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River City Bank - Common stock
River City Bank - (RCBC) is listed on NASDAQ and classified in Banks - Regional, part of the Financial Services sector. It is headquartered in Sacramento, United States. The company is worth $753.76M and trades at 11.5x its earnings of the last twelve months; the median for its sector is 13.2x. Revenue was $141.56M in fiscal 2025, down 6.4% from the year before. Net income was $68.42M. The share price is 5.0% below its 52-week high of $56.71. It pays a dividend yielding 0.35%, and has raised its annual dividend for 13 years in a row in our records. None of the 38 superinvestors we track reported it in their latest 13F. No open-market insider trades in it were filed over the last 30 days.
Written from the data on this page: SEC filings (13F, Form 4, annual reports) and market prices.
Year by year, from the annual reports; dividends from the payments themselves.
Bars are year-end balances; lines are what happened during the year.
Major managers that reported this stock in their latest 13F.
None of the investors we track reported a position in RCBC.
▲ +95.8% over 5Y.
today you would have $1,946.81▲ +94.7%
Dividends reinvested, splits accounted for. Past prices say what happened, not what will.
The last 4 closed years, each at that year’s closing price and reported numbers.
| Indicator | Median | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Year-end price | $43.88 | $31.00 | $22.52 | $24.00 | |
| P/E | 6.2x | — | 6.2x | 5.6x | 7.4x |
| P/S | 3.0x | 4.4x | 3.0x | 2.4x | 3.0x |
| P/B | 1.0x | 1.1x | 0.9x | 0.8x | 1.0x |
| EPS | — | $4.99 | $4.05 | $3.22 | |
| Dividend yield | 0.51% | 0.36% | 0.48% | 0.62% | 0.55% |
| Payout | 3.46% | — | 2.97% | 3.46% | 4.10% |
| Profit margin | 46.72% | 48.33% | 48.52% | 45.12% | 40.34% |
| ROE | 14.00% | 12.47% | 15.14% | 14.44% | 13.55% |
Median of the years shown; P/E years above 200x are left out.
Seven formulas applied to the reported numbers, each with its assumption next to the result. None of them predicts a price.
Square root of 22.5 × earnings × book value. Blind to intangibles, so it undervalues software and brands.
Earnings growing 24.4% a year plus a 0.4% dividend yield. Growth capped at 25%.
Median P/E of 13.2 among peers in the sector.
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
The average of the method families that answered, not of the seven numbers: four of the seven start from the same earnings per share.
3 methods answered, across 1 families.
Room for errors in the reported numbers.
+50.7% from the average.
Models, not forecasts, and not investment advice. How each formula works →
Companies of similar size in Financial Services, for comparison. The columns are the same ones above, in the same order.
| Stock | Price | P/E | P/B | Dividend yield | ROE | Market cap |
|---|---|---|---|---|---|---|
| PRAAPra Group Inc | $19.96 | — | 0.7x | 0.00% | -20.25% | $751.45M |
| WASHWashington Trust Bancorp Inc | $39.23 | 11.8x | 1.4x | 5.71% | 12.02% | $748.29M |
| IBCPIndependent Bank Corp | $36.96 | 10.4x | 1.4x | 3.03% | 14.38% | $761.47M |
| ABXAbacus Global Management, Inc. | $7.80 | 28.9x | 1.7x | 2.56% | 6.55% | $762.78M |
| BURBurford Capital Ltd | $3.37 | — | 0.9x | 1.87% | -72.12% | $740.04M |
| FINVFinVolution Group | $3.13 | 3.0x | 0.3x | 9.90% | 11.58% | $738.97M |