Qfin Holdings, Inc.
Qfin Holdings, Inc. (QFIN) is listed on NASDAQ and classified in Credit Services, part of the Financial Services sector. It is headquartered in Shanghai, China and has 3,557 employees. The company is worth $665.06M and trades at 1.3x its earnings of the last twelve months; the median for its sector is 13.2x. Revenue was CN¥16.08B in fiscal 2025, up 14.6% from the year before. Net income was CN¥5.99B. The share price is 80.2% below its 52-week high of $27.59. Its payments in the last 12 months add up to 22.67% of the share price, a level that usually comes from a one-off or liquidating payout, not a recurring dividend. 4 of the 38 superinvestors we track held it at the end of Q2 2026. The largest position belongs to Ken Griffin (Citadel Advisors), at $21.99M. In that quarter, 3 of them opened or added to the position and 1 reduced it. Over the last 30 days, company insiders sold $4.89M of its stock on the open market and bought none.
Written from the data on this page: SEC filings (13F, Form 4, annual reports) and market prices.
Last 12 months. Usually a one-off or liquidating payout, not recurring
Year by year, from the annual reports; dividends from the payments themselves.
Revenue, debt and profit are in CNY, the currency the company reports in — not converted to dollars. Dividends are in dollars.
Bars are year-end balances; lines are what happened during the year.
Major managers that reported this stock in their latest 13F.
▼ -75.6% over 5Y.
today you would have $380.42▼ -62.0%
Dividends reinvested, splits accounted for. Past prices say what happened, not what will.
The last 4 closed years, each at that year’s closing price and reported numbers.
| Indicator | Median | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Year-end price | $19.27 | $38.38 | $15.82 | $20.36 | |
| EPS | CN¥44.02 | CN¥41.28 | CN¥26.08 | CN¥25.00 | |
| Dividend yield | 4.10% | 7.58% | 3.07% | 4.17% | 4.03% |
| Profit margin | 34.61% | 37.25% | 44.62% | 31.97% | 28.85% |
| ROE | 23.09% | 24.84% | 25.90% |
Seven formulas applied to the reported numbers, each with its assumption next to the result. None of them predicts a price.
Square root of 22.5 × earnings × book value. Blind to intangibles, so it undervalues software and brands.
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
Companies of similar size in Financial Services, for comparison. The columns are the same ones above, in the same order.
| Stock | Price | P/E | P/B | Dividend yield | ROE | Market cap |
|---|---|---|---|---|---|---|
| RRBIRed River Bancshares Inc | $101.27 | 14.6x | 1.7x | 0.99% | 12.77% | $666.77M |
| BHBBar Harbor Bankshares | $39.47 | 13.3x | 1.2x | 3.34% | 9.70% | $661.76M |
| HIFSHingham Institution for Savings - Common Stock | $298.17 | 9.8x | 1.3x | 0.85% | 12.58% | $655.15M |
| DMIIDrugs Made In America Acquisition II Corp. |
| 19.53% |
| 21.35% |
This company reports in CNY, and the stock trades in dollars. P/E, P/S, P/B and payout would divide dollars by CNY, so they are not shown; EPS is in CNY. Margin, ROE and dividend yield do not depend on the currency.
Median of the years shown; P/E years above 200x are left out.
Dividend growing 0.0% a year against a 7.0% required return, from the stock’s beta.
The average of the method families that answered, not of the seven numbers: four of the seven start from the same earnings per share.
2 methods answered, across 2 families.
Room for errors in the reported numbers.
+580.1% from the average.
Models, not forecasts, and not investment advice. How each formula works →
| $10.18 |
| 33.9x |
| — |
| 0.00% |
| — |
| $648.47M |
| SUPVGrupo Supervielle S.A. | $7.23 | — | 0.8x | 0.00% | -8.01% | $683.29M |
| PFISPeoples Financial Services Corp | $68.30 | 12.1x | 1.3x | 3.65% | 11.02% | $683.71M |