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Ken GriffinReduced
Citadel Advisors · Q2 2026
$1.89M
49.25K shares · 0.0% of portfolio
WAFD Inc
WAFD Inc (WAFD) is listed on NASDAQ and classified in Banks - Regional, part of the Financial Services sector. It is headquartered in Seattle, United States and has 2,014 employees. The company is worth $2.18B and trades at 8.8x its earnings of the last twelve months; the median for its sector is 13.2x. Revenue was $725.48M in fiscal 2025, up 0.5% from the year before. Net income was $226.07M. The share price is 25.4% below its 52-week high of $39.49. It pays a dividend yielding 3.67%, and has raised its annual dividend for 7 years in a row in our records. 6 of the 38 superinvestors we track held it at the end of Q2 2026. The largest position belongs to Two Sigma (Two Sigma Investments), at $21.73M. In that quarter, 2 of them opened or added to the position and 1 reduced it. No open-market insider trades in it were filed over the last 30 days.
Written from the data on this page: SEC filings (13F, Form 4, annual reports) and market prices.
Year by year, from the annual reports; dividends from the payments themselves.
Bars are year-end balances; lines are what happened during the year.
Major managers that reported this stock in their latest 13F.
▼ -10.3% over 5Y.
today you would have $969.17▼ -3.1%
Dividends reinvested, splits accounted for. Past prices say what happened, not what will.
The last 18 closed years, each at that year’s closing price and reported numbers.
| Indicator | Median | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Year-end price | $32.03 | $32.24 | $32.96 | $33.55 | $33.38 | $25.74 | $36.65 | $26.71 | $34.25 | $34.35 | $23.83 | $22.15 | $23.29 | $16.87 | $13.99 | $16.92 | $19.34 | $14.96 |
Seven formulas applied to the reported numbers, each with its assumption next to the result. None of them predicts a price.
Square root of 22.5 × earnings × book value. Blind to intangibles, so it undervalues software and brands.
Earnings growing 3.1% a year plus a 3.7% dividend yield. Growth capped at 25%.
Median P/E of 13.2 among peers in the sector.
Median P/E of 14.0 across this company’s own years on record.
Cash flow growing 3.1% a year for 10 years, discounted at 10%, then 2.5% forever.
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
Dividend growing 2.3% a year against a 8.4% required return, from the stock’s beta.
Companies of similar size in Financial Services, for comparison. The columns are the same ones above, in the same order.
| Stock | Price | P/E | P/B | Dividend yield | ROE | Market cap |
|---|---|---|---|---|---|---|
| AGMFederal Agricultural Mortgage Corp | $201.42 | 10.9x | 1.7x | 3.13% | 13.48% | $2.19B |
| OFGOFG Bancorp | $51.36 | 9.8x | 1.6x | 2.63% | 16.61% | $2.17B |
| EFSCEnterprise Financial Services Corp | $61.01 | 12.0x | 1.1x | 2.20% | 9.60% | $2.21B |
| HTHHilltop Holdings Inc. |
| P/E | 14.0x | 12.2x | 12.9x | 8.9x | 9.9x | 14.0x | 11.4x | 14.0x | 11.1x | 17.7x | 19.3x | 14.3x | 14.3x | 16.1x | 13.1x | 14.0x | 16.1x | 42.0x | 21.1x |
| P/S | 4.0x | 3.4x | 3.6x | 2.9x | 3.3x | 3.8x | 3.5x | 5.3x | 4.2x | 6.1x | 6.5x | 4.9x | 5.0x | 5.9x | 4.3x | 2.2x | 2.4x | 3.1x | 5.4x |
| P/B | 1.0x | 0.8x | 0.9x | 0.9x | 1.0x | 1.0x | 1.0x | 1.4x | 1.1x | 1.5x | 1.5x | 1.1x | 1.1x | 1.2x | 0.9x | 0.8x | 1.0x | 1.2x | 1.0x |
| EPS | $2.63 | $2.50 | $3.72 | $3.39 | $2.39 | $2.26 | $2.61 | $2.40 | $1.94 | $1.78 | $1.67 | $1.55 | $1.45 | $1.29 | $1.00 | $1.05 | $0.46 | $0.71 |
| Dividend yield | 2.36% | 3.37% | 3.23% | 3.03% | 2.86% | 2.76% | 3.42% | 2.24% | 2.62% | 2.48% | 1.63% | 2.18% | 1.61% | 1.63% | 1.90% | 1.86% | 1.24% | 1.03% | 4.55% |
| Payout | 31.28% | 41.06% | 41.60% | 26.88% | 28.32% | 38.49% | 38.94% | 31.42% | 29.17% | 43.81% | 31.46% | 31.14% | 23.03% | 26.21% | 24.81% | 26.00% | 20.00% | 43.48% | 95.77% |
| Profit margin | 34.04% | 31.16% | 27.72% | 34.67% | 35.76% | 32.46% | 31.17% | 38.69% | 39.49% | 35.84% | 35.11% | 35.32% | 36.07% | 37.68% | 33.41% | 16.57% | 15.13% | 6.78% | 25.48% |
| ROE | 8.09% | 7.44% | 6.67% | 10.61% | 10.39% | 8.64% | 8.61% | 10.34% | 10.21% | 8.65% | 8.30% | 8.20% | 7.97% | 7.82% | 7.27% | 5.83% | 6.44% | 2.76% | 4.68% |
Median of the years shown; P/E years above 200x are left out.
The average of the method families that answered, not of the seven numbers: four of the seven start from the same earnings per share.
6 methods answered, across 3 families.
Room for errors in the reported numbers.
-5.2% from the average.
Models, not forecasts, and not investment advice. How each formula works →
| $37.28 |
| 13.5x |
| 1.0x |
| 2.15% |
| 7.60% |
| $2.14B |
| ECPGEncore Capital Group Inc | $100.36 | 7.6x | 2.0x | 0.00% | 30.54% | $2.13B |
| FCFFirst Commonwealth Financial Corp | $21.06 | 12.9x | 1.4x | 2.66% | 10.91% | $2.13B |