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PGY
Pagaya Technologies Ltd.
NASDAQ· Technology· Software - Infrastructure· CUSIP M7S64L123
$19.22+0.84%Price as of Oct 23, 00:51 UTC · updated once a day, after the close
At a glance
Pagaya Technologies Ltd. (PGY) is listed on NASDAQ and classified in Software - Infrastructure, part of the Technology sector. It is headquartered in New York, United States and has 493 employees. The company is worth $1.6B and trades at 13.8x its earnings of the last twelve months; the median for its sector is 28.0x. Revenue was $1.3B in fiscal 2025, up 26.1% from the year before. Net income was $81.39M. The share price is 38.1% below its 52-week high of $31.06. 5 of the 38 superinvestors we track held it at the end of Q2 2026. The largest position belongs to Israel Englander (Millennium Management), at $41.74M. In that quarter, 3 of them opened or added to the position and 2 reduced it. Over the last 30 days, company insiders sold $326.11K of its stock on the open market and bought none.
Written from the data on this page: SEC filings (13F, Form 4, annual reports) and market prices.
Key metrics
- Market cap
- $1.6B
- P/E
- 13.8x
- Forward P/E
- 4.7x
- P/B
- 2.7x
- Dividend yield
- 0.00%
- Payout
- —
- EPS
- $1.39
- ROE
- 19.46%
- Profit margin
- 9.12%
- Revenue growth
- +18.60%
- Beta
- 5.52
- 52-week high
- $31.06
- 52-week low
- $10.40
History
Year by year, from the annual reports; dividends from the payments themselves.
Bars are year-end balances; lines are what happened during the year.
Investors holding this
Major managers that reported this stock in their latest 13F.
Price over time
▼ -85.6% over 5Y.
today you would have $143.58▼ -85.6%
Dividends reinvested, splits accounted for. Past prices say what happened, not what will.
Indicators, year by year
The last 5 closed years, each at that year’s closing price and reported numbers.
| Indicator | Median | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Year-end price | $20.90 | $9.29 | $16.56 | $14.88 | $119.16 | |
| P/E | — | 22.5x | — | — | — | — |
| P/S | 1.2x | 1.3x | 0.6x | 1.2x | 0.8x | 4.1x |
| P/B | 2.0x | 3.6x | 2.0x | 1.8x | 1.0x | 1501.1x |
| EPS |
Fair price, seven ways
Seven formulas applied to the reported numbers, each with its assumption next to the result. None of them predicts a price.
Earnings
$14.93
Square root of 22.5 × earnings × book value. Blind to intangibles, so it undervalues software and brands.
Earnings
$34.75
Earnings growing 25.0% a year plus a 0.0% dividend yield. Growth capped at 25%.
Earnings
$38.93
Median P/E of 28.0 among peers in the sector.
Earnings
—
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
Cash flow
$93.50
Cash flow growing 15.0% a year for 10 years, discounted at 10%, then 2.5% forever.
Operating
$51.73
Sector median of 14.3x operating profit, less net debt. Banks have no EBITDA.
Dividends
—
Others in the same sector
Companies of similar size in Technology, for comparison. The columns are the same ones above, in the same order.
| Stock | Price | P/E | P/B | Dividend yield | ROE | Market cap |
|---|---|---|---|---|---|---|
| SECZSecuritize Corp. | $9.86 | — | — | 0.00% | — | $1.61B |
| PLABPhotronics Inc | $27.90 | 10.3x | 1.3x | 0.00% | 13.77% | $1.65B |
| NNNextnav Inc | $9.21 | — | 4.6x | 0.00% | -77.87% | $1.55B |
| CXMSprinklr, Inc. | $6.69 | 74.3x |
About the company
- 493
- New York, United States