Loading…
VersaBank
VersaBank (VBNK) is listed on NASDAQ and classified in Banks - Regional, part of the Financial Services sector. It is headquartered in London, Canada and has 131 employees. The company is worth $722.3M and trades at 29.3x its earnings of the last twelve months; the median for its sector is 13.2x. Revenue was CA$124.64M in fiscal 2025, up 11.7% from the year before. Net income was CA$28.46M. The share price is 11.1% below its 52-week high of $25.05. It pays a dividend yielding 0.31%. 3 of the 38 superinvestors we track held it at the end of Q2 2026. The largest position belongs to Renaissance Technologies, at $3.58M. No open-market insider trades in it were filed over the last 30 days.
Written from the data on this page: SEC filings (13F, Form 4, annual reports) and market prices.
Year by year, from the annual reports; dividends from the payments themselves.
Revenue, debt and profit are in CAD, the currency the company reports in — not converted to dollars. Dividends are in dollars.
Bars are year-end balances; lines are what happened during the year.
Major managers that reported this stock in their latest 13F.
▲ +74.5% over 5Y.
today you would have $1,914.05▲ +91.4%
Dividends reinvested, splits accounted for. Past prices say what happened, not what will.
The last 4 closed years, each at that year’s closing price and reported numbers.
| Indicator | Median | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Year-end price | $14.98 | $13.85 | $10.95 | $7.53 | |
| EPS | CA$0.90 | CA$1.49 | CA$1.57 | CA$0.79 | |
| Dividend yield | 0.61% | 0.47% | 0.53% | 0.68% | 1.02% |
| Profit margin | 31.55% | 22.83% | 35.61% | 38.81% | 27.50% |
| ROE | 8.21% | 5.34% | 9.96% |
Seven formulas applied to the reported numbers, each with its assumption next to the result. None of them predicts a price.
Square root of 22.5 × earnings × book value. Blind to intangibles, so it undervalues software and brands.
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
Median P/E of 13.2 among peers in the sector.
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
Companies of similar size in Financial Services, for comparison. The columns are the same ones above, in the same order.
| Stock | Price | P/E | P/B | Dividend yield | ROE | Market cap |
|---|---|---|---|---|---|---|
| VINPVinci Compass Investments Ltd. | $10.93 | 9.3x | 1.8x | 6.04% | 12.81% | $717.57M |
| LULufax Holding Ltd | $0.84 | — | 0.1x | 0.00% | -2.29% | $728.02M |
| TIGRUP Fintech Holding Ltd | $4.06 | 7.7x | 0.8x | 0.00% | 13.57% | $730.17M |
| DGICADonegal Group Inc | $19.22 |
| 11.18% |
| 6.46% |
This company reports in CAD, and the stock trades in dollars. P/E, P/S, P/B and payout would divide dollars by CAD, so they are not shown; EPS is in CAD. Margin, ROE and dividend yield do not depend on the currency.
Median of the years shown; P/E years above 200x are left out.
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
The average of the method families that answered, not of the seven numbers: four of the seven start from the same earnings per share.
2 methods answered, across 1 families.
Room for errors in the reported numbers.
-45.0% from the average.
Models, not forecasts, and not investment advice. How each formula works →
| 9.7x |
| 1.1x |
| 4.01% |
| 11.18% |
| $713.25M |
| DGICBDonegal Group Inc | $19.09 | 9.9x | 1.1x | 3.67% | 11.18% | $708.61M |
| AROWArrow Financial Corp | $38.15 | 12.0x | 1.4x | 3.15% | 12.00% | $706.68M |