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Tompkins Financial Corp
Tompkins Financial Corp (TMP) is listed on NYSE American and classified in Banks - Regional, part of the Financial Services sector. It is headquartered in Ithaca, United States and has 813 employees. The company is worth $1.45B and trades at 8.2x its earnings of the last twelve months; the median for its sector is 13.2x. Revenue was $446.6M in fiscal 2025, up 49.3% from the year before. Net income was $161.07M. The share price is within 3% of its 52-week high. It pays a dividend yielding 2.78%, and has raised its annual dividend for 20 years in a row in our records. 4 of the 38 superinvestors we track held it at the end of Q2 2026. The largest position belongs to Cliff Asness (AQR Capital Management), at $9.24M. In that quarter, 3 of them opened or added to the position. No open-market insider trades in it were filed over the last 30 days.
Written from the data on this page: SEC filings (13F, Form 4, annual reports) and market prices.
Year by year, from the annual reports; dividends from the payments themselves.
Bars are year-end balances; lines are what happened during the year.
Major managers that reported this stock in their latest 13F.
▲ +24.8% over 5Y.
today you would have $1,425.97▲ +42.6%
Dividends reinvested, splits accounted for. Past prices say what happened, not what will.
The last 17 closed years, each at that year’s closing price and reported numbers.
| Indicator | Median | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Year-end price | $72.52 | $67.83 | $60.23 | $77.58 | $83.58 | $70.60 | $91.50 | $75.01 | $81.35 | $94.54 | $56.16 | $55.30 | $51.39 | $39.64 | $38.51 | $39.16 | $36.82 | |
| P/E |
Seven formulas applied to the reported numbers, each with its assumption next to the result. None of them predicts a price.
Square root of 22.5 × earnings × book value. Blind to intangibles, so it undervalues software and brands.
Earnings growing 16.7% a year plus a 2.8% dividend yield. Growth capped at 25%.
Median P/E of 13.2 among peers in the sector.
Median P/E of 14.0 across this company’s own years on record.
Cash flow growing 15.0% a year for 10 years, discounted at 10%, then 2.5% forever.
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
Dividend growing 5.1% a year against a 7.7% required return, from the stock’s beta.
Companies of similar size in Financial Services, for comparison. The columns are the same ones above, in the same order.
| Stock | Price | P/E | P/B | Dividend yield | ROE | Market cap |
|---|---|---|---|---|---|---|
| ESQEsquire Financial Holdings, Inc. | $118.89 | 19.6x | 3.1x | 0.67% | 18.26% | $1.44B |
| WABCWestamerica Bancorporation | $61.92 | 13.3x | 1.8x | 3.10% | 12.86% | $1.43B |
| LKFNLakeland Financial Corp | $59.38 | 13.6x | 1.9x | 3.50% | 15.00% | $1.48B |
| TFINTriumph Financial, Inc. |
| 14.0x |
| 6.5x |
| 13.6x |
| 91.3x |
| 13.2x |
| 13.8x |
| 13.6x |
| 17.0x |
| 14.0x |
| 23.7x |
| 24.2x |
| 14.5x |
| 15.9x |
| 14.9x |
| 16.3x |
| 12.0x |
| 12.6x |
| 12.4x |
| P/S | 3.5x | 2.3x | 3.3x | 3.9x | 3.7x | 4.0x | 3.5x | 4.8x | 4.0x | 4.6x | 5.8x | 3.5x | 3.5x | 3.3x | 3.0x | 2.7x | 2.7x | — |
| P/B | 1.7x | 1.1x | 1.4x | 1.3x | 1.8x | 1.7x | 1.5x | 2.1x | 1.9x | 2.2x | 2.6x | 1.6x | 1.7x | 1.7x | 1.3x | 1.4x | 1.6x | — |
| EPS | $11.24 | $4.97 | $0.66 | $5.89 | $6.05 | $5.20 | $5.37 | $5.35 | $3.43 | $3.91 | $3.87 | $3.48 | $3.46 | $2.43 | $3.20 | $3.11 | $2.96 |
| Dividend yield | 3.00% | 3.46% | 3.60% | 3.98% | 2.98% | 2.62% | 2.97% | 2.21% | 2.59% | 2.24% | 1.87% | 3.03% | 2.93% | 3.00% | 3.68% | 3.64% | 3.39% | 3.36% |
| Payout | 43.75% | 22.33% | 49.09% | 363.64% | 39.22% | 36.20% | 40.38% | 37.62% | 36.26% | 53.06% | 45.27% | 43.93% | 46.55% | 44.51% | 60.08% | 43.75% | 42.73% | 41.77% |
| Profit margin | 23.68% | 36.07% | 23.68% | 4.33% | 27.58% | 29.50% | 25.93% | 28.57% | 28.46% | 19.41% | 23.79% | 24.31% | 22.19% | 22.01% | 16.56% | 22.22% | 21.42% | 20.77% |
| ROE | 11.34% | 17.16% | 9.93% | 1.42% | 13.80% | 12.27% | 10.83% | 12.35% | 13.29% | 9.13% | 10.83% | 11.34% | 10.66% | 11.14% | 7.11% | 11.90% | 12.44% | 12.99% |
Median of the years shown; P/E years above 200x are left out.
The average of the method families that answered, not of the seven numbers: four of the seven start from the same earnings per share.
6 methods answered, across 3 families.
Room for errors in the reported numbers.
+19.2% from the average.
Models, not forecasts, and not investment advice. How each formula works →
| $62.21 |
| 42.0x |
| 1.6x |
| 0.00% |
| 4.12% |
| $1.49B |
| UFCSUnited Fire Group Inc | $57.99 | 10.6x | 1.5x | 1.38% | 15.46% | $1.49B |
| BHRBBurke & Herbert Financial Services Corp. | $69.69 | 11.4x | 1.2x | 3.16% | 9.79% | $1.41B |