Oceanfirst Financial Corp
Oceanfirst Financial Corp (OCFC) is listed on NASDAQ and classified in Banks - Regional, part of the Financial Services sector. It is headquartered in Toms River, United States and has 898 employees. The company is worth $1.61B and trades at 20.0x its earnings of the last twelve months; the median for its sector is 13.2x. Revenue was $400.34M in fiscal 2025, up 5.4% from the year before. Net income was $70.98M. The share price is 19.4% below its 52-week high of $20.61. It pays a dividend yielding 4.81%. 5 of the 38 superinvestors we track held it at the end of Q2 2026. The largest position belongs to Two Sigma (Two Sigma Investments), at $46.99M. In that quarter, 4 of them opened or added to the position. No open-market insider trades in it were filed over the last 30 days.
Written from the data on this page: SEC filings (13F, Form 4, annual reports) and market prices.
Year by year, from the annual reports; dividends from the payments themselves.
Bars are year-end balances; lines are what happened during the year.
Major managers that reported this stock in their latest 13F.
▼ -23.2% over 5Y.
today you would have $887.75▼ -11.2%
Dividends reinvested, splits accounted for. Past prices say what happened, not what will.
The last 4 closed years, each at that year’s closing price and reported numbers.
| Indicator | Median | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Year-end price | $17.95 | $18.10 | $17.36 | $21.25 | |
| P/E | 10.6x | 15.3x | 11.0x | 10.2x | 8.8x |
| P/S | 2.7x | 2.6x | 2.8x | 2.6x | 2.9x |
| P/B | 0.6x | 0.6x | 0.6x | 0.6x | 0.8x |
| EPS | $1.17 | $1.65 | $1.70 |
Seven formulas applied to the reported numbers, each with its assumption next to the result. None of them predicts a price.
Square root of 22.5 × earnings × book value. Blind to intangibles, so it undervalues software and brands.
Earnings growing 0.0% a year plus a 4.8% dividend yield. Growth capped at 25%.
Median P/E of 13.2 among peers in the sector.
Median P/E of 10.6 across this company’s own years on record.
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
Companies of similar size in Financial Services, for comparison. The columns are the same ones above, in the same order.
| Stock | Price | P/E | P/B | Dividend yield | ROE | Market cap |
|---|---|---|---|---|---|---|
| CASHPathward Financial Inc | $76.75 | 9.6x | 1.9x | 0.26% | 21.18% | $1.59B |
| OBKOrigin Bancorp, Inc. | $53.03 | 16.7x | 1.3x | 1.89% | 8.02% | $1.64B |
| BFCBank First Corp | $147.70 | 19.2x | 2.0x | 1.62% | 11.32% | $1.64B |
| CNOBConnectOne Bancorp, Inc. | $32.82 |
| $2.42 |
| Dividend yield | 4.44% | 4.46% | 4.42% | 4.61% | 3.48% |
| Payout | 47.77% | 68.38% | 48.48% | 47.06% | 30.58% |
| Profit margin | 26.22% | 17.73% | 26.35% | 26.09% | 33.97% |
| ROE | 6.07% | 4.27% | 5.88% | 6.26% | 9.25% |
Median of the years shown; P/E years above 200x are left out.
Dividend growing 3.6% a year against a 9.0% required return, from the stock’s beta.
The average of the method families that answered, not of the seven numbers: four of the seven start from the same earnings per share.
5 methods answered, across 2 families.
Room for errors in the reported numbers.
-19.6% from the average.
Models, not forecasts, and not investment advice. How each formula works →
| 10.0x |
| 1.1x |
| 2.38% |
| 10.25% |
| $1.65B |
| LOBLive Oak Bancshares, Inc. | $35.71 | 12.4x | 1.4x | 0.34% | 11.68% | $1.65B |
| TOPTOP Financial Group Ltd | $13.42 | — | 3.2x | 0.00% | -3.83% | $1.66B |