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Essent Group Ltd.
Essent Group Ltd. (ESNT) is listed on NYSE and classified in Insurance - Specialty, part of the Financial Services sector. It is headquartered in Hamilton, Bermuda and has 518 employees. The company is worth $5.9B and trades at 9.2x its earnings of the last twelve months; the median for its sector is 13.2x. Revenue was $1.26B in fiscal 2025, up 1.5% from the year before. Net income was $689.97M. The share price is 6.6% below its 52-week high of $70.37. It pays a dividend yielding 2.13%, and has raised its annual dividend for 5 years in a row in our records. 5 of the 38 superinvestors we track held it at the end of Q2 2026. The largest position belongs to Cliff Asness (AQR Capital Management), at $99.51M. In that quarter, 1 of them opened or added to the position and 3 reduced it. No open-market insider trades in it were filed over the last 30 days.
Written from the data on this page: SEC filings (13F, Form 4, annual reports) and market prices.
Year by year, from the annual reports; dividends from the payments themselves.
Bars are year-end balances; lines are what happened during the year.
Major managers that reported this stock in their latest 13F.
▲ +55.6% over 5Y.
today you would have $1,482.21▲ +48.2%
Dividends reinvested, splits accounted for. Past prices say what happened, not what will.
The last 13 closed years, each at that year’s closing price and reported numbers.
| Indicator | Median | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Year-end price | $65.01 | $54.44 | $52.74 | $38.88 | $45.53 | $43.20 | $51.99 | $34.18 | $43.42 | $32.37 | $21.89 | $25.71 | $24.06 | |
| P/E | 9.4x | 9.4x | 7.9x | 8.1x | 5.0x | 7.5x | 11.1x | 9.2x |
Seven formulas applied to the reported numbers, each with its assumption next to the result. None of them predicts a price.
Square root of 22.5 × earnings × book value. Blind to intangibles, so it undervalues software and brands.
Earnings growing 12.2% a year plus a 2.1% dividend yield. Growth capped at 25%.
Median P/E of 13.2 among peers in the sector.
Median P/E of 9.4 across this company’s own years on record.
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
Companies of similar size in Financial Services, for comparison. The columns are the same ones above, in the same order.
| Stock | Price | P/E | P/B | Dividend yield | ROE | Market cap |
|---|---|---|---|---|---|---|
| HWCHancock Whitney Corp | $73.48 | 14.8x | 1.4x | 2.72% | 9.42% | $5.89B |
| GBCIGlacier Bancorp Inc | $45.99 | 18.4x | 1.4x | 3.04% | 7.95% | $5.99B |
| CACCCredit Acceptance Corp | $558.90 | 12.3x | 3.6x | 0.00% | 31.93% | $5.8B |
| MKTXMarketaxess Holdings Inc | $164.66 |
| 7.2x |
| 10.9x |
| 13.4x |
| 12.7x |
| 25.0x |
| 34.4x |
| P/S | 5.1x | 4.9x | 4.5x | 5.1x | 4.2x | 4.8x | 5.1x | 5.9x | 4.7x | 7.4x | 6.6x | 5.8x | 9.9x | 3.3x |
| P/B | 1.3x | 1.1x | 1.0x | 1.1x | 0.9x | 1.2x | 1.3x | 1.7x | 1.4x | 2.2x | 2.2x | 1.8x | 2.5x | 0.6x |
| EPS | $6.90 | $6.85 | $6.50 | $7.72 | $6.11 | $3.88 | $5.66 | $4.77 | $3.99 | $2.41 | $1.72 | $1.03 | $0.70 |
| Dividend yield | 1.54% | 0.95% | 2.06% | 1.90% | 2.21% | 1.54% | 1.48% | 0.58% | — | — | — | — | — | — |
| Payout | 11.46% | 8.99% | 16.35% | 15.38% | 11.14% | 11.46% | 16.49% | 5.30% | — | — | — | — | — | — |
| Profit margin | 58.69% | 54.72% | 58.69% | 62.75% | 83.07% | 66.29% | 43.24% | 64.05% | 64.97% | 65.87% | 48.58% | 44.53% | 36.96% | 49.78% |
| ROE | 14.06% | 11.99% | 13.02% | 13.65% | 18.63% | 16.09% | 10.69% | 18.62% | 19.76% | 19.57% | 16.57% | 14.06% | 9.26% | 9.06% |
Median of the years shown; P/E years above 200x are left out.
Dividend growing 6.3% a year against a 7.8% required return, from the stock’s beta.
The average of the method families that answered, not of the seven numbers: four of the seven start from the same earnings per share.
5 methods answered, across 2 families.
Room for errors in the reported numbers.
+3.0% from the average.
Models, not forecasts, and not investment advice. How each formula works →
| 19.5x |
| 4.7x |
| 1.89% |
| 23.14% |
| $5.8B |
| IFSIntercorp Financial Services Inc. | $54.60 | 10.1x | 1.7x | 3.30% | 17.23% | $6.03B |
| HOMBHome Bancshares Inc | $30.15 | 12.1x | 1.3x | 2.85% | 11.10% | $6.03B |