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Central Pacific Financial Corp
Central Pacific Financial Corp (CPF) is listed on NYSE and classified in Banks - Regional, part of the Financial Services sector. It is headquartered in Honolulu, United States and has 722 employees. The company is worth $972.48M and trades at 12.1x its earnings of the last twelve months; the median for its sector is 13.2x. Revenue was $292.7M in fiscal 2025, up 16.9% from the year before. Net income was $77.48M. The share price is 7.9% below its 52-week high of $40.99. It pays a dividend yielding 3.18%. 6 of the 38 superinvestors we track held it at the end of Q2 2026. The largest position belongs to Renaissance Technologies, at $19.34M. In that quarter, 1 of them opened or added to the position and 2 reduced it. No open-market insider trades in it were filed over the last 30 days.
Written from the data on this page: SEC filings (13F, Form 4, annual reports) and market prices.
Year by year, from the annual reports; dividends from the payments themselves.
Bars are year-end balances; lines are what happened during the year.
Major managers that reported this stock in their latest 13F.
▲ +36.3% over 5Y.
today you would have $1,651.04▲ +65.1%
Dividends reinvested, splits accounted for. Past prices say what happened, not what will.
The last 17 closed years, each at that year’s closing price and reported numbers.
| Indicator | Median | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Year-end price | $31.16 | $29.05 | $19.68 | $20.28 | $28.17 | $19.01 | $29.58 | $24.35 | $29.83 | $31.42 | $22.02 | $21.50 | $20.08 | $15.59 | $12.92 | $30.60 | $26.20 | |
| P/E |
Seven formulas applied to the reported numbers, each with its assumption next to the result. None of them predicts a price.
Square root of 22.5 × earnings × book value. Blind to intangibles, so it undervalues software and brands.
Earnings growing 16.7% a year plus a 3.2% dividend yield. Growth capped at 25%.
Median P/E of 13.2 among peers in the sector.
Median P/E of 13.8 across this company’s own years on record.
Cash flow growing 15.0% a year for 10 years, discounted at 10%, then 2.5% forever.
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
Dividend growing 0.0% a year against a 8.3% required return, from the stock’s beta.
Companies of similar size in Financial Services, for comparison. The columns are the same ones above, in the same order.
| Stock | Price | P/E | P/B | Dividend yield | ROE | Market cap |
|---|---|---|---|---|---|---|
| CACCamden National Corp | $57.86 | 10.8x | 1.3x | 2.90% | 12.87% | $977.66M |
| NBBKNB Bancorp, Inc. | $21.86 | 13.1x | 1.0x | 1.28% | 8.40% | $957.87M |
| HAFCHanmi Financial Corp | $32.24 | 10.6x | 1.2x | 3.47% | 11.34% | $955.89M |
| OIGOrion180 Insurance Group Inc. |
| 13.8x |
| 10.9x |
| 14.7x |
| 9.1x |
| 7.6x |
| 10.0x |
| 14.4x |
| 14.6x |
| 12.1x |
| 22.3x |
| 20.9x |
| 15.7x |
| 20.1x |
| 4.9x |
| 13.8x |
| 3.9x |
| — |
| — |
| P/S | 3.2x | 2.8x | 3.1x | 2.1x | 2.1x | 3.1x | 2.2x | 3.7x | 3.3x | 4.4x | 4.8x | 3.7x | 4.0x | 4.5x | 3.6x | 3.1x | 0.3x | — |
| P/B | 1.3x | 1.4x | 1.5x | 1.1x | 1.2x | 1.4x | 1.0x | 1.6x | 1.4x | 1.8x | 1.9x | 1.4x | 1.3x | 1.3x | 1.3x | 1.2x | 0.7x | — |
| EPS | $2.86 | $1.97 | $2.17 | $2.68 | $2.83 | $1.32 | $2.03 | $2.01 | $1.34 | $1.50 | $1.40 | $1.07 | $4.07 | $1.13 | $3.31 | -$171.13 | -$220.56 |
| Dividend yield | 3.41% | 3.50% | 3.58% | 5.28% | 5.13% | 3.41% | 4.84% | 3.04% | 3.37% | 2.35% | 1.91% | 3.72% | 1.21% | 0.80% | — | — | — | — |
| Payout | 40.80% | 38.11% | 52.79% | 47.93% | 38.81% | 33.92% | 69.70% | 44.33% | 40.80% | 52.24% | 40.00% | 58.57% | 24.30% | 3.93% | — | — | — | — |
| Profit margin | 23.46% | 26.47% | 21.33% | 22.86% | 28.06% | 31.44% | 15.35% | 25.82% | 28.09% | 20.18% | 23.46% | 24.88% | 21.92% | 91.50% | 26.28% | 20.92% | -142.84% | -135.27% |
| ROE | 9.39% | 13.08% | 9.92% | 11.64% | 16.32% | 14.31% | 6.82% | 11.03% | 12.10% | 8.24% | 9.31% | 9.27% | 7.12% | 26.07% | 9.39% | 8.01% | -379.93% | -90.68% |
Median of the years shown; P/E years above 200x are left out.
The average of the method families that answered, not of the seven numbers: four of the seven start from the same earnings per share.
6 methods answered, across 3 families.
Room for errors in the reported numbers.
+68.8% from the average.
Models, not forecasts, and not investment advice. How each formula works →
| $9.58 |
| 23.4x |
| — |
| 0.00% |
| — |
| $948.73M |
| EIGEmployers Holdings, Inc. | $52.72 | 69.4x | 1.1x | 2.58% | 0.77% | $946.88M |
| TRSTTrustco Bank Corp N Y | $55.47 | 15.0x | 1.5x | 2.88% | 9.65% | $944.53M |