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Cincinnati Financial Corp
Cincinnati Financial Corp (CINF) is listed on NASDAQ and classified in Insurance - Property & Casualty, part of the Financial Services sector. It is headquartered in Fairfield, United States and has 5,705 employees. The company is worth $27.36B and trades at 8.4x its earnings of the last twelve months; the median for its sector is 13.2x. Revenue was $12.63B in fiscal 2025, up 11.4% from the year before. Net income was $2.39B. The share price is 8.5% below its 52-week high of $194.81. It pays a dividend yielding 2.11%, and has raised its annual dividend for 28 years in a row in our records. 4 of the 38 superinvestors we track held it at the end of Q2 2026. The largest position belongs to Cliff Asness (AQR Capital Management), at $121.66M. In that quarter, 2 of them opened or added to the position and 2 reduced it. No open-market insider trades in it were filed over the last 30 days.
Written from the data on this page: SEC filings (13F, Form 4, annual reports) and market prices.
Year by year, from the annual reports; dividends from the payments themselves.
Bars are year-end balances; lines are what happened during the year.
Major managers that reported this stock in their latest 13F.
▲ +50.4% over 5Y.
today you would have $1,596.69▲ +59.7%
Dividends reinvested, splits accounted for. Past prices say what happened, not what will.
The last 18 closed years, each at that year’s closing price and reported numbers.
| Indicator | Median | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Year-end price | $163.32 | $143.70 | $103.46 | $102.39 | $113.93 | $87.37 | $105.15 | $77.42 | $74.97 | $75.75 | $59.17 | $51.83 | $52.37 | $39.16 | $30.46 | $31.69 | $26.24 | $29.07 |
Seven formulas applied to the reported numbers, each with its assumption next to the result. None of them predicts a price.
Square root of 22.5 × earnings × book value. Blind to intangibles, so it undervalues software and brands.
Earnings growing 15.2% a year plus a 2.1% dividend yield. Growth capped at 25%.
Median P/E of 13.2 among peers in the sector.
Median P/E of 11.9 across this company’s own years on record.
Cash flow growing 15.0% a year for 10 years, discounted at 10%, then 2.5% forever.
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
Dividend growing 5.5% a year against a 7.0% required return, from the stock’s beta.
Companies of similar size in Financial Services, for comparison. The columns are the same ones above, in the same order.
| Stock | Price | P/E | P/B | Dividend yield | ROE | Market cap |
|---|---|---|---|---|---|---|
| CFGCitizens Financial Group Inc | $65.24 | 14.1x | 1.2x | 3.19% | 8.90% | $27.48B |
| WRBBerkley W R Corp | $75.55 | 16.0x | 3.0x | 2.49% | — | $28.05B |
| NMRNomura Holdings Inc | $9.04 | 10.5x | 1.1x | 3.54% | 11.16% | $26.42B |
| TWTradeweb Markets Inc. | $121.89 |
| P/E | 11.9x | 10.8x | 9.9x | 8.9x | — | 6.2x | 11.7x | 8.7x | 44.2x | 11.9x | 21.3x | 15.4x | 16.3x | 16.8x | 15.2x | 30.2x | 13.8x | 9.9x | 11.1x |
| P/S | 1.9x | 2.0x | 2.0x | 1.6x | 2.5x | 1.9x | 1.9x | 2.2x | 2.3x | 2.1x | 2.3x | 1.9x | 1.7x | 1.9x | 1.6x | 1.3x | 1.4x | 1.1x | — |
| P/B | 1.4x | 1.6x | 1.6x | 1.3x | 1.5x | 1.4x | 1.3x | 1.7x | 1.6x | 1.5x | 1.8x | 1.5x | 1.3x | 1.4x | 1.2x | 1.0x | 1.0x | 0.9x | — |
| EPS | $15.17 | $14.53 | $11.66 | -$3.06 | $18.24 | $7.49 | $12.10 | $1.75 | $6.29 | $3.55 | $3.83 | $3.18 | $3.12 | $2.57 | $1.01 | $2.30 | $2.65 | $2.62 |
| Dividend yield | 3.03% | 2.13% | 2.25% | 2.90% | 2.70% | 2.21% | 2.75% | 2.13% | 2.74% | 3.33% | 2.53% | 3.89% | 3.40% | 3.16% | 4.14% | 5.27% | 5.02% | 5.98% | 5.37% |
| Payout | 54.08% | 22.94% | 22.30% | 25.73% | — | 13.82% | 32.04% | 18.51% | 121.14% | 39.75% | 54.08% | 60.05% | 55.35% | 53.01% | 63.07% | 159.01% | 69.13% | 59.25% | 59.54% |
| Profit margin | 11.31% | 18.95% | 20.22% | 18.41% | -7.42% | 30.83% | 16.14% | 25.20% | 5.31% | 18.23% | 10.85% | 12.33% | 10.62% | 11.41% | 10.24% | 4.31% | 9.94% | 11.07% | 11.22% |
| ROE | 9.47% | 15.04% | 16.45% | 15.23% | -4.61% | 23.25% | 11.27% | 20.25% | 3.66% | 12.68% | 8.37% | 9.86% | 7.99% | 8.52% | 7.72% | 3.26% | 7.48% | 9.08% | 10.26% |
Median of the years shown; P/E years above 200x are left out.
The average of the method families that answered, not of the seven numbers: four of the seven start from the same earnings per share.
6 methods answered, across 3 families.
Room for errors in the reported numbers.
+126.1% from the average.
Models, not forecasts, and not investment advice. How each formula works →
| 28.7x |
| 3.9x |
| 0.46% |
| 14.47% |
| $26.33B |
| BAPCredicorp Ltd | $371.05 | 14.0x | 2.7x | 3.88% | 20.41% | $29.47B |
| PUKPrudential PLC | $24.01 | 8.5x | 6.1x | 2.33% | 18.74% | $29.49B |