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ROOT
Root, Inc.
NASDAQ· Financial Services· Insurance - Property & Casualty· CUSIP 77664L207
$53.87+3.42%Price as of Oct 23, 00:51 UTC · updated once a day, after the close
At a glance
Root, Inc. (ROOT) is listed on NASDAQ and classified in Insurance - Property & Casualty, part of the Financial Services sector. It is headquartered in Columbus, United States and has 1,256 employees. The company is worth $834.62M and trades at 14.7x its earnings of the last twelve months; the median for its sector is 13.2x. Revenue was $1.52B in fiscal 2025, up 29.0% from the year before. Net income was $40.3M. The share price is 40.8% below its 52-week high of $91.00. 6 of the 38 superinvestors we track held it at the end of Q2 2026. The largest position belongs to Renaissance Technologies, at $13.72M. In that quarter, 3 of them opened or added to the position and 1 reduced it. No open-market insider trades in it were filed over the last 30 days.
Written from the data on this page: SEC filings (13F, Form 4, annual reports) and market prices.
Key metrics
- Market cap
- $834.62M
- P/E
- 14.7x
- Forward P/E
- 17.6x
- P/B
- 2.5x
- Dividend yield
- 0.00%
- Payout
- —
- EPS
- $3.67
- ROE
- 15.37%
- Profit margin
- 3.71%
- Revenue growth
- +1.60%
- Beta
- 2.91
- 52-week high
- $91.00
- 52-week low
- $40.91
History
Year by year, from the annual reports; dividends from the payments themselves.
Bars are year-end balances; lines are what happened during the year.
Investors holding this
Major managers that reported this stock in their latest 13F.
Price over time
▼ -29.6% over 5Y.
today you would have $604.29▼ -39.6%
Dividends reinvested, splits accounted for. Past prices say what happened, not what will.
Indicators, year by year
The last 6 closed years, each at that year’s closing price and reported numbers.
| Indicator | Median | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Year-end price | $72.23 | $72.59 | $10.48 | $4.49 | $55.80 | $282.78 | |
| P/E | — | 30.6x | 39.7x | — | — | — | — |
| P/S | 0.9x | 0.8x | 1.0x | 0.3x | 0.2x | 2.2x | 3.4x |
| P/B | 1.3x | 4.3x | 6.0x | 0.9x |
Fair price, seven ways
Seven formulas applied to the reported numbers, each with its assumption next to the result. None of them predicts a price.
Earnings
$41.80
Square root of 22.5 × earnings × book value. Blind to intangibles, so it undervalues software and brands.
Earnings
$91.75
Earnings growing 25.0% a year plus a 0.0% dividend yield. Growth capped at 25%.
Earnings
$48.28
Median P/E of 13.2 among peers in the sector.
Earnings
—
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
Cash flow
$440.31
Cash flow growing 15.0% a year for 10 years, discounted at 10%, then 2.5% forever.
Operating
$80.83
Sector median of 12.4x operating profit, less net debt. Banks have no EBITDA.
Dividends
—
Others in the same sector
Companies of similar size in Financial Services, for comparison. The columns are the same ones above, in the same order.
| Stock | Price | P/E | P/B | Dividend yield | ROE | Market cap |
|---|---|---|---|---|---|---|
| NAVINavient Corp | $8.86 | — | 0.3x | 7.22% | -1.98% | $830.92M |
| SMBKSmartfinancial Inc | $49.22 | 13.2x | 1.4x | 0.69% | 11.13% | $841.59M |
| SPFISouth Plains Financial Inc | $43.53 | 11.9x | 1.3x | 1.65% | 12.02% | $820.07M |
| VRTSVirtus Investment Partners Inc |
About the company
- 1,256
- Columbus, United States