S&t Bancorp Inc
S&t Bancorp Inc (STBA) is listed on NASDAQ and classified in Banks - Regional, part of the Financial Services sector. It is headquartered in Indiana, United States and has 1,209 employees. The company is worth $1.79B and trades at 13.0x its earnings of the last twelve months; the median for its sector is 13.2x. Revenue was $402.12M in fiscal 2025, up 4.7% from the year before. Net income was $134.23M. The share price is 5.2% below its 52-week high of $53.50. It pays a dividend yielding 2.92%, and has raised its annual dividend for 13 years in a row in our records. 4 of the 38 superinvestors we track held it at the end of Q2 2026. The largest position belongs to Two Sigma (Two Sigma Investments), at $24.6M. In that quarter, 2 of them opened or added to the position and 1 reduced it. No open-market insider trades in it were filed over the last 30 days.
Written from the data on this page: SEC filings (13F, Form 4, annual reports) and market prices.
Year by year, from the annual reports; dividends from the payments themselves.
Bars are year-end balances; lines are what happened during the year.
Major managers that reported this stock in their latest 13F.
▲ +63.3% over 5Y.
today you would have $1,926.49▲ +92.6%
Dividends reinvested, splits accounted for. Past prices say what happened, not what will.
The last 17 closed years, each at that year’s closing price and reported numbers.
| Indicator | Median | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Year-end price | $39.35 | $38.22 | $33.42 | $34.18 | $31.52 | $24.84 | $40.29 | $37.84 | $39.81 | $39.04 | $30.82 | $29.81 | $25.31 | $18.07 | $19.55 | $22.59 | $17.01 | |
| P/E |
Seven formulas applied to the reported numbers, each with its assumption next to the result. None of them predicts a price.
Square root of 22.5 × earnings × book value. Blind to intangibles, so it undervalues software and brands.
Earnings growing 25.0% a year plus a 2.9% dividend yield. Growth capped at 25%.
Median P/E of 13.2 among peers in the sector.
Median P/E of 14.6 across this company’s own years on record.
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
Companies of similar size in Financial Services, for comparison. The columns are the same ones above, in the same order.
| Stock | Price | P/E | P/B | Dividend yield | ROE | Market cap |
|---|---|---|---|---|---|---|
| HOPEHOPE Bancorp Inc | $14.05 | 13.3x | 0.8x | 3.99% | 5.66% | $1.79B |
| EZPWEzcorp Inc | $29.35 | 16.7x | 1.5x | 0.00% | 14.74% | $1.8B |
| GSHDGoosehead Insurance, Inc. | $50.62 | 36.9x | — | 0.00% | — | $1.81B |
| RBCAARepublic Bancorp Inc | $92.39 |
| 14.6x |
| 11.3x |
| 11.2x |
| 8.9x |
| 9.9x |
| 11.2x |
| 46.9x |
| 14.3x |
| 12.6x |
| 19.0x |
| 19.0x |
| 15.6x |
| 15.3x |
| 14.9x |
| 15.3x |
| 13.9x |
| 16.9x |
| 243.0x |
| P/S | 3.7x | 3.6x | 3.8x | 3.1x | 3.6x | 3.4x | 2.9x | 5.3x | 4.6x | 5.0x | 5.3x | 4.5x | 4.6x | 3.9x | 2.9x | 3.0x | 3.3x | — |
| P/B | 1.1x | 1.0x | 1.1x | 1.0x | 1.1x | 1.0x | 0.8x | 1.3x | 1.4x | 1.6x | 1.6x | 1.4x | 1.5x | 1.3x | 1.0x | 1.1x | 1.1x | — |
| EPS | $3.49 | $3.41 | $3.74 | $3.46 | $2.81 | $0.53 | $2.82 | $3.01 | $2.09 | $2.05 | $1.98 | $1.95 | $1.70 | $1.18 | $1.41 | $1.34 | $0.07 |
| Dividend yield | 3.07% | 3.51% | 3.48% | 3.86% | 3.51% | 3.59% | 4.51% | 2.71% | 2.62% | 2.06% | 1.97% | 2.37% | 2.28% | 2.41% | 3.32% | 3.07% | 2.66% | 3.59% |
| Payout | 39.00% | 39.54% | 39.00% | 34.49% | 34.68% | 40.21% | 211.32% | 38.65% | 32.89% | 39.23% | 37.56% | 36.87% | 34.87% | 35.88% | 50.85% | 42.55% | 44.78% | 871.43% |
| Profit margin | 28.12% | 33.38% | 34.19% | 35.57% | 36.23% | 32.38% | 6.20% | 32.82% | 37.14% | 25.95% | 27.68% | 28.12% | 29.79% | 26.50% | 18.28% | 26.05% | 22.52% | 4.31% |
| ROE | 8.85% | 9.17% | 9.51% | 11.28% | 11.44% | 9.15% | 1.82% | 8.24% | 11.26% | 8.25% | 8.48% | 8.47% | 9.52% | 8.85% | 6.36% | 9.64% | 7.51% | 1.44% |
Median of the years shown; P/E years above 200x are left out.
Dividend growing 3.3% a year against a 8.2% required return, from the stock’s beta.
The average of the method families that answered, not of the seven numbers: four of the seven start from the same earnings per share.
5 methods answered, across 2 families.
Room for errors in the reported numbers.
-3.4% from the average.
Models, not forecasts, and not investment advice. How each formula works →
| 14.1x |
| 1.6x |
| 2.14% |
| 11.55% |
| $1.81B |
| KMPRKEMPER Corp | $29.91 | — | 0.8x | 4.28% | -19.70% | $1.76B |
| TCBKTrico Bancshares / | $54.39 | 12.6x | 1.3x | 2.65% | 10.38% | $1.74B |