TFS Financial CORP
TFS Financial CORP (TFSL) is listed on NASDAQ and classified in Banks - Regional, part of the Financial Services sector. It is headquartered in Cleveland, United States and has 958 employees. The company is worth $4.67B and trades at 46.3x its earnings of the last twelve months; the median for its sector is 13.2x. Revenue was $321.47M in fiscal 2025, up 6.0% from the year before. Net income was $90.96M. The share price is 14.5% below its 52-week high of $19.49. It pays a dividend yielding 7.63%. 4 of the 38 superinvestors we track held it at the end of Q2 2026. The largest position belongs to Renaissance Technologies, at $42.25M. In that quarter, 1 of them opened or added to the position and 2 reduced it. No open-market insider trades in it were filed over the last 30 days.
Written from the data on this page: SEC filings (13F, Form 4, annual reports) and market prices.
Year by year, from the annual reports; dividends from the payments themselves.
Bars are year-end balances; lines are what happened during the year.
Major managers that reported this stock in their latest 13F.
▼ -9.3% over 5Y.
today you would have $1,260.32▲ +26.0%
Dividends reinvested, splits accounted for. Past prices say what happened, not what will.
The last 18 closed years, each at that year’s closing price and reported numbers.
| Indicator | Median | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Year-end price | $13.38 | $12.56 | $14.69 | $14.41 | $17.87 | $17.63 | $19.68 | $16.13 | $14.94 | $19.04 | $18.83 | $14.89 | $12.12 | $9.62 | $8.96 | $9.02 | $12.14 | $12.90 |
Seven formulas applied to the reported numbers, each with its assumption next to the result. None of them predicts a price.
Square root of 22.5 × earnings × book value. Blind to intangibles, so it undervalues software and brands.
Earnings growing 2.0% a year plus a 7.6% dividend yield. Growth capped at 25%.
Median P/E of 13.2 among peers in the sector.
Median P/E of 61.2 across this company’s own years on record.
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
Companies of similar size in Financial Services, for comparison. The columns are the same ones above, in the same order.
| Stock | Price | P/E | P/B | Dividend yield | ROE | Market cap |
|---|---|---|---|---|---|---|
| HASIHA Sustainable Infrastructure Capital, Inc. | $36.54 | 56.2x | 1.8x | 4.65% | 3.37% | $4.7B |
| PIPRPiper Sandler Companies | $65.54 | 14.9x | 3.2x | 3.05% | 24.53% | $4.63B |
| FLGFlagstar Bank National Association | $11.44 | 381.3x | 0.6x | 0.35% | 0.59% | $4.75B |
| RDNRadian Group Inc |
| P/E | 61.2x | 41.8x | 44.9x | 56.5x | 55.4x | 61.6x | 60.8x | 70.3x | 53.8x | 46.7x | 68.0x | 75.3x | 67.7x | 67.3x | 240.5x | 298.7x | 225.5x | 242.8x | 75.6x |
| P/S | 14.0x | 11.7x | 11.6x | 13.5x | 13.9x | 17.5x | 16.7x | 19.3x | 14.9x | 14.1x | 18.3x | 18.5x | 15.2x | 12.5x | 10.4x | 9.9x | 9.7x | 12.6x | 15.4x |
| P/B | 2.2x | 2.0x | 1.9x | 2.1x | 2.2x | 2.9x | 3.0x | 3.2x | 2.6x | 2.5x | 3.3x | 3.2x | 2.4x | 2.0x | 1.6x | 1.6x | 1.6x | 2.1x | 2.2x |
| EPS | $0.32 | $0.28 | $0.26 | $0.26 | $0.29 | $0.29 | $0.28 | $0.30 | $0.32 | $0.28 | $0.25 | $0.22 | $0.18 | $0.04 | $0.03 | $0.04 | $0.05 | $0.17 |
| Dividend yield | 5.21% | 8.46% | 9.01% | 7.71% | 7.86% | 6.30% | 6.35% | 5.28% | 5.21% | 3.95% | 2.36% | 1.81% | 0.94% | — | — | — | 1.55% | 2.31% | 1.55% |
| Payout | 353.75% | 353.75% | 404.29% | 435.38% | 435.38% | 388.28% | 386.21% | 371.43% | 280.00% | 184.38% | 160.71% | 136.00% | 63.64% | — | — | — | 350.00% | 560.00% | 117.27% |
| Profit margin | 25.14% | 28.29% | 26.25% | 24.67% | 25.61% | 28.23% | 28.19% | 28.07% | 28.24% | 29.75% | 27.27% | 24.66% | 22.46% | 18.84% | 4.00% | 3.35% | 3.96% | 4.84% | 20.36% |
| ROE | 4.12% | 4.80% | 4.27% | 3.90% | 4.04% | 4.68% | 4.98% | 4.73% | 4.86% | 5.26% | 4.85% | 4.20% | 3.58% | 2.99% | 0.64% | 0.53% | 0.65% | 0.82% | 2.96% |
Median of the years shown; P/E years above 200x are left out.
Dividend growing 6.2% a year against a 7.7% required return, from the stock’s beta.
The average of the method families that answered, not of the seven numbers: four of the seven start from the same earnings per share.
5 methods answered, across 2 families.
Room for errors in the reported numbers.
+168.9% from the average.
Models, not forecasts, and not investment advice. How each formula works →
| $34.70 |
| 8.4x |
| 1.0x |
| 2.94% |
| 12.03% |
| $4.59B |
| SFBSServisFirst Bancshares, Inc. | $41.30 | 13.2x | 2.2x | 1.84% | 17.93% | $4.52B |
| RIOTRiot Platforms, Inc. | $12.89 | — | 2.2x | 0.00% | -48.24% | $4.84B |