Unum Group
Unum Group (UNM) is listed on NYSE and classified in Insurance - Life, part of the Financial Services sector. It is headquartered in Chattanooga, United States and has 10,684 employees. The company is worth $14.84B and trades at 21.9x its earnings of the last twelve months; the median for its sector is 13.2x. Revenue was $13.08B in fiscal 2025, up 1.5% from the year before. Net income was $738.5M. The share price is 3.1% below its 52-week high of $96.77. It pays a dividend yielding 2.15%, and has raised its annual dividend for 17 years in a row in our records. 7 of the 38 superinvestors we track held it at the end of Q2 2026. The largest position belongs to Cliff Asness (AQR Capital Management), at $266.19M. In that quarter, 4 of them opened or added to the position and 3 reduced it. No open-market insider trades in it were filed over the last 30 days.
Written from the data on this page: SEC filings (13F, Form 4, annual reports) and market prices.
Year by year, from the annual reports; dividends from the payments themselves.
Bars are year-end balances; lines are what happened during the year.
Major managers that reported this stock in their latest 13F.
▲ +299.3% over 5Y.
today you would have $4,164.37▲ +316.4%
Dividends reinvested, splits accounted for. Past prices say what happened, not what will.
The last 19 closed years, each at that year’s closing price and reported numbers.
| Indicator | Median | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Year-end price | $77.50 | $73.03 | $45.22 | $41.03 | $24.57 | $22.94 | $29.16 | $29.38 | $54.89 | $43.93 | $33.29 | $34.88 | $35.08 | $20.82 | $21.07 | $24.22 | $19.52 |
Seven formulas applied to the reported numbers, each with its assumption next to the result. None of them predicts a price.
Square root of 22.5 × earnings × book value. Blind to intangibles, so it undervalues software and brands.
Earnings growing 1.9% a year plus a 2.2% dividend yield. Growth capped at 25%.
Median P/E of 13.2 among peers in the sector.
Median P/E of 9.5 across this company’s own years on record.
Cash flow growing 1.9% a year for 10 years, discounted at 10%, then 2.5% forever.
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
Dividend growing 2.5% a year against a 7.0% required return, from the stock’s beta.
Companies of similar size in Financial Services, for comparison. The columns are the same ones above, in the same order.
| Stock | Price | P/E | P/B | Dividend yield | ROE | Market cap |
|---|---|---|---|---|---|---|
| XPXP Inc. | $29.35 | 15.9x | 3.0x | 1.29% | 22.56% | $14.89B |
| EQHEquitable Holdings, Inc. | $55.04 | — | — | 2.07% | -25.13% | $15.01B |
| BSACBanco Santander Chile | $31.96 | 12.3x | 1.3x | 4.63% | 23.31% | $15.06B |
| RNRRenaissancere Holdings Ltd | $362.59 |
| $18.60 |
| $23.79 |
| P/E | 9.5x | 18.1x | 7.7x | 7.0x | 5.9x | 5.1x | 5.9x | 5.6x | 12.3x | 12.6x | 11.1x | 9.5x | 22.2x | 11.0x | 6.6x | 22.4x | 9.0x | 7.6x | 11.5x | 12.5x |
| P/S | 0.7x | 1.0x | 1.0x | 0.7x | 0.7x | 0.4x | 0.4x | 0.5x | 0.5x | 1.1x | 0.9x | 0.7x | 0.8x | 0.9x | 0.5x | 0.6x | 0.7x | 0.6x | 0.6x | — |
| P/B | 0.9x | 1.1x | 1.2x | 0.9x | 0.9x | 0.8x | 0.4x | 0.6x | 0.7x | 1.3x | 1.1x | 0.9x | 1.0x | 1.1x | 0.7x | 0.7x | 0.9x | 0.8x | 1.0x | — |
| EPS | $4.27 | $9.46 | $6.50 | $6.96 | $4.79 | $3.89 | $5.24 | $2.38 | $4.37 | $3.95 | $3.50 | $1.57 | $3.19 | $3.17 | $0.94 | $2.69 | $2.57 | $1.62 | $1.91 |
| Dividend yield | 2.10% | 2.27% | 2.15% | 3.07% | 3.07% | 4.76% | 4.97% | 3.74% | 3.34% | 1.57% | 1.75% | 2.10% | 1.78% | 1.57% | 2.26% | 1.88% | 1.45% | 1.62% | 1.61% | 1.26% |
| Payout | 19.68% | 41.22% | 16.60% | 21.38% | 18.10% | 24.43% | 29.31% | 20.80% | 41.18% | 19.68% | 19.49% | 20.00% | 39.49% | 17.24% | 14.83% | 42.13% | 13.09% | 12.30% | 18.52% | 15.71% |
| Profit margin | 8.17% | 5.65% | 13.81% | 10.37% | 11.74% | 8.17% | 6.02% | 9.17% | 4.51% | 8.81% | 8.43% | 8.08% | 3.82% | 8.17% | 8.51% | 2.77% | 8.62% | 8.45% | 5.54% | 6.46% |
| ROE | 10.03% | 6.64% | 16.23% | 13.30% | 16.11% | 16.26% | 7.29% | 11.04% | 6.07% | 10.38% | 10.39% | 10.01% | 4.72% | 9.80% | 10.38% | 3.48% | 10.36% | 10.03% | 8.65% | 8.45% |
Median of the years shown; P/E years above 200x are left out.
The average of the method families that answered, not of the seven numbers: four of the seven start from the same earnings per share.
6 methods answered, across 3 families.
Room for errors in the reported numbers.
-60.6% from the average.
Models, not forecasts, and not investment advice. How each formula works →
| 6.1x |
| 1.4x |
| 0.45% |
| 21.48% |
| $15.07B |
| PNFPPinnacle Financial Partners, Inc. | $100.46 | 13.1x | 1.1x | 1.99% | 7.65% | $15.18B |
| OWLBlue OWL Capital Inc | $9.71 | 80.9x | 3.3x | 9.37% | 5.65% | $15.22B |