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Provident Financial Services Inc
Provident Financial Services Inc (PFS) is listed on NYSE and classified in Banks - Regional, part of the Financial Services sector. It is headquartered in Jersey City, United States and has 1,817 employees. The company is worth $3.02B and trades at 9.6x its earnings of the last twelve months; the median for its sector is 13.2x. Revenue was $870.4M in fiscal 2025, up 25.3% from the year before. Net income was $291.16M. The share price is 9.3% below its 52-week high of $25.49. It pays a dividend yielding 4.15%. 3 of the 38 superinvestors we track held it at the end of Q2 2026. The largest position belongs to Israel Englander (Millennium Management), at $54.28M. In that quarter, 1 of them opened or added to the position and 1 reduced it. No open-market insider trades in it were filed over the last 30 days.
Written from the data on this page: SEC filings (13F, Form 4, annual reports) and market prices.
Year by year, from the annual reports; dividends from the payments themselves.
Bars are year-end balances; lines are what happened during the year.
Major managers that reported this stock in their latest 13F.
▼ -5.6% over 5Y.
today you would have $1,148.01▲ +14.8%
Dividends reinvested, splits accounted for. Past prices say what happened, not what will.
The last 18 closed years, each at that year’s closing price and reported numbers.
| Indicator | Median | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Year-end price | $19.75 | $18.87 | $18.03 | $21.36 | $24.22 | $17.96 | $24.65 | $24.13 | $26.97 | $28.30 | $20.15 | $18.06 | $19.32 | $14.92 | $13.39 | $15.13 | $10.65 | $15.30 |
Seven formulas applied to the reported numbers, each with its assumption next to the result. None of them predicts a price.
Square root of 22.5 × earnings × book value. Blind to intangibles, so it undervalues software and brands.
Earnings growing 9.9% a year plus a 4.2% dividend yield. Growth capped at 25%.
Median P/E of 13.2 among peers in the sector.
Median P/E of 14.2 across this company’s own years on record.
Cash flow growing 9.9% a year for 10 years, discounted at 10%, then 2.5% forever.
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
Dividend growing 6.6% a year against a 8.1% required return, from the stock’s beta.
Companies of similar size in Financial Services, for comparison. The columns are the same ones above, in the same order.
| Stock | Price | P/E | P/B | Dividend yield | ROE | Market cap |
|---|---|---|---|---|---|---|
| INTRInter & Co, Inc. | $6.74 | 10.9x | 1.4x | 1.63% | 16.20% | $2.98B |
| AGOAssured Guaranty Ltd | $70.31 | 9.4x | 0.6x | 2.16% | 6.67% | $3.09B |
| ASSTStrive, Inc. | $29.03 | — | 3.7x | 0.00% | -137.06% | $2.93B |
| CLBKColumbia Financial, Inc. | $10.86 |
| P/E | 14.2x | 8.9x | 18.0x | 10.5x | 9.1x | 11.1x | 12.9x | 14.2x | 13.3x | 18.6x | 20.5x | 15.2x | 14.8x | 15.7x | 12.6x | 13.3x | 17.2x | — | 20.7x |
| P/S | 4.0x | 3.0x | 3.5x | 2.8x | 3.2x | 4.1x | 3.6x | 4.5x | 4.5x | 5.4x | 6.0x | 4.3x | 4.2x | 4.5x | 3.5x | 3.3x | 3.8x | 3.0x | 4.2x |
| P/B | 1.0x | 0.9x | 0.9x | 0.8x | 1.0x | 1.1x | 0.9x | 1.2x | 1.2x | 1.4x | 1.5x | 1.1x | 1.0x | 1.2x | 0.9x | 0.8x | 1.0x | 0.7x | 0.8x |
| EPS | $2.23 | $1.05 | $1.71 | $2.35 | $2.19 | $1.39 | $1.74 | $1.82 | $1.45 | $1.38 | $1.33 | $1.22 | $1.23 | $1.18 | $1.01 | $0.88 | -$2.16 | $0.74 |
| Dividend yield | 3.48% | 4.86% | 5.09% | 5.32% | 4.49% | 3.84% | 5.12% | 4.54% | 3.40% | 3.45% | 2.51% | 3.23% | 3.32% | 2.90% | 3.42% | 3.51% | 2.91% | 4.13% | 2.88% |
| Payout | 49.18% | 43.05% | 91.43% | 56.14% | 40.85% | 42.47% | 66.19% | 64.37% | 45.05% | 64.14% | 51.45% | 48.87% | 49.18% | 45.53% | 43.22% | 46.53% | 50.00% | — | 59.46% |
| Profit margin | 26.95% | 33.45% | 16.63% | 26.79% | 34.76% | 37.08% | 25.18% | 31.13% | 32.94% | 28.14% | 27.97% | 27.44% | 26.29% | 27.11% | 25.78% | 23.07% | 20.67% | -57.34% | 20.59% |
| ROE | 6.99% | 10.28% | 4.44% | 7.59% | 10.99% | 9.89% | 5.99% | 7.97% | 8.71% | 7.23% | 7.01% | 7.00% | 6.44% | 6.98% | 6.86% | 6.02% | 5.39% | -13.77% | 4.09% |
Median of the years shown; P/E years above 200x are left out.
The average of the method families that answered, not of the seven numbers: four of the seven start from the same earnings per share.
6 methods answered, across 3 families.
Room for errors in the reported numbers.
+141.6% from the average.
Models, not forecasts, and not investment advice. How each formula works →
| 18.7x |
| 2.1x |
| 0.46% |
| 5.02% |
| $2.93B |
| SPNTSiriusPoint Ltd | $25.12 | 6.2x | 1.3x | 0.00% | 23.07% | $2.92B |
| BKUBankUnited, Inc. | $43.76 | 11.4x | 1.1x | 3.02% | 9.36% | $3.12B |