Credicorp Ltd
Credicorp Ltd (BAP) is listed on NYSE and classified in Banks - Regional, part of the Financial Services sector. It is headquartered in Lima, Peru and has 52,770 employees. The company is worth $29.47B and trades at 14.0x its earnings of the last twelve months; the median for its sector is 13.2x. Revenue was PEN 23.99B in fiscal 2025, up 11.6% from the year before. Net income was PEN 6.93B. The share price is 10.2% below its 52-week high of $413.25. It pays a dividend yielding 3.88%. 5 of the 38 superinvestors we track held it at the end of Q2 2026. The largest position belongs to Baillie Gifford (Baillie Gifford & Co), at $1.01B. In that quarter, 5 of them reduced the position. No open-market insider trades in it were filed over the last 30 days.
Written from the data on this page: SEC filings (13F, Form 4, annual reports) and market prices.
Year by year, from the annual reports; dividends from the payments themselves.
Revenue, debt and profit are in PEN, the currency the company reports in — not converted to dollars. Dividends are in dollars.
Bars are year-end balances; lines are what happened during the year.
Major managers that reported this stock in their latest 13F.
▲ +230.7% over 5Y.
today you would have $3,881.30▲ +288.1%
Dividends reinvested, splits accounted for. Past prices say what happened, not what will.
The last 4 closed years, each at that year’s closing price and reported numbers.
| Indicator | Median | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Year-end price | $287.00 | $183.32 | $149.93 | $135.66 | |
| EPS | PEN 87.08 | PEN 69.09 | PEN 61.08 | PEN 58.13 | |
| Dividend yield | 4.18% | 3.84% | 6.66% | 4.52% | 2.94% |
| Profit margin | 26.52% | 28.87% | 25.59% | 24.64% | 27.44% |
| ROE | 16.02% | 18.05% | 16.02% |
Seven formulas applied to the reported numbers, each with its assumption next to the result. None of them predicts a price.
Square root of 22.5 × earnings × book value. Blind to intangibles, so it undervalues software and brands.
Earnings growing 0.0% a year plus a 3.9% dividend yield. Growth capped at 25%.
Median P/E of 13.2 among peers in the sector.
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
Companies of similar size in Financial Services, for comparison. The columns are the same ones above, in the same order.
| Stock | Price | P/E | P/B | Dividend yield | ROE | Market cap |
|---|---|---|---|---|---|---|
| PUKPrudential PLC | $24.01 | 8.5x | 6.1x | 2.33% | 18.74% | $29.49B |
| NTRSNorthern Trust Corp | $165.82 | 13.0x | 2.4x | 1.98% | 18.44% | $30.34B |
| RJFRaymond James Financial Inc | $159.19 | 13.6x | 2.4x | 1.36% | 18.42% | $30.58B |
| WTWWillis Towers Watson PLC | $332.18 |
| 14.99% |
| 16.02% |
This company reports in PEN, and the stock trades in dollars. P/E, P/S, P/B and payout would divide dollars by PEN, so they are not shown; EPS is in PEN. Margin, ROE and dividend yield do not depend on the currency.
Median of the years shown; P/E years above 200x are left out.
Dividend growing 6.8% a year against a 8.3% required return, from the stock’s beta.
The average of the method families that answered, not of the seven numbers: four of the seven start from the same earnings per share.
4 methods answered, across 2 families.
Room for errors in the reported numbers.
+38.8% from the average.
Models, not forecasts, and not investment advice. How each formula works →
| 19.7x |
| 4.0x |
| 1.16% |
| 19.76% |
| $30.85B |
| WRBBerkley W R Corp | $75.55 | 16.0x | 3.0x | 2.49% | — | $28.05B |
| CFGCitizens Financial Group Inc | $65.24 | 14.1x | 1.2x | 3.19% | 8.90% | $27.48B |