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First Community Bankshares Inc
First Community Bankshares Inc (FCBC) is listed on NASDAQ and classified in Banks - Regional, part of the Financial Services sector. It is headquartered in Bluefield, United States and has 614 employees. The company is worth $922.82M and trades at 15.4x its earnings of the last twelve months; the median for its sector is 13.2x. Revenue was $167.5M in fiscal 2025, up 1.0% from the year before. Net income was $48.79M. The share price is within 3% of its 52-week high. It pays a dividend yielding 4.63%, and has raised its annual dividend for 14 years in a row in our records. 4 of the 38 superinvestors we track held it at the end of Q2 2026. The largest position belongs to Cliff Asness (AQR Capital Management), at $3.24M. In that quarter, 1 of them opened or added to the position. No open-market insider trades in it were filed over the last 30 days.
Written from the data on this page: SEC filings (13F, Form 4, annual reports) and market prices.
Year by year, from the annual reports; dividends from the payments themselves.
Bars are year-end balances; lines are what happened during the year.
Major managers that reported this stock in their latest 13F.
▲ +49.2% over 5Y.
today you would have $1,927.44▲ +92.7%
Dividends reinvested, splits accounted for. Past prices say what happened, not what will.
The last 17 closed years, each at that year’s closing price and reported numbers.
| Indicator | Median | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Year-end price | $33.73 | $41.64 | $37.10 | $33.90 | $33.42 | $21.58 | $31.02 | $31.48 | $28.73 | $30.14 | $18.63 | $16.47 | $16.70 | $15.97 | $12.48 | $14.94 | $12.05 | |
| P/E |
Seven formulas applied to the reported numbers, each with its assumption next to the result. None of them predicts a price.
Square root of 22.5 × earnings × book value. Blind to intangibles, so it undervalues software and brands.
Earnings growing 5.6% a year plus a 4.6% dividend yield. Growth capped at 25%.
Median P/E of 13.2 among peers in the sector.
Median P/E of 12.7 across this company’s own years on record.
Cash flow growing 5.6% a year for 10 years, discounted at 10%, then 2.5% forever.
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
Dividend growing 5.5% a year against a 7.0% required return, from the stock’s beta.
Companies of similar size in Financial Services, for comparison. The columns are the same ones above, in the same order.
| Stock | Price | P/E | P/B | Dividend yield | ROE | Market cap |
|---|---|---|---|---|---|---|
| HIPOHippo Holdings Inc. | $35.28 | 7.6x | 2.0x | 0.00% | 30.34% | $931.02M |
| MPBMid Penn Bancorp Inc | $36.04 | 12.6x | 1.0x | 2.55% | 8.12% | $913.08M |
| RPCRidgepost Capital, Inc. | $8.27 | 34.5x | 2.5x | 1.93% | 7.12% | $911.67M |
| FMNBFarmers National Banc Corp |
| 12.7x |
| 12.7x |
| 14.9x |
| 13.6x |
| 12.0x |
| 11.4x |
| 10.7x |
| 12.6x |
| 14.4x |
| 22.8x |
| 20.8x |
| 14.2x |
| 12.6x |
| 15.0x |
| 11.4x |
| 11.7x |
| 12.1x |
| — |
| P/S | 3.8x | 3.8x | 4.6x | 4.1x | 3.7x | 4.1x | 2.8x | 4.5x | 4.2x | 4.4x | 4.6x | 2.9x | 2.5x | 2.5x | 2.5x | 2.1x | 2.3x | 11.5x |
| P/B | 1.3x | 1.3x | 1.4x | 1.4x | 1.3x | 1.3x | 0.9x | 1.3x | 1.5x | 1.4x | 1.5x | 1.0x | 0.9x | 0.9x | 0.9x | 0.7x | 1.0x | 0.7x |
| EPS | $2.65 | $2.80 | $2.72 | $2.82 | $2.94 | $2.02 | $2.46 | $2.18 | $1.26 | $1.45 | $1.31 | $1.31 | $1.11 | $1.40 | $1.07 | $1.23 | -$2.75 |
| Dividend yield | 3.04% | 9.81% | 2.88% | 3.13% | 3.30% | 3.11% | 4.63% | 3.09% | 4.00% | 2.37% | 1.99% | 2.90% | 3.04% | 2.87% | 2.69% | 3.21% | 2.68% | 2.49% |
| Payout | 41.30% | 124.91% | 42.86% | 42.65% | 39.72% | 35.37% | 49.50% | 39.02% | 57.80% | 53.97% | 41.38% | 41.22% | 38.17% | 43.24% | 30.71% | 37.38% | 32.52% | — |
| Profit margin | 22.76% | 29.13% | 31.11% | 29.08% | 31.14% | 37.41% | 25.96% | 31.51% | 30.98% | 19.22% | 22.76% | 21.47% | 21.10% | 19.20% | 22.54% | 18.62% | 19.10% | -248.45% |
| ROE | 8.10% | 9.75% | 9.80% | 9.54% | 11.06% | 11.96% | 8.42% | 9.05% | 10.92% | 6.13% | 7.41% | 7.15% | 7.25% | 7.09% | 8.02% | 6.55% | 8.10% | -15.34% |
Median of the years shown; P/E years above 200x are left out.
The average of the method families that answered, not of the seven numbers: four of the seven start from the same earnings per share.
6 methods answered, across 3 families.
Room for errors in the reported numbers.
+123.0% from the average.
Models, not forecasts, and not investment advice. How each formula works →
| $15.30 |
| 10.3x |
| 1.2x |
| 4.71% |
| 10.87% |
| $906.49M |
| THFFFirst Financial Corp | $76.18 | 10.7x | 1.3x | 2.94% | 13.42% | $905.92M |
| SBSISouthside Bancshares Inc | $31.63 | 12.5x | 1.1x | 4.68% | 8.99% | $942.83M |