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Ken GriffinAdded
Citadel Advisors · Q2 2026
$3.17M
42.39K shares · 0.0% of portfolio
Safety Insurance Group Inc
Safety Insurance Group Inc (SAFT) is listed on NASDAQ and classified in Insurance - Property & Casualty, part of the Financial Services sector. It is headquartered in Boston, United States and has 568 employees. The company is worth $1.53B and trades at 22.3x its earnings of the last twelve months; the median for its sector is 13.2x. Revenue was $1.26B in fiscal 2025, up 12.8% from the year before. Net income was $99.26M. The share price is within 3% of its 52-week high. It pays a dividend yielding 3.54%. 6 of the 38 superinvestors we track held it at the end of Q2 2026. The largest position belongs to Cliff Asness (AQR Capital Management), at $19.21M. In that quarter, 3 of them opened or added to the position and 1 reduced it. No open-market insider trades in it were filed over the last 30 days.
Written from the data on this page: SEC filings (13F, Form 4, annual reports) and market prices.
Year by year, from the annual reports; dividends from the payments themselves.
Bars are year-end balances; lines are what happened during the year.
Major managers that reported this stock in their latest 13F.
▲ +34.6% over 5Y.
today you would have $1,661.43▲ +66.1%
Dividends reinvested, splits accounted for. Past prices say what happened, not what will.
The last 17 closed years, each at that year’s closing price and reported numbers.
| Indicator | Median | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Year-end price | $77.91 | $82.40 | $75.99 | $84.26 | $85.03 | $77.90 | $92.53 | $81.81 | $80.40 | $73.70 | $56.38 | $64.01 | $56.30 | $46.17 | $40.48 | $47.72 | $36.23 | |
| P/E |
Seven formulas applied to the reported numbers, each with its assumption next to the result. None of them predicts a price.
Square root of 22.5 × earnings × book value. Blind to intangibles, so it undervalues software and brands.
Earnings growing 0.0% a year plus a 3.5% dividend yield. Growth capped at 25%.
Median P/E of 13.2 among peers in the sector.
Median P/E of 14.7 across this company’s own years on record.
Cash flow growing 5.0% a year for 10 years, discounted at 10%, then 2.5% forever.
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
Dividend growing 5.5% a year against a 7.0% required return, from the stock’s beta.
Companies of similar size in Financial Services, for comparison. The columns are the same ones above, in the same order.
| Stock | Price | P/E | P/B | Dividend yield | ROE | Market cap |
|---|---|---|---|---|---|---|
| AGM.AFederal Agricultural Mortgage Corp | $140.87 | 7.7x | 1.2x | 4.47% | 13.48% | $1.53B |
| AMALAmalgamated Financial Corp. | $50.31 | 13.4x | 1.8x | 1.35% | 14.28% | $1.5B |
| XZOExzeo Group, Inc. | $16.69 | 17.4x | 5.2x | 0.00% | 50.37% | $1.5B |
| STCStewart Information Services Corp |
| 14.7x |
| 11.6x |
| 17.2x |
| 59.4x |
| 26.7x |
| 9.7x |
| 8.5x |
| 14.3x |
| 15.1x |
| 19.6x |
| 17.3x |
| — |
| 16.4x |
| 14.1x |
| 12.1x |
| 45.0x |
| 12.8x |
| 10.4x |
| P/S | 1.2x | 0.9x | 1.1x | 1.2x | 1.6x | 1.4x | 1.4x | 1.6x | 1.5x | 1.5x | 1.4x | 1.1x | 1.2x | 1.2x | 1.0x | 0.9x | 1.2x | 1.0x |
| P/B | 1.3x | 1.3x | 1.5x | 1.4x | 1.5x | 1.3x | 1.3x | 1.8x | 1.7x | 1.7x | 1.7x | 1.3x | 1.4x | 1.2x | 1.0x | 0.9x | 1.1x | 0.9x |
| EPS | $6.70 | $4.78 | $1.28 | $3.15 | $8.80 | $9.18 | $6.46 | $5.43 | $4.10 | $4.27 | -$0.93 | $3.91 | $3.98 | $3.80 | $0.90 | $3.74 | $3.48 |
| Dividend yield | 4.27% | 4.67% | 4.37% | 4.74% | 4.27% | 4.23% | 4.62% | 3.67% | 3.91% | 3.73% | 3.80% | 4.97% | 4.06% | 4.26% | 4.76% | 4.94% | 3.77% | 4.42% |
| Payout | 59.62% | 54.33% | 75.31% | 281.25% | 114.29% | 40.91% | 39.22% | 52.63% | 58.93% | 73.17% | 65.57% | — | 66.50% | 60.30% | 57.89% | 222.22% | 48.13% | 45.98% |
| Profit margin | 7.88% | 7.85% | 6.32% | 2.03% | 5.84% | 14.77% | 16.33% | 11.35% | 9.95% | 7.43% | 7.88% | -1.74% | 7.62% | 8.23% | 8.25% | 2.08% | 9.20% | 9.15% |
| ROE | 8.73% | 11.12% | 8.54% | 2.35% | 5.73% | 14.10% | 15.62% | 12.32% | 11.58% | 8.90% | 9.63% | -2.15% | 8.38% | 8.83% | 8.36% | 2.09% | 8.62% | 8.73% |
Median of the years shown; P/E years above 200x are left out.
The average of the method families that answered, not of the seven numbers: four of the seven start from the same earnings per share.
6 methods answered, across 3 families.
Room for errors in the reported numbers.
+69.5% from the average.
Models, not forecasts, and not investment advice. How each formula works →
| $49.24 |
| 11.5x |
| 0.9x |
| 4.47% |
| 9.61% |
| $1.5B |
| UFCSUnited Fire Group Inc | $57.99 | 10.6x | 1.5x | 1.38% | 15.46% | $1.49B |
| TFINTriumph Financial, Inc. | $62.21 | 42.0x | 1.6x | 0.00% | 4.12% | $1.49B |