NPB

Northpointe Bancshares Inc

NYSE· Financial Services· Banks - Regional· CUSIP 66661N886

$15.52-0.64%Price as of Oct 17, 12:04 UTC · updated once a day, after the close

At a glance

Northpointe Bancshares Inc (NPB) is listed on NYSE and classified in Banks - Regional, part of the Financial Services sector. It is headquartered in Grand Rapids, United States and has 483 employees. The company is worth $536.71M and trades at 6.7x its earnings of the last twelve months; the median for its sector is 13.2x. Revenue was $241.72M in fiscal 2025, up 29.2% from the year before. Net income was $83.41M. The share price is 21.3% below its 52-week high of $19.71. It pays a dividend yielding 0.77%. 6 of the 38 superinvestors we track held it at the end of Q2 2026. The largest position belongs to Two Sigma (Two Sigma Investments), at $8.91M. In that quarter, 2 of them opened or added to the position and 2 reduced it. No open-market insider trades in it were filed over the last 30 days.

Written from the data on this page: SEC filings (13F, Form 4, annual reports) and market prices.

Key metrics

Market cap: $536.71M
P/E: 6.7x
Forward P/E: 5.8x
P/B: 0.9x
Dividend yield: 0.77%
Payout: 5.17%
EPS: $2.32
ROE: 14.76%
Profit margin: 34.88%
Revenue growth: +9.80%
Beta: —
52-week high: $19.71
52-week low: $14.21

History

Year by year, from the annual reports; dividends from the payments themselves.

Equity, revenue and profitEquityRevenueNet income

Bars are year-end balances; lines are what happened during the year.

Revenue3 years

Net debtDebt minus cash — below zero means more cash than debt

Dividend per share2 years

Investors holding this

Major managers that reported this stock in their latest 13F.

Price over time

▲ +7.0% over 5Y.

If you had invested$ago,

This stock has less than 5 years of price history — the answer would measure a shorter period than the one asked for.

Dividends reinvested, splits accounted for. Past prices say what happened, not what will.

Fair price, seven ways

Seven formulas applied to the reported numbers, each with its assumption next to the result. None of them predicts a price.

Graham

Earnings

$30.39

Square root of 22.5 × earnings × book value. Blind to intangibles, so it undervalues software and brands.

Lynch (PEGY)

Earnings

$59.79

Earnings growing 25.0% a year plus a 0.8% dividend yield. Growth capped at 25%.

Sector multiples

Earnings

$30.52

Median P/E of 13.2 among peers in the sector.

Its own history

Earnings

—

This formula has no meaning here — usually a loss, negative cash flow, or a missing input.

Discounted cash flow

Cash flow

$14.31

Cash flow growing 15.0% a year for 10 years, discounted at 10%, then 2.5% forever.

EV/EBITDA

Operating

—

This formula has no meaning here — usually a loss, negative cash flow, or a missing input.

Gordon (dividends)

Dividends

—

This formula has no meaning here — usually a loss, negative cash flow, or a missing input.

How the average is calculated

The average of the method families that answered, not of the seven numbers: four of the seven start from the same earnings per share.

Earnings $40.23 (avg. of 3)+Cash flow $14.31÷ 2 =$27.27

Average

$27.27

4 methods answered, across 2 families.

With a 25% margin of safety

$20.46

Room for errors in the reported numbers.

Trading at

$15.52

+75.7% from the average.

Models, not forecasts, and not investment advice. How each formula works →

Others in the same sector

Companies of similar size in Financial Services, for comparison. The columns are the same ones above, in the same order.

Stock	Price	P/E	P/B	Dividend yield	ROE	Market cap
HIVEHIVE Digital Technologies Ltd.	$1.95	—	1.3x	0.00%	-66.39%	$534.84M
AIIAmerican Integrity Insurance Group, Inc.	$27.50	6.2x	1.5x	3.71%	26.24%	$538.87M
BWFGBankwell Financial Group, Inc.	$67.03	12.5x	1.6x	1.19%	14.13%	$534.36M
FWDIForward Industries, Inc.	$6.99	—	1.1x	0.00%	-461.37%	$533.25M
ITICInvestors Title Co	$288.06	13.5x	1.9x	3.67%	14.63%	$543.86M
AEXAAmerican Exceptionalism Acquisition Corp. A	$10.64	—	—	0.00%	—	$526.26M

About the company

Employees: 483
Headquarters: Grand Rapids, United States
Website: northpointe.com

At a glance

Written from the data on this page: SEC filings (13F, Form 4, annual reports) and market prices.

History

Year by year, from the annual reports; dividends from the payments themselves.

Equity, revenue and profitEquityRevenueNet income

Bars are year-end balances; lines are what happened during the year.

Revenue3 years

Net debtDebt minus cash — below zero means more cash than debt

Dividend per share2 years

Fair price, seven ways

Seven formulas applied to the reported numbers, each with its assumption next to the result. None of them predicts a price.

Graham

Earnings

$30.39

Square root of 22.5 × earnings × book value. Blind to intangibles, so it undervalues software and brands.

Lynch (PEGY)

Earnings

$59.79

Earnings growing 25.0% a year plus a 0.8% dividend yield. Growth capped at 25%.

Sector multiples

Earnings

$30.52

Median P/E of 13.2 among peers in the sector.

Its own history

Earnings

—

This formula has no meaning here — usually a loss, negative cash flow, or a missing input.

Discounted cash flow

Cash flow

$14.31

Cash flow growing 15.0% a year for 10 years, discounted at 10%, then 2.5% forever.

EV/EBITDA

Operating

—

This formula has no meaning here — usually a loss, negative cash flow, or a missing input.

Gordon (dividends)

Dividends

—

This formula has no meaning here — usually a loss, negative cash flow, or a missing input.

How the average is calculated

The average of the method families that answered, not of the seven numbers: four of the seven start from the same earnings per share.

Earnings $40.23 (avg. of 3)+Cash flow $14.31÷ 2 =$27.27

Average

$27.27

4 methods answered, across 2 families.

With a 25% margin of safety

$20.46

Room for errors in the reported numbers.

Trading at

$15.52

+75.7% from the average.

Models, not forecasts, and not investment advice. How each formula works →

Others in the same sector

Companies of similar size in Financial Services, for comparison. The columns are the same ones above, in the same order.

Stock

Price

P/E

P/B

Dividend yield

ROE

Market cap

HIVEHIVE Digital Technologies Ltd.

$1.95

—

1.3x

0.00%

-66.39%

$534.84M

AIIAmerican Integrity Insurance Group, Inc.

$27.50

6.2x

1.5x

3.71%

26.24%

$538.87M

BWFGBankwell Financial Group, Inc.

$67.03

12.5x

1.6x

1.19%

14.13%

$534.36M

FWDIForward Industries, Inc.

$6.99

—

1.1x

0.00%

-461.37%

$533.25M

ITICInvestors Title Co

$288.06

13.5x

1.9x

3.67%

14.63%

$543.86M

AEXAAmerican Exceptionalism Acquisition Corp. A

$10.64

—

0.00%

—

$526.26M