Capitol Federal Financial, Inc.
Capitol Federal Financial, Inc. (CFFN) is listed on NASDAQ and classified in Banks - Regional, part of the Financial Services sector. It is headquartered in Topeka, United States and has 604 employees. The company is worth $1.03B and trades at 12.8x its earnings of the last twelve months; the median for its sector is 13.2x. Revenue was $201.04M in fiscal 2025, up 20.2% from the year before. Net income was $68.03M. The share price is 10.0% below its 52-week high of $9.26. It pays a dividend yielding 4.08%. 5 of the 38 superinvestors we track held it at the end of Q2 2026. The largest position belongs to Renaissance Technologies, at $32.33M. In that quarter, 2 of them opened or added to the position and 3 reduced it. No open-market insider trades in it were filed over the last 30 days.
Written from the data on this page: SEC filings (13F, Form 4, annual reports) and market prices.
Year by year, from the annual reports; dividends from the payments themselves.
Bars are year-end balances; lines are what happened during the year.
Major managers that reported this stock in their latest 13F.
▼ -28.1% over 5Y.
today you would have $931.11▼ -6.9%
Dividends reinvested, splits accounted for. Past prices say what happened, not what will.
The last 17 closed years, each at that year’s closing price and reported numbers.
| Indicator | Median | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Year-end price | $6.81 | $5.91 | $6.45 | $8.65 | $11.33 | $12.50 | $13.73 | $12.77 | $13.41 | $16.46 | $12.56 | $12.78 | $12.11 | $11.69 | $11.54 | $11.91 | $13.90 | |
| P/E |
Seven formulas applied to the reported numbers, each with its assumption next to the result. None of them predicts a price.
Square root of 22.5 × earnings × book value. Blind to intangibles, so it undervalues software and brands.
Earnings growing 2.0% a year plus a 4.1% dividend yield. Growth capped at 25%.
Median P/E of 13.2 among peers in the sector.
Median P/E of 22.2 across this company’s own years on record.
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
Companies of similar size in Financial Services, for comparison. The columns are the same ones above, in the same order.
| Stock | Price | P/E | P/B | Dividend yield | ROE | Market cap |
|---|---|---|---|---|---|---|
| HBNCHorizon Bancorp Inc | $19.99 | — | 1.4x | 3.20% | -18.98% | $1.03B |
| BFSTBusiness First Bancshares, Inc. | $31.31 | 11.1x | 1.1x | 1.92% | 10.01% | $1.02B |
| CCNECnb Financial Corp | $35.24 | 10.6x | 1.3x | 2.16% | 12.42% | $1.04B |
| MBWMMercantile Bank Corp |
| 22.2x |
| 13.1x |
| 20.4x |
| — |
| 14.0x |
| 20.2x |
| 26.6x |
| 20.2x |
| 17.5x |
| 21.3x |
| 26.1x |
| 21.7x |
| 22.8x |
| 25.2x |
| 24.9x |
| 48.1x |
| 29.0x |
| 34.7x |
| P/S | 8.5x | 4.5x | 4.7x | 49.6x | 5.5x | 7.7x | 8.3x | 8.5x | 8.2x | 8.5x | 10.5x | 8.2x | 8.7x | 8.9x | 8.5x | 10.0x | 4.3x | 11.2x |
| P/B | 1.2x | 0.9x | 0.8x | 0.8x | 1.1x | 1.3x | 1.4x | 1.5x | 1.3x | 1.4x | 1.6x | 1.2x | 1.2x | 1.1x | 1.0x | 1.0x | 0.9x | 2.4x |
| EPS | $0.52 | $0.29 | -$0.76 | $0.62 | $0.56 | $0.47 | $0.68 | $0.73 | $0.63 | $0.63 | $0.58 | $0.56 | $0.48 | $0.47 | $0.24 | $0.41 | $0.40 |
| Dividend yield | 6.56% | 4.99% | 5.75% | 5.27% | 9.48% | 8.47% | 3.76% | 6.77% | 7.67% | 6.56% | 5.35% | 6.69% | 6.34% | 6.03% | 4.11% | 8.67% | 8.53% | 7.28% |
| Payout | 139.68% | 65.38% | 117.24% | — | 132.26% | 171.43% | 100.00% | 136.76% | 134.25% | 139.68% | 139.68% | 144.83% | 144.64% | 152.08% | 102.13% | 416.67% | 247.81% | 252.90% |
| Profit margin | 35.63% | 33.84% | 22.72% | -577.61% | 39.20% | 37.46% | 30.89% | 41.27% | 44.80% | 38.67% | 38.75% | 37.03% | 37.52% | 34.42% | 35.63% | 19.82% | 33.26% | 32.30% |
| ROE | 5.99% | 6.49% | 3.68% | -9.74% | 7.70% | 6.12% | 5.02% | 7.05% | 7.11% | 6.15% | 5.99% | 5.51% | 5.20% | 4.25% | 4.12% | 1.98% | 7.05% | 7.04% |
Median of the years shown; P/E years above 200x are left out.
Dividend growing 0.0% a year against a 7.4% required return, from the stock’s beta.
The average of the method families that answered, not of the seven numbers: four of the seven start from the same earnings per share.
5 methods answered, across 2 families.
Room for errors in the reported numbers.
-15.4% from the average.
Models, not forecasts, and not investment advice. How each formula works →
| $60.42 |
| 10.8x |
| 1.4x |
| 2.65% |
| 13.63% |
| $1.04B |
| MCBSMetroCity Bankshares, Inc. | $35.13 | 12.2x | 1.8x | 3.07% | 15.91% | $1.01B |
| IGICInternational General Insurance Holdings Ltd. | $24.61 | 9.9x | 1.5x | 5.69% | 16.26% | $1.05B |