Loading…
Crawford & Co
How the company evolved, year by year. Revenue and debt come from the annual reports — for most companies, the 10-K filings with the SEC since 2009; dividends from the payments themselves.
The bars are a balance on the closing date; the lines are what happened during the year. Revenue above equity is ordinary, not an anomaly — it means the company turns its capital over more than once a year.
Major managers that reported this stock in their latest 13F.
None of the investors we track reported a position in CRD.B.
▲ +43.2% over 5Y.
today you would have $1,539.20▲ +53.9%
Dividends reinvested, splits accounted for. Past prices say what happened, not what will.
The last 19 closed years. Each multiple uses that year’s closing price and that year’s reported numbers — not today’s. The range is set by the annual reports on record.
| Indicator | Median | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Year-end price | $10.72 | $11.63 | $13.08 | $5.31 | $7.49 | $7.20 | $10.15 | $9.00 | $9.62 | $12.56 | $5.31 | $10.28 | $9.24 | $7.98 | $6.16 | $3.40 |
Seven formulas applied to what the company reported. None of them predicts a price — each answers what the stock would be worth if its assumption held. The assumption is printed next to every number, because it is the assumption that produces the result.
Square root of 22.5 × earnings × book value — the two ceilings Graham proposed. Blind to intangibles, so it undervalues software and brands.
Earnings growing 0.0% a year plus a 2.5% dividend — Lynch adds the yield to the growth rate, so a payer is not priced like a company that returns nothing. Growth capped at 25%.
Median P/E of 13.4 among peers in the sector.
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
This formula has no meaning here — usually a loss, negative cash flow, or a missing input.
Companies of similar size in Financial Services, for comparison. The columns are the same ones above, in the same order.
| Stock | Price | P/E | P/B | Dividend yield | ROE | Market cap |
|---|---|---|---|---|---|---|
| BWBBridgewater Bancshares Inc | $20.83 | 11.3x | 1.2x | — | 11.00% | $580.82M |
| FBIZFirst Business Financial Services Inc | $70.24 | 10.7x | 1.5x | 1.94% | 15.00% | $587.79M |
| NPBNorthpointe Bancshares Inc | $17.04 | 7.4x | 1.0x | 0.59% | 14.76% | $589.27M |
| SFSTSouthern First Bancshares Inc |
Crawford & Company provides claims management and outsourcing solutions for carriers, brokers, and corporations in the United States, the United Kingdom, Europe, Canada, Australia, Asia, and Latin America. The company provides claims management services to insurance carriers and self-insured entities risk, including property, public liability, automobile liability, and marine insurance; claims management and adjusting services to insurance carriers and self-insured entities from property and casualty insurance company markets; and field investigation and the evaluation and resolution of property and casualty insurance claims. It also offers claims management services, including workers' compensation, liability, and property; death and dismemberment, business travel, life, disability, critical illness, and credit protection claims programs; short and long term disability, family medical leave act, Americans with disabilities act, and state leave claims; legal services, risk management information, and consultative analytical services; loss mitigation services, such as medical bill review, medical case management and vocational rehabilitation; risk management information services; and administration of loss funds established to pay claims. In addition, the company provides managed repair service and outsourced contractor management to national and regional personal and commercial insurance carriers; services to insurance companies on losses caused by all types of natural disasters comprising fires, hailstorms, hurricanes, earthquakes, floods, as well as man-made disasters, such as oil spills, chemical releases, and explosions; staff augmentation that provides temporary staffing resources; and outsourced subrogation claims management, recovery, and consultative services for the property and casualty insurance industry. Crawford & Company was founded in 1941 and is headquartered in Atlanta, Georgia.
Company description provided by Yahoo Finance.
| $3.94 |
| $14.54 |
| $4.15 |
| P/E | 13.0x | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | 6.4x | — | 23.5x | 13.0x |
| P/S | 0.2x | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | 0.2x | 0.2x | 0.7x | 0.2x |
| P/B | 2.8x | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | 2.0x | 3.6x | 4.3x | 0.8x |
| EPS | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | $0.53 | -$2.23 | $0.62 | $0.32 |
| Dividend yield | 2.08% | 2.71% | 2.41% | 1.99% | 4.52% | 3.20% | 2.36% | 1.97% | 2.22% | 2.08% | 1.59% | 3.77% | 1.75% | 1.52% | 2.01% | 1.30% | — | — | — | — |
| Profit margin | 2.38% | 1.50% | 1.98% | 2.32% | -1.49% | 2.69% | 2.78% | 1.19% | 2.31% | 2.38% | 3.05% | -3.66% | 2.52% | 4.07% | 3.86% | 3.75% | 2.55% | -11.04% | 2.84% | 1.53% |
| ROE | 15.17% | 11.34% | 16.92% | 21.61% | -14.70% | 14.48% | 15.14% | 7.84% | 15.17% | 15.17% | 23.37% | -40.01% | 17.71% | 25.51% | 35.89% | 34.02% | 31.65% | -204.09% | 18.38% | 6.22% |
Median, not average: a single year of near-zero profit produces a P/E of 400 and would drag an average on its own. P/E years above 200x are left out, the same cut the fair price uses — so this median matches the “its own history” method below. Price and EPS have no median: they are series that grow.
Dividend growing 0.0% a year against a 7.0% required return, taken from the stock’s beta. The only method anchored on what the company pays rather than what it reports.
Not the average of the seven numbers above. Four of the seven start from the same earnings per share — Graham, Lynch, sector multiples and its own history — so averaging all seven would let one input count four times and drown out the others. Instead each family produces one number, and the fair price is the average of the families that answered. A family with two working formulas contributes their average, not two votes.
4 methods answered, across 2 families.
Every formula reads the same reported statements and they can be wrong together. The margin is room for that.
-63.6% from the average.
These are models, not forecasts, and not investment advice. Change one assumption and the number changes with it — that is a property of valuation, not a defect of this page.
| $60.51 |
| 13.0x |
| 1.3x |
| — |
| 9.93% |
| $573.14M |
| UNTYUnity Bancorp Inc | $58.78 | 10.2x | 1.6x | 1.16% | 16.95% | $590.3M |
| KRNYKearny Financial Corp. | $9.36 | 16.4x | 0.8x | 4.70% | 4.79% | $591.3M |