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MetroCity Bankshares, Inc.
MetroCity Bankshares, Inc. (MCBS) is listed on NASDAQ and classified in Banks - Regional, part of the Financial Services sector. It is headquartered in Doraville, United States and has 317 employees. The company is worth $1.01B and trades at 12.2x its earnings of the last twelve months; the median for its sector is 13.2x. Revenue was $155.63M in fiscal 2025, up 10.2% from the year before. Net income was $68.53M. The share price is 6.2% below its 52-week high of $37.46. It pays a dividend yielding 3.07%, and has raised its annual dividend for 5 years in a row in our records. 4 of the 38 superinvestors we track held it at the end of Q2 2026. The largest position belongs to Renaissance Technologies, at $2.36M. In that quarter, 1 of them opened or added to the position. No open-market insider trades in it were filed over the last 30 days.
Written from the data on this page: SEC filings (13F, Form 4, annual reports) and market prices.
Year by year, from the annual reports; dividends from the payments themselves.
Bars are year-end balances; lines are what happened during the year.
Major managers that reported this stock in their latest 13F.
▲ +30.6% over 5Y.
today you would have $1,755.05▲ +75.5%
Dividends reinvested, splits accounted for. Past prices say what happened, not what will.
The last 7 closed years, each at that year’s closing price and reported numbers.
| Indicator | Median | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| Year-end price | $26.54 | $31.95 | $24.02 | $21.63 | $27.53 | $14.42 | $17.51 | |
| P/E | 10.2x | 10.1x | 12.7x | 11.9x | 8.9x | 11.5x | 10.2x | 9.7x |
| P/S | 4.9x | 4.9x | 5.7x | 5.1x | 3.9x | 5.1x | 4.0x | 4.4x |
| P/B |
Seven formulas applied to the reported numbers, each with its assumption next to the result. None of them predicts a price.
Square root of 22.5 × earnings × book value. Blind to intangibles, so it undervalues software and brands.
Earnings growing 13.4% a year plus a 3.1% dividend yield. Growth capped at 25%.
Median P/E of 13.2 among peers in the sector.
Median P/E of 10.2 across this company’s own years on record.
Cash flow growing 13.4% a year for 10 years, discounted at 10%, then 2.5% forever.
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
Dividend growing 6.0% a year against a 7.5% required return, from the stock’s beta.
Companies of similar size in Financial Services, for comparison. The columns are the same ones above, in the same order.
| Stock | Price | P/E | P/B | Dividend yield | ROE | Market cap |
|---|---|---|---|---|---|---|
| EGBNEagle Bancorp Inc | $32.97 | — | 0.9x | 0.12% | -4.14% | $1.01B |
| BFSTBusiness First Bancshares, Inc. | $31.31 | 11.1x | 1.1x | 1.92% | 10.01% | $1.02B |
| EQBKEquity Bancshares Inc | $48.64 | 10.7x | 1.2x | 1.81% | 12.08% | $1B |
| HBNCHorizon Bancorp Inc | $19.99 |
| 1.6x |
| 1.4x |
| 1.9x |
| 1.6x |
| 1.6x |
| 2.4x |
| 1.5x |
| 2.1x |
| EPS | $2.64 | $2.52 | $2.02 | $2.44 | $2.39 | $1.41 | $1.81 |
| Dividend yield | 2.77% | 3.62% | 2.60% | 3.00% | 2.77% | 1.67% | 2.77% | 0.63% |
| Payout | 28.37% | 36.36% | 32.94% | 35.64% | 24.59% | 19.25% | 28.37% | 6.08% |
| Profit margin | 44.33% | 44.03% | 45.68% | 43.12% | 45.45% | 44.76% | 38.99% | 44.33% |
| ROE | 15.31% | 12.59% | 15.31% | 13.53% | 17.92% | 21.26% | 14.86% | 20.63% |
Median of the years shown; P/E years above 200x are left out.
The average of the method families that answered, not of the seven numbers: four of the seven start from the same earnings per share.
6 methods answered, across 3 families.
Room for errors in the reported numbers.
+33.0% from the average.
Models, not forecasts, and not investment advice. How each formula works →
| — |
| 1.4x |
| 3.20% |
| -18.98% |
| $1.03B |
| CFFNCapitol Federal Financial, Inc. | $8.33 | 12.8x | 1.0x | 4.08% | 8.01% | $1.03B |
| CCNECnb Financial Corp | $35.24 | 10.6x | 1.3x | 2.16% | 12.42% | $1.04B |