Unity Bancorp Inc
Unity Bancorp Inc (UNTY) is listed on NASDAQ and classified in Banks - Regional, part of the Financial Services sector. It is headquartered in Clinton, United States and has 239 employees. The company is worth $567.84M and trades at 9.3x its earnings of the last twelve months; the median for its sector is 13.2x. Revenue was $131.81M in fiscal 2025, up 23.1% from the year before. Net income was $57.95M. The share price is 9.8% below its 52-week high of $62.50. It pays a dividend yielding 1.21%, and has raised its annual dividend for 12 years in a row in our records. 6 of the 38 superinvestors we track held it at the end of Q2 2026. The largest position belongs to Two Sigma (Two Sigma Investments), at $4.1M. In that quarter, 4 of them opened or added to the position. No open-market insider trades in it were filed over the last 30 days.
Written from the data on this page: SEC filings (13F, Form 4, annual reports) and market prices.
Year by year, from the annual reports; dividends from the payments themselves.
Bars are year-end balances; lines are what happened during the year.
Major managers that reported this stock in their latest 13F.
▲ +116.9% over 5Y.
today you would have $2,401.15▲ +140.1%
Dividends reinvested, splits accounted for. Past prices say what happened, not what will.
The last 16 closed years, each at that year’s closing price and reported numbers.
| Indicator | Median | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Year-end price | $51.72 | $43.61 | $29.59 | $27.33 | $26.25 | $17.55 | $22.57 | $20.76 | $19.75 | $15.70 | $11.34 | $8.57 | $6.96 | $5.67 | $5.82 | $5.50 | |
| P/E | 10.9x | 9.1x |
Seven formulas applied to the reported numbers, each with its assumption next to the result. None of them predicts a price.
Square root of 22.5 × earnings × book value. Blind to intangibles, so it undervalues software and brands.
Earnings growing 21.0% a year plus a 1.2% dividend yield. Growth capped at 25%.
Median P/E of 13.2 among peers in the sector.
Median P/E of 10.9 across this company’s own years on record.
Cash flow growing 15.0% a year for 10 years, discounted at 10%, then 2.5% forever.
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
Companies of similar size in Financial Services, for comparison. The columns are the same ones above, in the same order.
| Stock | Price | P/E | P/B | Dividend yield | ROE | Market cap |
|---|---|---|---|---|---|---|
| SFSTSouthern First Bancshares Inc | $59.81 | 12.9x | 1.3x | 0.00% | 9.93% | $566.51M |
| CRD.BCrawford & Co | $12.04 | 25.6x | 3.1x | 2.57% | 13.03% | $573M |
| CXIIChurchill Capital Corp XII | $10.35 | — | 1.4x | 0.00% | — | $574.94M |
| BWBBridgewater Bancshares Inc |
| 10.7x |
| 7.7x |
| 7.6x |
| 7.7x |
| 8.0x |
| 10.5x |
| 10.3x |
| 16.5x |
| 11.4x |
| 11.1x |
| 11.6x |
| 14.5x |
| 18.4x |
| 49.2x |
| 60.5x |
| P/S | 2.9x | 3.9x | 4.1x | 2.9x | 2.9x | 3.1x | 2.4x | 3.7x | 3.6x | 3.9x | 3.3x | 2.5x | 2.2x | 1.7x | 1.4x | 1.4x | 0.0x |
| P/B | 1.3x | 1.5x | 1.5x | 1.1x | 1.2x | 1.3x | 1.1x | 1.5x | 1.6x | 1.8x | 1.6x | 1.3x | 1.1x | 1.0x | 0.6x | 0.6x | 0.0x |
| EPS | $5.67 | $4.06 | $3.84 | $3.59 | $3.43 | $2.19 | $2.14 | $2.01 | $1.20 | $1.38 | $1.02 | $0.74 | $0.48 | $0.31 | $0.12 | $0.09 |
| Dividend yield | 1.19% | 1.12% | 1.19% | 1.62% | 1.57% | 1.37% | 1.82% | 1.37% | 1.30% | 1.16% | 1.07% | 1.12% | 1.06% | 0.39% | — | — | — |
| Payout | 12.48% | 10.23% | 12.81% | 12.50% | 11.98% | 10.50% | 14.61% | 14.49% | 13.43% | 19.17% | 12.19% | 12.48% | 12.35% | 5.66% | — | — | — |
| Profit margin | 28.67% | 43.96% | 38.71% | 38.50% | 39.18% | 40.54% | 30.56% | 35.23% | 34.92% | 23.82% | 26.78% | 22.91% | 17.42% | 15.03% | 12.21% | 7.35% | 6.39% |
| ROE | 13.01% | 16.77% | 14.02% | 15.19% | 16.08% | 17.56% | 13.60% | 14.72% | 15.83% | 10.92% | 12.43% | 12.18% | 9.14% | 8.95% | 5.48% | 3.46% | 3.20% |
Median of the years shown; P/E years above 200x are left out.
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
The average of the method families that answered, not of the seven numbers: four of the seven start from the same earnings per share.
5 methods answered, across 2 families.
Room for errors in the reported numbers.
+107.8% from the average.
Models, not forecasts, and not investment advice. How each formula works →
| $20.67 |
| 10.3x |
| 1.2x |
| 0.00% |
| 11.51% |
| $576.36M |
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| ABTCAmerican Bitcoin Corp. | $7.95 | — | 0.9x | 0.00% | -38.53% | $578.92M |