Loading…
First Financial Corp
First Financial Corp (THFF) is listed on NASDAQ and classified in Banks - Regional, part of the Financial Services sector. It is headquartered in Terre Haute, United States and has 946 employees. The company is worth $905.92M and trades at 10.7x its earnings of the last twelve months; the median for its sector is 13.2x. Revenue was $261.84M in fiscal 2025, up 20.2% from the year before. Net income was $79.21M. The share price is 9.5% below its 52-week high of $84.17. It pays a dividend yielding 2.94%. 4 of the 38 superinvestors we track held it at the end of Q2 2026. The largest position belongs to Cliff Asness (AQR Capital Management), at $13.39M. In that quarter, 2 of them opened or added to the position and 2 reduced it. No open-market insider trades in it were filed over the last 30 days.
Written from the data on this page: SEC filings (13F, Form 4, annual reports) and market prices.
Year by year, from the annual reports; dividends from the payments themselves.
Bars are year-end balances; lines are what happened during the year.
Major managers that reported this stock in their latest 13F.
▲ +70.6% over 5Y.
today you would have $2,063.33▲ +106.3%
Dividends reinvested, splits accounted for. Past prices say what happened, not what will.
The last 17 closed years, each at that year’s closing price and reported numbers.
| Indicator | Median | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Year-end price | $60.42 | $46.19 | $43.03 | $46.08 | $45.29 | $38.85 | $45.72 | $40.15 | $45.35 | $52.80 | $33.97 | $35.62 | $36.56 | $30.24 | $33.28 | $35.14 | $30.52 | |
| P/E |
Seven formulas applied to the reported numbers, each with its assumption next to the result. None of them predicts a price.
Square root of 22.5 × earnings × book value. Blind to intangibles, so it undervalues software and brands.
Earnings growing 11.2% a year plus a 2.9% dividend yield. Growth capped at 25%.
Median P/E of 13.2 among peers in the sector.
Median P/E of 12.0 across this company’s own years on record.
Cash flow growing 11.2% a year for 10 years, discounted at 10%, then 2.5% forever.
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
Dividend growing 5.5% a year against a 7.0% required return, from the stock’s beta.
Companies of similar size in Financial Services, for comparison. The columns are the same ones above, in the same order.
| Stock | Price | P/E | P/B | Dividend yield | ROE | Market cap |
|---|---|---|---|---|---|---|
| FMNBFarmers National Banc Corp | $15.30 | 10.3x | 1.2x | 4.71% | 10.87% | $906.49M |
| CDChaince Digital Holdings Inc. | $8.21 | — | 13.9x | 0.00% | -7.73% | $902.58M |
| RPCRidgepost Capital, Inc. | $8.27 | 34.5x | 2.5x | 1.93% | 7.12% | $911.67M |
| MPBMid Penn Bancorp Inc |
| 12.0x |
| 9.0x |
| 11.5x |
| 8.5x |
| 7.9x |
| 11.3x |
| 9.9x |
| 12.0x |
| 10.6x |
| 19.1x |
| 16.9x |
| 14.5x |
| 14.0x |
| 15.4x |
| 12.2x |
| 11.8x |
| 16.4x |
| 17.6x |
| P/S | 3.1x | 2.7x | 2.5x | 2.4x | 2.6x | 3.0x | 2.8x | 3.7x | 3.2x | 3.9x | 4.2x | 3.0x | 3.1x | 3.3x | 2.7x | 3.3x | 3.7x | 3.5x |
| P/B | 1.1x | 1.1x | 1.0x | 1.0x | 1.2x | 1.0x | 0.9x | 1.1x | 1.1x | 1.3x | 1.6x | 1.0x | 1.2x | 1.3x | 1.1x | 1.3x | 1.4x | 1.3x |
| EPS | $6.68 | $4.00 | $5.08 | $5.82 | $4.02 | $3.93 | $3.80 | $3.80 | $2.38 | $3.12 | $2.35 | $2.55 | $2.37 | $2.48 | $2.83 | $2.14 | $1.73 |
| Dividend yield | 2.72% | 3.38% | 2.92% | 4.02% | 2.54% | 2.34% | 2.68% | 2.25% | 2.54% | 5.51% | 1.88% | 2.88% | 2.72% | 1.31% | 3.14% | 2.82% | 2.62% | 2.95% |
| Payout | 33.22% | 30.54% | 33.75% | 34.06% | 20.10% | 26.37% | 26.46% | 27.11% | 26.84% | 105.04% | 31.73% | 41.70% | 38.04% | 20.25% | 38.31% | 33.22% | 42.99% | 52.02% |
| Profit margin | 25.29% | 30.25% | 21.71% | 28.90% | 33.58% | 28.57% | 28.52% | 28.73% | 30.10% | 20.26% | 25.29% | 21.02% | 22.72% | 21.35% | 22.10% | 28.06% | 22.18% | 19.67% |
| ROE | 8.93% | 12.17% | 8.61% | 11.49% | 14.96% | 9.10% | 9.02% | 8.93% | 10.52% | 7.04% | 9.27% | 7.36% | 8.57% | 8.17% | 8.82% | 10.72% | 8.72% | 7.41% |
Median of the years shown; P/E years above 200x are left out.
The average of the method families that answered, not of the seven numbers: four of the seven start from the same earnings per share.
6 methods answered, across 3 families.
Room for errors in the reported numbers.
+84.0% from the average.
Models, not forecasts, and not investment advice. How each formula works →
| $36.04 |
| 12.6x |
| 1.0x |
| 2.55% |
| 8.12% |
| $913.08M |
| FCBCFirst Community Bankshares Inc | $48.80 | 15.4x | 1.7x | 4.63% | 11.38% | $922.82M |
| HIPOHippo Holdings Inc. | $35.28 | 7.6x | 2.0x | 0.00% | 30.34% | $931.02M |