United Fire Group Inc
United Fire Group Inc (UFCS) is listed on NASDAQ and classified in Insurance - Property & Casualty, part of the Financial Services sector. It is headquartered in Cedar Rapids, United States and has 846 employees. The company is worth $1.49B and trades at 10.6x its earnings of the last twelve months; the median for its sector is 13.2x. Revenue was $1.39B in fiscal 2025, up 10.6% from the year before. Net income was $118.19M. The share price is within 3% of its 52-week high. It pays a dividend yielding 1.38%. 6 of the 38 superinvestors we track held it at the end of Q2 2026. The largest position belongs to Cliff Asness (AQR Capital Management), at $21.28M. In that quarter, 1 of them opened or added to the position and 3 reduced it. No open-market insider trades in it were filed over the last 30 days.
Written from the data on this page: SEC filings (13F, Form 4, annual reports) and market prices.
Year by year, from the annual reports; dividends from the payments themselves.
Bars are year-end balances; lines are what happened during the year.
Major managers that reported this stock in their latest 13F.
▲ +169.8% over 5Y.
today you would have $3,094.19▲ +209.4%
Dividends reinvested, splits accounted for. Past prices say what happened, not what will.
The last 17 closed years, each at that year’s closing price and reported numbers.
| Indicator | Median | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Year-end price | $36.35 | $28.45 | $20.12 | $27.36 | $23.19 | $25.10 | $43.73 | $55.45 | $45.58 | $49.17 | $38.31 | $29.73 | $28.66 | $21.84 | $20.18 | $22.32 | $18.23 | |
| P/E |
Seven formulas applied to the reported numbers, each with its assumption next to the result. None of them predicts a price.
Square root of 22.5 × earnings × book value. Blind to intangibles, so it undervalues software and brands.
Earnings growing 9.1% a year plus a 1.4% dividend yield. Growth capped at 25%.
Median P/E of 13.2 among peers in the sector.
Median P/E of 12.8 across this company’s own years on record.
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
Companies of similar size in Financial Services, for comparison. The columns are the same ones above, in the same order.
| Stock | Price | P/E | P/B | Dividend yield | ROE | Market cap |
|---|---|---|---|---|---|---|
| TFINTriumph Financial, Inc. | $62.21 | 42.0x | 1.6x | 0.00% | 4.12% | $1.49B |
| STCStewart Information Services Corp | $49.24 | 11.5x | 0.9x | 4.47% | 9.61% | $1.5B |
| XZOExzeo Group, Inc. | $16.69 | 17.4x | 5.2x | 0.00% | 50.37% | $1.5B |
| AMALAmalgamated Financial Corp. |
| 12.8x |
| 8.1x |
| 11.9x |
| — |
| 46.4x |
| 7.3x |
| — |
| 75.4x |
| 51.3x |
| 22.9x |
| 25.5x |
| 10.9x |
| 12.8x |
| 9.6x |
| 13.8x |
| — |
| 12.4x |
| — |
| P/S | 0.8x | 0.7x | 0.6x | 0.5x | 0.7x | 0.5x | 0.6x | 0.9x | 1.3x | 1.1x | 1.3x | 1.1x | 0.8x | 0.8x | 0.7x | 0.7x | 1.0x | 0.8x |
| P/B | 0.9x | 1.0x | 0.9x | 0.7x | 0.9x | 0.7x | 0.8x | 1.2x | 1.6x | 1.2x | 1.3x | 1.1x | 0.9x | 0.9x | 0.8x | 0.7x | 0.8x | 0.7x |
| EPS | $4.48 | $2.39 | -$1.18 | $0.59 | $3.16 | -$4.50 | $0.58 | $1.08 | $1.99 | $1.93 | $3.53 | $2.32 | $2.98 | $1.58 | $0.00 | $1.80 | -$0.39 |
| Dividend yield | 2.62% | 1.76% | 2.25% | 3.18% | 2.30% | 2.59% | 4.54% | 2.97% | 7.59% | 2.39% | 1.97% | 2.24% | 2.62% | 2.41% | 2.75% | 2.97% | 2.69% | 3.29% |
| Payout | 33.62% | 14.29% | 26.78% | — | 106.78% | 19.00% | — | 224.14% | 389.81% | 54.77% | 50.26% | 24.36% | 33.62% | 23.15% | 37.97% | — | 33.33% | — |
| Profit margin | 4.94% | 8.52% | 4.94% | -2.71% | 1.53% | 7.56% | -10.55% | 1.23% | 2.58% | 4.85% | 5.01% | 9.91% | 6.28% | 8.68% | 4.94% | 0.00% | 8.04% | -1.82% |
| ROE | 5.30% | 12.56% | 7.93% | -4.05% | 2.03% | 9.17% | -13.66% | 1.63% | 3.11% | 5.24% | 5.30% | 10.14% | 7.23% | 9.73% | 5.51% | 0.00% | 6.63% | -1.55% |
Median of the years shown; P/E years above 200x are left out.
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
The average of the method families that answered, not of the seven numbers: four of the seven start from the same earnings per share.
4 methods answered, across 1 families.
Room for errors in the reported numbers.
+15.2% from the average.
Models, not forecasts, and not investment advice. How each formula works →
| $50.31 |
| 13.4x |
| 1.8x |
| 1.35% |
| 14.28% |
| $1.5B |
| LKFNLakeland Financial Corp | $59.38 | 13.6x | 1.9x | 3.50% | 15.00% | $1.48B |
| SAFTSafety Insurance Group Inc | $104.03 | 22.3x | 1.7x | 3.54% | 7.84% | $1.53B |