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FUSB
First US Bancshares Inc
NASDAQ· Financial Services· Banks - Regional· CUSIP 33744V103
$16.38+0.18%Price as of Aug 29, 18:35 UTC · updated once a day, after the close
Key metrics
- Market cap
- $90.17M
- P/E
- 12.4x
- Forward P/E
- —
- P/B
- 0.9x
- Dividend yield
- 1.71%
- Payout
- 21.21%
- EPS
- $1.32
- ROE
- 7.53%
- Profit margin
- 19.49%
- Revenue growth
- +29.90%
- Beta
- 0.24
- 52-week high
- $16.99
- 52-week low
- $11.00
History
How the company evolved, year by year. Revenue and debt come from the annual reports — for most companies, the 10-K filings with the SEC since 2009; dividends from the payments themselves.
The bars are a balance on the closing date; the lines are what happened during the year. Revenue above equity is ordinary, not an anomaly — it means the company turns its capital over more than once a year.
Investors holding this
Major managers that reported this stock in their latest 13F.
Price over time
▲ +47.4% over 5Y.
today you would have $1,681.55▲ +68.2%
Dividends reinvested, splits accounted for. Past prices say what happened, not what will.
Indicators, year by year
The last 16 closed years. Each multiple uses that year’s closing price and that year’s reported numbers — not today’s. The range is set by the annual reports on record.
| Indicator | Median | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Year-end price | $13.97 | $12.59 | $10.31 | $8.68 | $10.57 | $9.02 | $11.61 | $7.95 | $12.80 | $11.11 | $8.92 | $8.84 | $7.29 | $5.36 | $4.16 | $11.21 | |
| P/E | 15.5x |
Fair price, seven ways
Seven formulas applied to what the company reported. None of them predicts a price — each answers what the stock would be worth if its assumption held. The assumption is printed next to every number, because it is the assumption that produces the result.
Earnings
$23.68
Square root of 22.5 × earnings × book value — the two ceilings Graham proposed. Blind to intangibles, so it undervalues software and brands.
Earnings
$28.80
Earnings growing 20.1% a year plus a 1.7% dividend — Lynch adds the yield to the growth rate, so a payer is not priced like a company that returns nothing. Growth capped at 25%.
Earnings
$17.66
Median P/E of 13.4 among peers in the sector.
Earnings
$20.47
Median P/E of 15.5 across the years on record for this company itself. Answers whether it is cheap against its own past, which a whole sector trading low cannot flatter.
Cash flow
$66.05
Cash flow growing 15.0% a year for 10 years, discounted at 10%, then 2.5% forever.
Operating
—
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
Others in the same sector
Companies of similar size in Financial Services, for comparison. The columns are the same ones above, in the same order.
| Stock | Price | P/E | P/B | Dividend yield | ROE | Market cap |
|---|---|---|---|---|---|---|
| UBCPUnited Bancorp Inc | $15.71 | 11.4x | 1.3x | 5.03% | 12.10% | $90.1M |
| SIMASIM Acquisition Corp. I | $10.95 | 45.6x | — | — | — | $90M |
| MMTXMiluna Acquisition Corp | $10.18 | — | — | — | — | $89.87M |
| SIEBSiebert Financial Corp | $2.19 |
About the company
First US Bancshares, Inc. operates as the bank holding company for First US Bank that provides commercial banking products and services in the United States. It offers non-interest-bearing demand deposits, savings accounts, NOW accounts, money market demand accounts, individual retirement accounts, and time deposits. The company's loan products include commercial construction, land, and land development loans, including residential housing projects, commercial and industrial development, and for purchase and improvement of raw land for agricultural production; mortgage loans on one-to-four family and multi-family residential properties; real estate loans secured by commercial and industrial properties, office or mixed-use facilities, strip shopping centers, and other commercial properties; commercial and industrial loans and leases; and secured and unsecured personal loans, including automobile loans, loans for household and personal purposes, and other direct consumer installment loans. It also provides loans secured by collateral. In addition, the company offers letters of credit; and safe deposit box and remote deposit capture services. It serves small-and medium-sized businesses, property managers, business executives, professionals, and other individuals. The company was formerly known as United Security Bancshares, Inc. and changed its name to First US Bancshares, Inc. in October 2016. First US Bancshares, Inc. was founded in 1952 and is headquartered in Birmingham, Alabama.
- 152
- Birmingham, United States
Company description provided by Yahoo Finance.