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Peoples Financial Services Corp
Peoples Financial Services Corp (PFIS) is listed on NASDAQ and classified in Banks - Regional, part of the Financial Services sector. It is headquartered in Moosic, United States and has 547 employees. The company is worth $683.71M and trades at 12.1x its earnings of the last twelve months; the median for its sector is 13.2x. Revenue was $187.69M in fiscal 2025, up 39.7% from the year before. Net income was $59.19M. The share price is 6.9% below its 52-week high of $73.37. It pays a dividend yielding 3.65%, and has raised its annual dividend for 9 years in a row in our records. 4 of the 38 superinvestors we track held it at the end of Q2 2026. The largest position belongs to Two Sigma (Two Sigma Investments), at $2.32M. No open-market insider trades in it were filed over the last 30 days.
Written from the data on this page: SEC filings (13F, Form 4, annual reports) and market prices.
Year by year, from the annual reports; dividends from the payments themselves.
Bars are year-end balances; lines are what happened during the year.
Major managers that reported this stock in their latest 13F.
▲ +44.1% over 5Y.
today you would have $1,823.25▲ +82.3%
Dividends reinvested, splits accounted for. Past prices say what happened, not what will.
The last 17 closed years, each at that year’s closing price and reported numbers.
| Indicator | Median | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Year-end price | $48.71 | $51.18 | $48.70 | $51.84 | $52.69 | $36.76 | $50.35 | $44.06 | $46.58 | $48.70 | $38.08 | $49.68 | $38.00 | $30.50 | $28.25 | $26.60 | $18.05 | |
| P/E |
Seven formulas applied to the reported numbers, each with its assumption next to the result. None of them predicts a price.
Square root of 22.5 × earnings × book value. Blind to intangibles, so it undervalues software and brands.
Earnings growing 8.0% a year plus a 3.6% dividend yield. Growth capped at 25%.
Median P/E of 13.2 among peers in the sector.
Median P/E of 12.9 across this company’s own years on record.
Cash flow growing 8.0% a year for 10 years, discounted at 10%, then 2.5% forever.
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
Dividend growing 6.2% a year against a 7.7% required return, from the stock’s beta.
Companies of similar size in Financial Services, for comparison. The columns are the same ones above, in the same order.
| Stock | Price | P/E | P/B | Dividend yield | ROE | Market cap |
|---|---|---|---|---|---|---|
| MSBIMidland States Bancorp, Inc. | $32.96 | 21.1x | 1.5x | 4.00% | 7.53% | $683.99M |
| SUPVGrupo Supervielle S.A. | $7.23 | — | 0.8x | 0.00% | -8.01% | $683.29M |
| BTGOBitgo Holdings Inc | $5.88 | — | 1.6x | 0.00% | -27.94% | $691.17M |
| TCBXThird Coast Bancshares, Inc. |
| 12.9x |
| 8.3x |
| 51.7x |
| 12.7x |
| 9.8x |
| 8.8x |
| 9.2x |
| 14.5x |
| 13.1x |
| 18.6x |
| 18.4x |
| 16.1x |
| 21.2x |
| 31.4x |
| 12.9x |
| 12.0x |
| 12.9x |
| 11.2x |
| P/S | 3.6x | 2.6x | 3.8x | 3.4x | 3.5x | 3.4x | 2.7x | 4.1x | 3.8x | 4.2x | 4.6x | 3.9x | 5.2x | 6.4x | 3.1x | 2.8x | 3.6x | 2.8x |
| P/B | 1.1x | 0.9x | 1.1x | 1.0x | 1.2x | 1.1x | 0.8x | 1.2x | 1.2x | 1.3x | 1.4x | 1.1x | 1.5x | 1.2x | 1.0x | 1.0x | 0.7x | 1.3x |
| EPS | $5.88 | $0.99 | $3.83 | $5.28 | $6.02 | $4.00 | $3.47 | $3.37 | $2.50 | $2.65 | $2.36 | $2.34 | $1.21 | $2.37 | $2.36 | $2.06 | $1.61 |
| Dividend yield | 2.97% | 5.07% | 4.02% | 3.37% | 3.05% | 2.85% | 3.92% | 2.72% | 2.97% | 2.71% | 2.55% | 3.26% | 2.50% | 2.42% | 2.82% | 2.83% | 2.97% | 4.21% |
| Payout | 42.04% | 42.04% | 207.68% | 42.82% | 29.92% | 24.92% | 36.00% | 39.48% | 38.87% | 50.40% | 46.79% | 52.54% | 52.99% | 76.03% | 36.29% | 33.90% | 38.35% | 47.20% |
| Profit margin | 25.23% | 31.53% | 6.33% | 27.14% | 35.40% | 39.47% | 30.44% | 28.40% | 29.32% | 22.31% | 25.23% | 24.37% | 24.32% | 12.72% | 24.25% | 23.41% | 27.75% | 25.12% |
| ROE | 8.04% | 11.39% | 1.81% | 8.04% | 12.08% | 12.79% | 9.26% | 8.61% | 8.94% | 6.97% | 7.63% | 7.12% | 7.15% | 2.40% | 7.99% | 8.27% | 5.38% | 11.23% |
Median of the years shown; P/E years above 200x are left out.
The average of the method families that answered, not of the seven numbers: four of the seven start from the same earnings per share.
6 methods answered, across 3 families.
Room for errors in the reported numbers.
+76.2% from the average.
Models, not forecasts, and not investment advice. How each formula works →
| $41.50 |
| 10.3x |
| 1.0x |
| 0.00% |
| 12.74% |
| $691.18M |
| CWBCCommunity West Bancshares | $25.75 | 14.6x | 1.1x | 1.86% | 7.33% | $698.63M |
| BCALCalifornia BanCorp \ CA | $21.76 | 11.8x | 1.2x | 2.21% | 10.62% | $699.6M |