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IFS
Intercorp Financial Services Inc.
NYSE· Financial Services· Banks - Regional· CUSIP P5626F128
$54.60+0.53%Price as of Oct 17, 12:02 UTC · updated once a day, after the close
At a glance
Intercorp Financial Services Inc. (IFS) is listed on NYSE and classified in Banks - Regional, part of the Financial Services sector. It is headquartered in Lima, Peru and has 9,229 employees. The company is worth $6.03B and trades at 10.1x its earnings of the last twelve months; the median for its sector is 13.2x. Revenue was PEN 6.91B in fiscal 2025, up 5.7% from the year before. Net income was PEN 1.93B. The share price is 11.0% below its 52-week high of $61.38. It pays a dividend yielding 3.30%. 4 of the 38 superinvestors we track held it at the end of Q2 2026. The largest position belongs to Israel Englander (Millennium Management), at $4.57M. In that quarter, 2 of them reduced the position. No open-market insider trades in it were filed over the last 30 days.
Written from the data on this page: SEC filings (13F, Form 4, annual reports) and market prices.
Key metrics
- Market cap
- $6.03B
- P/E
- 10.1x
- Forward P/E
- 8.2x
- P/B
- 1.7x
- Dividend yield
- 3.30%
- Payout
- 33.40%
- EPS
- $5.39
- ROE
- 17.23%
- Profit margin
- 35.66%
- Revenue growth
- +3.80%
- Beta
- 0.42
- 52-week high
- $61.38
- 52-week low
- $38.29
History
Year by year, from the annual reports; dividends from the payments themselves.
Revenue, debt and profit are in PEN, the currency the company reports in — not converted to dollars. Dividends are in dollars.
Bars are year-end balances; lines are what happened during the year.
Investors holding this
Major managers that reported this stock in their latest 13F.
- Israel EnglanderReducedMillennium Management · Q2 2026$4.57M80.25K shares · 0.0% of portfolio
- Steve CohenHeldPoint72 Asset Management · Q2 2026$4.53M79.55K shares · 0.0% of portfolio
- Cliff AsnessHeldAQR Capital Management · Q2 2026$2.08M36.5K shares · 0.0% of portfolio
Ken GriffinReducedCitadel Advisors · Q2 2026$216.85K3.81K shares · 0.0% of portfolio
Price over time
▲ +88.3% over 5Y.
today you would have $2,460.61▲ +146.1%
Dividends reinvested, splits accounted for. Past prices say what happened, not what will.
Indicators, year by year
The last 4 closed years, each at that year’s closing price and reported numbers.
| Indicator | Median | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Year-end price | $42.36 | $29.34 | $21.95 | $23.50 | |
| EPS | PEN 17.30 | PEN 11.38 | PEN 9.33 | PEN 14.39 | |
| Dividend yield | 4.39% | 2.36% | 3.41% | 5.38% | 7.45% |
| Profit margin | 23.94% | 27.98% | 19.89% | 16.94% | 28.34% |
| ROE | 13.78% | 15.65% | 11.91% | 10.78% | 17.80% |
This company reports in PEN, and the stock trades in dollars. P/E, P/S, P/B and payout would divide dollars by PEN, so they are not shown; EPS is in PEN. Margin, ROE and dividend yield do not depend on the currency.
Median of the years shown; P/E years above 200x are left out.
Fair price, seven ways
Seven formulas applied to the reported numbers, each with its assumption next to the result. None of them predicts a price.
Earnings
$63.16
Square root of 22.5 × earnings × book value. Blind to intangibles, so it undervalues software and brands.
Earnings
$17.77
Earnings growing 0.0% a year plus a 3.3% dividend yield. Growth capped at 25%.
Earnings
$70.91
Median P/E of 13.2 among peers in the sector.
Earnings
—
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
Cash flow
—
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
Operating
—
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
Dividends
$14.29
Dividend growing 0.0% a year against a 7.0% required return, from the stock’s beta.
How the average is calculated
The average of the method families that answered, not of the seven numbers: four of the seven start from the same earnings per share.
Earnings $50.61 (avg. of 3)+Dividends $14.29÷ 2 =$32.45
$32.45
4 methods answered, across 2 families.
$24.34
Room for errors in the reported numbers.
$54.60
-40.6% from the average.
Models, not forecasts, and not investment advice. How each formula works →
Others in the same sector
Companies of similar size in Financial Services, for comparison. The columns are the same ones above, in the same order.
| Stock | Price | P/E | P/B | Dividend yield | ROE | Market cap |
|---|---|---|---|---|---|---|
| HOMBHome Bancshares Inc | $30.15 | 12.1x | 1.3x | 2.85% | 11.10% | $6.03B |
| GBCIGlacier Bancorp Inc | $45.99 | 18.4x | 1.4x | 3.04% | 7.95% | $5.99B |
| PJTPJT Partners Inc. | $142.85 | 19.5x | 11.7x | 0.70% | 37.63% | $6.09B |
| GGALGrupo Financiero Galicia SA | $36.12 | 41.0x | 9.6x | 4.29% | 1.09% | $6.12B |
| RLIRLI Corp | $67.01 | 14.9x | 3.6x | 6.98% | 22.13% | $6.15B |
| ESNTEssent Group Ltd. | $65.70 | 9.2x | 1.0x | 2.13% | 12.01% | $5.9B |
About the company
- 9,229
- Lima, Peru