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Trustco Bank Corp N Y
Trustco Bank Corp N Y (TRST) is listed on NASDAQ and classified in Banks - Regional, part of the Financial Services sector. It is headquartered in Glenville, United States and has 742 employees. The company is worth $944.53M and trades at 15.0x its earnings of the last twelve months; the median for its sector is 13.2x. Revenue was $187.92M in fiscal 2025, up 9.4% from the year before. Net income was $61.14M. The share price is 6.4% below its 52-week high of $59.28. It pays a dividend yielding 2.88%. 2 of the 38 superinvestors we track held it at the end of Q2 2026. The largest position belongs to Two Sigma (Two Sigma Investments), at $11.24M. No open-market insider trades in it were filed over the last 30 days.
Written from the data on this page: SEC filings (13F, Form 4, annual reports) and market prices.
Year by year, from the annual reports; dividends from the payments themselves.
Bars are year-end balances; lines are what happened during the year.
Major managers that reported this stock in their latest 13F.
▲ +66.3% over 5Y.
today you would have $2,000.14▲ +100.0%
Dividends reinvested, splits accounted for. Past prices say what happened, not what will.
The last 17 closed years, each at that year’s closing price and reported numbers.
| Indicator | Median | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Year-end price | $41.33 | $33.31 | $31.05 | $37.59 | $33.31 | $33.35 | $43.35 | $34.30 | $46.00 | $43.75 | $30.70 | $36.30 | $35.90 | $26.40 | $28.05 | $31.70 | $31.50 | |
| P/E |
Seven formulas applied to the reported numbers, each with its assumption next to the result. None of them predicts a price.
Square root of 22.5 × earnings × book value. Blind to intangibles, so it undervalues software and brands.
Earnings growing 3.6% a year plus a 2.9% dividend yield. Growth capped at 25%.
Median P/E of 13.2 among peers in the sector.
Median P/E of 13.8 across this company’s own years on record.
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
Companies of similar size in Financial Services, for comparison. The columns are the same ones above, in the same order.
| Stock | Price | P/E | P/B | Dividend yield | ROE | Market cap |
|---|---|---|---|---|---|---|
| SBSISouthside Bancshares Inc | $31.63 | 12.5x | 1.1x | 4.68% | 8.99% | $942.83M |
| EIGEmployers Holdings, Inc. | $52.72 | 69.4x | 1.1x | 2.58% | 0.77% | $946.88M |
| OIGOrion180 Insurance Group Inc. | $9.58 | 23.4x | — | 0.00% | — | $948.73M |
| HAFCHanmi Financial Corp |
| 13.8x |
| 12.7x |
| 13.0x |
| 10.1x |
| 9.6x |
| 10.4x |
| 12.3x |
| 14.5x |
| 10.8x |
| 20.5x |
| 19.7x |
| 13.8x |
| 15.6x |
| 17.0x |
| 13.2x |
| 14.4x |
| 16.6x |
| 17.1x |
| P/S | 3.7x | 3.9x | 3.7x | 3.1x | 3.6x | 3.6x | 3.8x | 4.8x | 3.7x | 5.1x | 5.1x | 3.6x | 4.3x | 4.3x | 3.2x | 3.1x | — | — |
| P/B | 1.4x | 1.1x | 0.9x | 0.9x | 1.2x | 1.1x | 1.1x | 1.6x | 1.4x | 1.9x | 1.9x | 1.4x | 1.8x | 1.9x | 1.4x | 1.4x | — | — |
| EPS | $3.25 | $2.57 | $3.08 | $3.93 | $3.19 | $2.72 | $2.98 | $3.18 | $2.24 | $2.23 | $2.22 | $2.33 | $2.11 | $2.00 | $1.95 | $1.91 | $1.84 |
| Dividend yield | 4.07% | 3.58% | 4.32% | 4.64% | 3.75% | 4.12% | 4.08% | 3.14% | 3.91% | 2.87% | 3.02% | 4.30% | 3.64% | 3.68% | 5.00% | 4.71% | 4.07% | 4.75% |
| Payout | 56.65% | 45.54% | 56.03% | 46.75% | 35.88% | 43.01% | 50.00% | 45.58% | 42.14% | 58.93% | 59.33% | 59.46% | 56.65% | 62.56% | 66.00% | 67.87% | 67.72% | 81.25% |
| Profit margin | 27.39% | 32.53% | 28.43% | 30.84% | 37.73% | 34.49% | 30.72% | 33.17% | 34.37% | 24.98% | 25.81% | 26.23% | 27.39% | 25.60% | 24.07% | 21.59% | 19.81% | 21.44% |
| ROE | 10.23% | 8.90% | 7.22% | 9.09% | 12.54% | 10.23% | 9.23% | 10.75% | 12.54% | 9.41% | 9.85% | 10.22% | 11.23% | 11.00% | 10.46% | 9.77% | 11.48% | 11.45% |
Median of the years shown; P/E years above 200x are left out.
Dividend growing 0.0% a year against a 7.3% required return, from the stock’s beta.
The average of the method families that answered, not of the seven numbers: four of the seven start from the same earnings per share.
5 methods answered, across 2 families.
Room for errors in the reported numbers.
-41.2% from the average.
Models, not forecasts, and not investment advice. How each formula works →
| $32.24 |
| 10.6x |
| 1.2x |
| 3.47% |
| 11.34% |
| $955.89M |
| NBBKNB Bancorp, Inc. | $21.86 | 13.1x | 1.0x | 1.28% | 8.40% | $957.87M |
| HIPOHippo Holdings Inc. | $35.28 | 7.6x | 2.0x | 0.00% | 30.34% | $931.02M |