Citizens Financial Group Inc
Citizens Financial Group Inc (CFG) is listed on NYSE and classified in Banks - Regional, part of the Financial Services sector. It is headquartered in Providence, United States and has 17,609 employees. The company is worth $27.48B and trades at 14.1x its earnings of the last twelve months; the median for its sector is 13.2x. Revenue was $8.25B in fiscal 2025, up 5.6% from the year before. Net income was $1.83B. The share price is 13.4% below its 52-week high of $75.33. It pays a dividend yielding 3.19%. 7 of the 38 superinvestors we track held it at the end of Q2 2026. The largest position belongs to Cliff Asness (AQR Capital Management), at $534.41M. In that quarter, 2 of them opened or added to the position and 4 reduced it. No open-market insider trades in it were filed over the last 30 days.
Written from the data on this page: SEC filings (13F, Form 4, annual reports) and market prices.
Year by year, from the annual reports; dividends from the payments themselves.
Bars are year-end balances; lines are what happened during the year.
Major managers that reported this stock in their latest 13F.
▲ +34.0% over 5Y.
today you would have $1,628.55▲ +62.9%
Dividends reinvested, splits accounted for. Past prices say what happened, not what will.
The last 12 closed years, each at that year’s closing price and reported numbers.
| Indicator | Median | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Year-end price | $58.41 | $43.76 | $33.14 | $39.37 | $47.25 | $35.76 | $40.61 | $29.73 | $41.98 | $35.63 | $26.19 | $24.86 | |
| P/E | 13.7x | 15.1x | 14.4x | 10.6x | 9.6x | 9.2x | 16.1x | 10.7x | 8.4x | 12.9x |
Seven formulas applied to the reported numbers, each with its assumption next to the result. None of them predicts a price.
Square root of 22.5 × earnings × book value. Blind to intangibles, so it undervalues software and brands.
Earnings growing 11.7% a year plus a 3.2% dividend yield. Growth capped at 25%.
Median P/E of 13.2 among peers in the sector.
Median P/E of 13.7 across this company’s own years on record.
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
Companies of similar size in Financial Services, for comparison. The columns are the same ones above, in the same order.
| Stock | Price | P/E | P/B | Dividend yield | ROE | Market cap |
|---|---|---|---|---|---|---|
| CINFCincinnati Financial Corp | $178.28 | 8.4x | 1.6x | 2.11% | 21.48% | $27.36B |
| WRBBerkley W R Corp | $75.55 | 16.0x | 3.0x | 2.49% | — | $28.05B |
| NMRNomura Holdings Inc | $9.04 | 10.5x | 1.1x | 3.54% | 11.16% | $26.42B |
| TWTradeweb Markets Inc. | $121.89 |
| 18.1x |
| 16.9x |
| 16.0x |
| P/S | 2.7x | 3.0x | 2.4x | 1.8x | 2.4x | 3.0x | 2.2x | 2.7x | 2.2x | 3.6x | 3.5x | 2.9x | 2.7x |
| P/B | 0.8x | 0.9x | 0.8x | 0.6x | 0.8x | 0.9x | 0.7x | 0.8x | 0.7x | 1.0x | 0.9x | 0.7x | 0.7x |
| EPS | $3.86 | $3.03 | $3.13 | $4.10 | $5.16 | $2.22 | $3.81 | $3.52 | $3.25 | $1.97 | $1.55 | $1.55 |
| Dividend yield | 3.30% | 2.94% | 3.84% | 5.07% | 4.11% | 3.30% | 4.36% | 3.35% | 3.30% | 1.52% | 1.29% | 1.53% | 0.40% |
| Payout | 32.96% | 44.56% | 55.45% | 53.67% | 39.51% | 30.23% | 70.27% | 35.70% | 27.84% | 19.69% | 23.35% | 25.81% | 6.45% |
| Profit margin | 21.04% | 22.20% | 19.32% | 19.55% | 25.84% | 34.89% | 15.31% | 27.59% | 28.08% | 28.95% | 19.89% | 17.41% | 17.37% |
| ROE | 6.78% | 6.96% | 6.22% | 6.61% | 8.75% | 9.90% | 4.66% | 8.07% | 8.27% | 8.15% | 5.29% | 4.28% | 4.49% |
Median of the years shown; P/E years above 200x are left out.
Dividend growing 7.8% a year against a 9.3% required return, from the stock’s beta.
The average of the method families that answered, not of the seven numbers: four of the seven start from the same earnings per share.
5 methods answered, across 2 families.
Room for errors in the reported numbers.
+46.1% from the average.
Models, not forecasts, and not investment advice. How each formula works →
| 28.7x |
| 3.9x |
| 0.46% |
| 14.47% |
| $26.33B |
| BAPCredicorp Ltd | $371.05 | 14.0x | 2.7x | 3.88% | 20.41% | $29.47B |
| PUKPrudential PLC | $24.01 | 8.5x | 6.1x | 2.33% | 18.74% | $29.49B |