it. No open-market insider trades in it were filed over the last 30 days.
Written from the data on this page: SEC filings (13F, Form 4, annual reports) and market prices.
Year by year, from the annual reports; dividends from the payments themselves.
Revenue, debt and profit are in GBP, the currency the company reports in — not converted to dollars. Dividends are in dollars.
Bars are year-end balances; lines are what happened during the year.
Major managers that reported this stock in their latest 13F.
▲ +125.5% over 5Y.
today you would have $2,563.70▲ +156.4%
Dividends reinvested, splits accounted for. Past prices say what happened, not what will.
The last 4 closed years, each at that year’s closing price and reported numbers.
| Indicator | Median | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Year-end price | $5.30 | $2.72 | $2.39 | $2.20 | |
| EPS | £0.28 | £0.25 | £0.30 | £0.29 | |
| Dividend yield | 5.11% | 3.21% | 5.44% | 5.27% | 4.95% |
| Profit margin | 23.80% | 23.26% | 23.76% | 28.44% | 23.84% |
| ROE | 9.72% | 9.77% | 9.67% |
Seven formulas applied to the reported numbers, each with its assumption next to the result. None of them predicts a price.
Square root of 22.5 × earnings × book value. Blind to intangibles, so it undervalues software and brands.
Earnings growing 0.0% a year plus a 4.1% dividend yield. Growth capped at 25%.
Median P/E of 13.2 among peers in the sector.
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
Companies of similar size in Financial Services, for comparison. The columns are the same ones above, in the same order.
| Stock | Price | P/E | P/B | Dividend yield | ROE | Market cap |
|---|---|---|---|---|---|---|
| BAMBrookfield Asset Management Ltd. | $47.64 | 27.4x | 10.1x | 4.22% | 26.77% | $76.09B |
| MFCManulife Financial Corp | $45.62 | 17.0x | 2.1x | 2.98% | 13.31% | $75.47B |
| BCSBarclays PLC | $22.01 | 8.5x | 3.5x | 2.82% | 10.09% | $73.36B |
| NUNu Holdings Ltd. | $14.73 |
| 11.58% |
| 8.76% |
This company reports in GBP, and the stock trades in dollars. P/E, P/S, P/B and payout would divide dollars by GBP, so they are not shown; EPS is in GBP. Margin, ROE and dividend yield do not depend on the currency.
Median of the years shown; P/E years above 200x are left out.
Dividend growing 0.0% a year against a 8.7% required return, from the stock’s beta.
The average of the method families that answered, not of the seven numbers: four of the seven start from the same earnings per share.
4 methods answered, across 2 families.
Room for errors in the reported numbers.
-50.1% from the average.
Models, not forecasts, and not investment advice. How each formula works →
| 20.5x |
| 5.4x |
| 0.00% |
| 31.63% |
| $71.16B |
| TRVTravelers Companies Inc | $405.44 | 10.7x | 2.9x | 1.23% | 27.50% | $84.56B |
| MCOMoodys Corp | $491.05 | 31.2x | 28.1x | 0.84% | 76.74% | $85.04B |