Southern Missouri Bancorp Inc
Southern Missouri Bancorp Inc (SMBC) is listed on NASDAQ and classified in Banks - Regional, part of the Financial Services sector. It is headquartered in Poplar Bluff, United States and has 711 employees. The company is worth $790.42M and trades at 10.9x its earnings of the last twelve months; the median for its sector is 13.2x. Revenue was $200.65M in fiscal 2026, up 9.9% from the year before. Net income was $71.84M. The share price is 10.1% below its 52-week high of $79.86. It pays a dividend yielding 1.42%, and has raised its annual dividend for 14 years in a row in our records. 6 of the 38 superinvestors we track held it at the end of Q2 2026. The largest position belongs to Israel Englander (Millennium Management), at $8.41M. In that quarter, 2 of them opened or added to the position and 1 reduced it. No open-market insider trades in it were filed over the last 30 days.
Written from the data on this page: SEC filings (13F, Form 4, annual reports) and market prices.
Year by year, from the annual reports; dividends from the payments themselves.
Bars are year-end balances; lines are what happened during the year.
Major managers that reported this stock in their latest 13F.
▲ +31.4% over 5Y.
today you would have $1,406.51▲ +40.7%
Dividends reinvested, splits accounted for. Past prices say what happened, not what will.
The last 17 closed years, each at that year’s closing price and reported numbers.
| Indicator | Median | 2026 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Year-end price | $70.18 | $59.12 | $57.37 | $53.39 | $45.83 | $52.17 | $30.44 | $38.36 | $33.90 | $37.59 | $35.38 | $23.90 | $18.99 | $16.64 | $11.23 | $11.23 | $8.63 | |
| P/E |
Seven formulas applied to the reported numbers, each with its assumption next to the result. None of them predicts a price.
Square root of 22.5 × earnings × book value. Blind to intangibles, so it undervalues software and brands.
Earnings growing 4.3% a year plus a 1.4% dividend yield. Growth capped at 25%.
Median P/E of 13.2 among peers in the sector.
Median P/E of 11.6 across this company’s own years on record.
Cash flow growing 4.3% a year for 10 years, discounted at 10%, then 2.5% forever.
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
Companies of similar size in Financial Services, for comparison. The columns are the same ones above, in the same order.
| Stock | Price | P/E | P/B | Dividend yield | ROE | Market cap |
|---|---|---|---|---|---|---|
| WRLDWorld Acceptance Corp | $169.66 | 21.0x | 2.1x | 0.00% | 9.90% | $790.66M |
| HTBHomeTrust Bancshares, Inc. | $48.12 | 12.1x | 1.3x | 1.25% | 11.02% | $795.6M |
| ALRSAlerus Financial Corp | $31.34 | 29.0x | 1.3x | 2.81% | 4.96% | $781.23M |
| SHBIShore Bancshares Inc |
| 11.6x |
| 10.9x |
| 11.4x |
| 13.0x |
| 13.9x |
| 8.8x |
| 10.0x |
| 10.2x |
| 12.2x |
| 14.2x |
| 18.2x |
| 17.9x |
| 13.4x |
| 13.1x |
| 11.6x |
| 6.8x |
| 4.4x |
| 8.8x |
| P/S | 3.9x | 3.9x | 3.7x | 3.9x | 4.0x | 3.4x | 4.1x | 2.9x | 4.1x | 4.1x | 5.2x | 4.6x | 3.2x | 3.2x | 3.3x | 2.2x | — | — |
| P/B | 1.3x | 1.3x | 1.2x | 1.3x | 1.4x | 1.3x | 1.6x | 1.1x | 1.5x | 1.5x | 1.9x | 2.1x | 1.3x | 1.1x | 1.1x | 0.8x | — | — |
| EPS | $6.43 | $5.18 | $4.42 | $3.85 | $5.21 | $5.22 | $2.99 | $3.14 | $2.39 | $2.07 | $1.98 | $1.79 | $1.45 | $1.44 | $1.66 | $2.56 | $0.98 |
| Dividend yield | 1.57% | 1.10% | 1.62% | 1.53% | 1.57% | 1.79% | 1.38% | 1.97% | 1.46% | 1.42% | 1.12% | 1.07% | 1.46% | 1.74% | 1.86% | 2.41% | 2.14% | 2.78% |
| Payout | 19.55% | 11.98% | 18.53% | 19.91% | 21.82% | 15.74% | 13.79% | 20.07% | 17.83% | 20.08% | 20.29% | 19.19% | 19.55% | 22.76% | 21.53% | 16.27% | 9.38% | 24.62% |
| Profit margin | 30.27% | 35.80% | 32.08% | 30.54% | 25.65% | 37.80% | 41.85% | 29.03% | 33.66% | 28.00% | 25.00% | 26.18% | 24.76% | 25.77% | 30.27% | 30.52% | 33.47% | 23.83% |
| ROE | 10.66% | 12.16% | 10.75% | 10.27% | 8.80% | 14.70% | 16.65% | 10.66% | 12.12% | 10.43% | 8.99% | 11.79% | 10.30% | 9.07% | 9.89% | 10.66% | 20.58% | — |
Median of the years shown; P/E years above 200x are left out.
The average of the method families that answered, not of the seven numbers: four of the seven start from the same earnings per share.
5 methods answered, across 2 families.
Room for errors in the reported numbers.
-35.2% from the average.
Models, not forecasts, and not investment advice. How each formula works →
| $23.38 |
| 11.9x |
| 1.3x |
| 2.40% |
| 11.21% |
| $780.24M |
| PGCPeapack Gladstone Financial Corp | $45.19 | 15.3x | 1.2x | 0.44% | 7.72% | $801.13M |
| FISIFinancial Institutions Inc | $40.69 | 9.9x | 1.3x | 3.15% | 13.27% | $801.85M |